Ukuba inkokhelo yakho efunekayo ngosuku olufanayo inyanga nganye yenza kube lula ukugcina umkhondo weebhilikhwe zakho, kodwa enye yale mihla ingawela ngeveki okanye ieholide.
Le mihla xa i-imeyile ingaboniswa, kwaye umnikeli wakho wekhadi lokuthenga ngetyala unokuvalelwa ukucwangciswa kwentlawulo. Ngaba intlawulo yakho efanelekileyo okanye ngaba ufumana ixesha elongezelelweyo lokuhlawula ukususela ekubeni umhla owenziweyo awuzange uwele ngomhla we shishini?
Umthetho weveki okanye iiHholide eziKhutshwayo
Iinkcukacha ze-Credit CARD Act xa abathengi bamakhadi bekhadi kufuneka bamkele iintlawulo. Ukuba usuku lwakho olufanelekile luwela kwiholide okanye ngeveki, umnikeli wakho wekhadi lesikweletu kufuneka avume intlawulo ngaphandle kokukuhlawula nayiphi na isohlwayo nje kuphela ukuba intlawulo ifunyenwe ngolu suku lweentsuku ezilandelayo ngo-5: 00. Kukho ukubanjwa nangona: umgaqo usebenza kuphela ukuba iholide okanye usuku lweveki luwela ngosuku apho umniki wekhadi lokuthenga ngetyala akwamkeli iintlawulo kuzo zonke. Ngohlobo lwe-24/7 lwamashishini, abaniki bamakhadi bekhredithi bahlala bemkela iintlawulo, nangona ngeveki neeholide, nangona kungenjalo ngeposi.
Indlela yokwenza intlawulo yakho ngexesha
Xa umrhumo wakho wokuhlawula ungena kwiholide okanye ngeveki kwinyanga ethile, jolise ukwenza inkokhelo yakho phambi kwaloo mini, ingakumbi ukuba uthumela i-ntlawulo yakho.
Uninzi lwethu alucingi ngokuhlawula iindleko ngeeholide nakwiimpelasonto, ngoko ke ukucwangcisa kuya kuqinisekisa ukuba ukuhlawula kwakho kufika ngexesha. Unokuhlawulwa umrhumo wexesha elifutshane ukuba imali yakho ayifumaneki ngomhla ofunekayo nangona umhla ofunekayo ngowamaviki okanye ieholide. Ngaphandle kokuba umnikeli wakho wekhadi lokuthenga ngetyala (credit card) uyamkela iintlawulo zeposi (kakhulu akunakwenzeka), intlawulo yakho iya kukhawuleza ukuba ifumaneka ngoMvulo olandelayo okanye ngosuku emva kweeholide.
Eminye indlela yokuThengisa intlawulo yakho
Ukuhlawula intlawulo yakho ngeposi ngeentsuku ezimbalwa ngaphambi kokuqhelekileyo, ngoko kunethuba elaneleyo lokufika kwaye lucubungulwe ngaphambi komhla ofunekayo, umzekelo, ngoLwesihlanu okanye ngosuku ngaphambi kweeholide. Ukuba awukwazi ukuthumela i-intlawulo yakho ngexesha, unako ukumisela inkokhelo kwi-intanethi kwiwebhusayithi ye-card issuer. Okanye, ungabiza ukuba wenze intlawulo ngefowuni. Uzakufuna ulwazi lwenkcukacha yakho yokujonga-inombolo ye-akhawunti kunye nenombolo yokuhamba-ukwenza inthanethi okanye intlawulo yefowuni.
Qaphela ukuba ukuba ulinde de kube ngumhla owenzelwe ukuba wenze i-credit card yakho yentlawulo , kunokufuneka wenze inkokhelo yefowuni ehambelanayo, ekulungele ukuba unokuhlawula umrhumo. Khumbula ukuba, ngaphandle kokuba umnikeli wakho wekhadi lesikweletu anexesha lokugqibela lokuhlawula imali, intlawulo yakho kufuneka yenziwe ngo-5 ntambama. ngomhla omele ukuqwalaselwa ngexesha. Gcina ingqiqo yexesha lomniki-khadi engqondweni.
Yilungiselele ngeveki okanye kwixesha leeholide
Yiba nomkhwa wokujonga ikhalenda ngemini yakho efanelekileyo ekuqaleni kwenyanga yonke, okanye ngeveki yokugqibela yenyanga ukuba iintlawulo zakho ezifunekayo ezinsukwini ezimbalwa zokuqala zenyanga. Ngokuqaphela ikhalenda ezayo, uya kuba sele ucinga ngeentlawulo eziwela ngeveki okanye iiholide, kwaye unokuzilungiselela ukufumana ezo ntlawulo ezenziwe ngaphambi komhla ofunekayo.
Ukubhalisa imihla yakho efanelekileyo kwikhalenda okanye ukuhlawula zonke iindleko zakho ekuqaleni kwenyanga ziindlela ezimbalwa onokuqiniseka ukuba ukuhlawulwa kwakho ngexesha.