Alukho elinye iCandelo le-Asset Class elibonelela ngeeNkxaso zeeNkxaso zeeNqanaba eziPhezulu
Ngexa ufanele unyamezele ukunyuka kwexabiso elingaba ngu-30% ukuya kuma-50% ngonyaka, ukuba ugxininisa kwiimashishini ezinenzuzo ezinokuphakamisa amanani njengoko iphepha lekhalenda liwela phantsi, kwaye ukhethe amaqela okulawula azinikezele ukuthumela le ngxowankulu ukuphuma kuwe, umnini, ngendlela yesahlulo , ungahlala ekhaya uze uyigatya imarike yemasheya ngokupheleleyo.
Imizekelo Yehlabathi Yokwenene Yokwandisa Amasheya Ahlulo
Cinga ezinye zeesitokisini zam indlu. Zininzi zale ndithenge ngethuba elidlulileyo, xa izitokisi zithengwa kakhulu. Ndizimisele ukubabamba, yonke into eyaziwayo eyaziwayo, ixesha elide. Xa ndaqala ukubhala eli nqaku ngasekupheleni kukaFebhuwari, 2014:
- Ibhodi labalawuli be- Nestlé icetywe ukuba i-dividend yenyuka ibe yi-2.15 ye-CHF kwi-CHF 2.05 eyayihlawulelwa kubanikazi kunyaka odlulileyo, ukugquma kwama-4.8%.
- Inkampani yeCoca-Cola yatshengise ukuba iyanda igalelo layo kwi $ 1.22 ngonyaka ukusuka kwi $ 1.12, i-jump of 9.0%.
- I-Walt Disney Inkampani yaphakamisa igalelo layo kwi $ 0.86 ukusuka kwi $ 0.75, ukunyuka kwama-15.0%.
- UDkt. Pepper Snapple Ukhulise isabelo sawo kwi $ 1.64 ukusuka kwi-1.52 ye-$, ukuhlawula umvuzo we-7.8%.
- UMcCormick & Inkampani yaphakamisa igalelo layo kwi $ 1.48 ukusuka kwi-$ 1.36, ukwanda kwe-8.8%.
- Ubunjineli beZizwe eziManyeneyo bephakamisa igalelo layo kwi $ 2.36 ukusuka kwi-2.14 yezigidi, ukwanda kwe-10.3%.
Uluhlu luqhubeka kunye nokuqhubeka, kwiinkampani ezininzi, kunye neenkampani ezininzi. Abazalwana bam, abazali, umzala; Ndibancede ngokunyamekela nangokunyamekela ukwakha iiphothifoliyo zeempahla eziphezulu, iintlobo ze-blue chip ezibandakanyiweyo, ezifanele zinikezele i-gusher ezikhulayo zenkcitho yemali ukuze zichithe, zisindise, zinike, okanye zibuyisele kwakhona, nokuba sasiya kwelinye Ukuxinezeleka Okukhulu. Kwiiveki ezininzi, iinyanga, iminyaka, kwaye, kwakhona, amashumi eminyaka, sakha iqoqo lobunikazi kwimigodi yezimayini, iibhondi ezizibophezelekileyo, iinqununu zezobisi, iibhanki kunye nama-conglomerate.
Ezinye zee-securities kwipotfoliyo yam sele ikhona iminyaka engaphezu kwe-12. Ngokomzekelo: Enye yezona zikhundla ezindala endinayo kwi- akhawunti yokuthengisa ngokubambisana kunye neqabane lam liyinkampani ye-gasket ne-sealant endiyifumeneyo njengento yokucima kwinqanaba lobunjineli be-aerospace ndiyithenga njengomntu omtsha kwiikholeji, ndisebenzisa imali yam igalelo lexeshana lokuxhasa imali. Olu hlobo lokugqibela lwahlula zibe zibini kwaye ndagcina ukuhanjiswa ngaphambi kokugqitywa kokuthengisa okokuqala. Kuxabisa u-1000% ngaphezu kokuba ndiyihlawule nangona zimbini ezinkulu zeemakethe zokutshatyalaliswa kwempahla, iimfazwe ezininzi, kunye nebhola lezindlu. Xa ndithenga, i-YouTube yayingenakulungiswa kwaye uBill Clinton wayengasishiyanga iofisi.
Ndibukele ukukhanya, kunye nokuphazamiseka, amaxesha amaninzi, kodwa i-firm firm still profit, kwaye inendawo ekhethekileyo kwishishini layo, ngoko andinaso isicwangciso sokuthengisa isigxina sam ubani. Ndiyathanda ukuba ngumnikazi. Lo mkhuba unqabile kakhulu kubatyalo-mali abaninzi, kodwa yimfihlo kwimpumelelo yam. Khetha ii-stocks zakho njengeqabane lomntu wonke, kungekhona ubusuku obunye.
Iintengo zeSahlulo ziyabantu bonke
Akukho nto iyingqayizivele, okanye eyimfuneko, malunga neentsapho zam ezenza ukuba zihluke kwiyakho. Kutheni kungabikho abantu abasebenzisa i-asethi ehambisa imifudlana yengeniso engapheliyo , evumela ukuba uqokelele isheke kwi sabelo sakho senzuzo? U-Coca-Cola, umzekelo, uye wakhuphula isabelo sakhe minyaka yonke iminyaka engamashumi amahlanu. Isiqingatha sekhulu! Ndimncinci - ndandineminyaka engama-30 - kodwa xa ndizalelwe i-dividend yemali yayiyi-$ 0.01291 echanekileyo.
Ewe, njengangoku, kungabi ngaphezu kwe-1 ¢ isabelo. Ngoku i $ 1.22 isabelo kuba i-soda, amanzi, itiye kunye nekhofi enkulu inokuphakamisa amanani kunye nokunyuka kwamaxabiso emhlabeni jikelele kumazwe angaphezu kwama-200 kunye nama-90 asebenzayo. Ukunikezwa kwayo kunye namandla okuthengisa akufani.
Ukuba inani lobunikazi likhangeleka-oko kukuthi, ukuba imali yokufumana isivuno isondelene nezivuno zentengo yebhondi ilungile-njani umntu ongenakukhangwa kuyo? Ngubani okhathalelayo ukuba isitokisi sifana ne-coaster coaster? Yintoni efanelekileyo ukuba uhlale kwi-checks ye-checks ikuthumela? Yonke into oyifunayo yintengo yokuqala . Ayithathi ingqondo yemathematika ukubala ukuba isabelo esisodwa esithengiweyo namhlanje nge $ 37.77 kufuneka sasabalalise ixabiso lentengo ye-$ 77.16 ukuya kwi-$ 119.98 kwii-25 zee-25 ezizayo kwaye uya kuba neefowuni ekupheleni kwelo xesha elifutshane kwesiganeko esingalindelekanga. Nangona ukhetha i-dud ekugqibeleni iya kuphazamiseka, iyakwazi ukwenza imali eninzi-yabona isifundo sam icala sase-Eastman Kodak njengomfanekiso wehlabathi wangempela.
Funda konke onako malunga nokuxabisa izitokisi eziqhelekileyo okanye, ukuba awukho kulo, utyalo-mali kwiindleko zenkcitho ephantsi . Ngokomlando, iresiphi ye- dollar iyabiza ixabiso eliphakathi kwayo iminyaka emininzi, idibene neengeniso ezibuyisiwe kunye necebo elifanelekileyo lentela liye laphumelela eliya kuguqula ngisho neyona mihlaba eqhelekileyo ibe yintsika yobuncwane. Ilizwe lizele imfihlelo "iintlobo zeeNyanga ezilandelayo" eziye zenze ngokuchanekileyo oko.