Ukuqonda amaCandelo aMatyala angoku
Ezi matyala zichasene nezinto ezikhoyo . Amatyala asebenzayo afaka izinto ezifana neengxowa-mboleko zexesha elifutshane ezivela kwiibhanki eziquka umgca wokusetyenziswa kwemali-mboleko, izilinganiso ezihlawulwayo, amaxabiso kunye nentlawulo ehlawulwayo, ukukhula kwemali ekhokhwayo, ukuhlawula umboleki kunye nokugcinwa kweentlawulo.
Ngezantsi zikhona ezinye zeziganeko eziqhelekileyo nezibalulekileyo ezikhoyo kumgca- mali .
Iikhompyutyala ezihlawulwayo: I-Most Popular Current Liability
Iingxelo ezihlawulwayo zichasene neengxelo ezifunyenweyo. Kuvela xa inkampani ithola imveliso okanye inkonzo ngaphambi kokuba uyihlawule. Iimali ezihlawulwayo, okanye i-A / P njengoko idla ngokukhawuleza, enye yezona zibopheleleko ezikhoyo ngokubanzi ziza kubakho nkampani ngenxa yokuba zihlala ziyalula iimveliso ezintsha okanye zihlawula abathengisi abathengisi nabathengisi ngeenkonzo okanye kwiirhwebo. Iinkampani ezilawulwa kakuhle zizama ukugcina ii-akhawunti ezihlawulwa ngokukhawulezileyo ukufihla zonke izinto ezikhoyo.
Enyanisweni, oku kuthetha ukuba abathengisi bahlawula iithalafu zenkampani ukuze bahlale begcinwe. Abaqhubi abasebenza kakhulu kumashishini afana ne-discount discounters, Target kunye neWal-Mart phakathi kwabo, baye benza le nto yobugcisa. Ngokwenene ngokwenene, ukukhula kwabo kweshishini kuxhaswa ngabathengisi abanjengoM Procter neGamble kunye neClorox, bobabini abathumela iimveliso kwiitrhefu zesitoretye ngetyala, banikezela abathengisi ithuba lokuthengisa iimpahla ngaphambi kokuhlawula imali efunekayo kuba .
Oku kuthetha ukuba u-Wal-Mart kunye noThagethi bangasebenzisa eminye yemali abaye bakhulisa kubanikezeli-nxaxheba, abagcini-mboleko, kunye neenzuzo ezigcinwe ukuxhasa ukwanda kwesebe entsha.
Izinzuzo ezithengiweyo kunye ne-Payroll njengeMfanelo yangoku
Le nto kwinqanaba leemfanelo zamatyala okwangoku limele imali ebolekiweyo kubaqeshwa njengemivuzo kunye neebhonasi apho inkampani ingazange ihlawulwe.
IsiTyala sexesha elide kunye nexesha elide
La matyala anje ngamanye amaxesha abizwa ngokuba ngamanqaku ahlawulwayo. Yona nto ibaluleke kakhulu phantsi kwecandelo leemfanelo zamatyala ekhoyo kwinqanaba le-balance sheet kunye nexesha elininzi, limela iintlawulo kwiimali-mboleko zenkampani okanye ezinye iimboleko ezifunekayo kwiinyanga ezilishumi elinesibini ezizayo. Ukusebenzisa imali ebolekileyo akusiyo impawu yobuthakathaka bezezimali; umzekelo, isigqeba segosa esilungileyo sesebenzi singasebenzisa iimali-mboleko zexesha elifutshane kwiKrisimesi ukwenzela ukuba angakwazi ukugcina impahla kwimpahla ngaphambi kokukhawuleza kwexesha. Ukuba ixabiso liphezulu, ivenkile yayiza kuthengisa yonke i-inventory yayo, ihlawule ityala lesigxina, kwaye iphakame ityala. Olu tyenziso lwemveliso lungabangela ukubuyiswa okuphezulu kwi-equity .
Ungalindela njani ukuxelela ukuba inkampani iboleka ngokuhlakanipha imali (njengokwenza ivenkile yethu yesebe) okanye ukungena ngokungenazo kwi-matyala?
Jonga inani lemali ehlawulwa kwi-bhanki (ukuba ahlulekwanga phantsi kwinqanaba elihlawulwayo, lidibanise imbopheleleko yexesha elifutshane kunye netyala lexesha elide). Ukuba inani lemali kunye nemali efana nemali kakhulu kunamaphepha amanqaku ahlawulwayo, akufanele ube nesizathu sokukhathazeka.
Ukuba, ngakolunye uhlangothi, amanqaku ahlawulwayo anenani eliphezulu kunemali, ukutsalwa kwexesha elifutshane, kunye neengxelo ezifunyenweyo ezidibeneyo, kufuneka uxhalabele kakhulu. Ngaphandle kokuba inkampani isebenza kwishishini apho i-inventory ingaguqulwa ngokukhawuleza, yile nto ibonakaliso obuthathaka obuthathaka.
Amanye amatyala okwangoku kwiSahluko sokuBhalisa
Ngokuxhomekeke kwinkampani, uza kubona ezinye iintlawulo ezikhoyo zikhoyo. Ngamanye amaxesha baya kuhlanganiswa phantsi kwesihloko esithi "ezinye iimfanelo ezikhoyo." Ngokuqhelekileyo, unokufumana uluhlu olunzulu lwezinto ezi "ngenye" amatyala angcwatyelwa kuyo kwimibiko yonyaka okanye 10-K .
Ngokuqhelekileyo, unokufumana intsingiselo yokungena ngegama layo. Ukuba uluhlu lwezorhwebo "Iphepha lezorhwebo" okanye "iibhanki ezihlawulwayo" njengesibophelelo samanje, unokuqiniseka ukuba inani elibhaliweyo yiyo eya kuhlawulwa kwiibhanki zenkampani kwixeshana elifutshane.
Abathengi beeMali ziTyala kwiiBhanki
Ukuba ukhangela ibhalansi yebhanki, uya kufuna ukunyamekela ingqalelo phantsi kweemfanelo ezikhoyo ezibizwa ngokuba yi-"Deposits Deposits". Kwiimeko ezininzi, oku kuya kubalwa phantsi kwamanye amatyala awangoku, ukuba ayilwanga kunye nabo. Le yimali abathengi abaye bayifaka ebhankini. Ukuba ucela ukuba kutheni umboleki-mali atyala, impendulo ilula. Ekubeni, ngokoqobo, bonke abanikazi beakhawunti banokurhoxisa zonke iimali zabo ngexesha elifanayo, ibhanki kufuneka ibhale idizithi njengesibophelelo samanje.