Iindawo eziSebenzayo Zokufumanisa Amathuba Ayingenelo
Ukukunceda ukuba uqalise, ezi zicebiso ezine zahlanganiswa njengenxalenye yesicwangcisi sethu malunga nendlela yokutshala imali kwi-stocks kwaye kunokukunceda ukuba ufumane iingcinga zemali kwiindawo zakho zangasemva.
Iingxowa-mali 1: I-Standard and Poors Large Cap, i-Cap Mid, ne-Guides Cap Caps
Unyaka ngamnye, i-Standard and Poors ikhupha izikhokelo zezemali ezintathu ezineenkcukacha zembali kwiinkampani ezikhethiweyo ezenza i-Cap Cap Small, Mid Cap, kunye ne-Cap Cap indices. Iingxelo zamaphepha amabini kwaye zibandakanya igama elipheleleyo lekampani, isimboli se-ticker, imboni, ulwazi loqhagamshelwano (kubandakanywa amanani eefowuni kunye needilesi zewebhu), iirekhodi zeerhafu, uludwe lwegosa, kunye nesishwankathelo soshishino. Umtyalo-mali uza kuncedwa ukungawuthobeli ukuthenga, ukuthengisa okanye ukubamba i-S & P isincomo kwisigqibo ngasinye, kunokuba ujonge ukukhula kwimivuzo , amanqanaba ematyala kunye nokubuyela kwizinga lokulingana kwiminyaka embalwa edlulileyo. Thatha ipakethi yokukhawuleza kwaye ubhale phantsi igama kunye nefayile yekitikhi yazo zonke iinkampani ezikhangeleka kuwe; uluhlu lwakho lweengcamango zotyalo-mali luyakubonakalisa kakhulu malunga nommandla wobuchule kunye nendlela ethile yokutyalomali.
Shayela nganye inkampani uze ucele ulwazi okanye ulandele ingxelo yayo yonyaka kwi-intanethi. Edibeneyo, izikhokelo ezintathu ziqulethe iinkcukacha kwiinkampani eziyi-1,500, ukubonelela ngeengcinga ezaneleyo zokutshala imali ukugcina uxakeke ixesha elithile.
Iingcamango zotyalo-mali 2: Khangela i-Survey Value Line Investment Survey
Uluhlu lweNgcaciso loTyalo-mali loTyalo-mali lunye lweendlela ezifanelekileyo kakhulu zokufikelela kwiinkcukacha zedata kunye neembali kumakhulu ezinkampani kwiimitha ezimbalwa nje.
Abatyalomali banokuthenga ukuthenga ngokubhaliweyo okanye kwifomu yekhompyutha. Ukuba awukwazi ukuhlawula imali yentlawulo ye-$ 500 +, thabatha uhambo oluya kwilayibrari yakho yasekuhlaleni. Mhlawumbi kunokuba kunjalo, balondoloza ukuthenga. Unako ukusebenzisa iirekhodi mahhala kwaye ukopize kuphela iinkampani ezihlangabezana neemfuno zakho.
Iingcamango zoTyalo-mali 3: Thatha uhambo oluya kwiSitolo, iSitishi sakho seGesi, okanye iSitolo sokuThengisa
Gamba ipasti yephepha uze ugijime kwiindawo ezimbalwa zeendawo zokuthenga. Yenza uludwe lweemveliso zeempawu zegama-zezinto ezifana ne-Clorox bleach, i-Coca-Cola, i-Tide, i-M & M, i-Wrigley's, i-savings dish yase-Dawn, i-Energizer ibhetri, kunye neKhokoleta yakwa-Hershey. Cinga ngento nganye into engenayo imali. Thatha into kwaye uhlole ipakethe ukuze ufumane igama kunye nedilesi yomenzi. Khangela umnatha, okanye ubize inombolo enikezelweyo kwaye ubuze ukuba inkampani iyathengiswa esidlangalaleni (ithetha ukuba unokuthenga amasheya esitokisini kuyo). Ukuba kunjalo, xelela ukuba ungathanda ukucela ingxelo yonyaka. Kwiimeko ezininzi, baya kukudlulisela kwisebe lobudlelwane-mali. Banike igama lakho nedilesi, kwaye baya kukuthumela ikopi yengxelo ngaphandle kwentlawulo.
Iingcamango zoTyalo-mali 4: Cela umfazi wakho kunye nabantwana
UPeter Lynch, omnye wabaphathi abaziintloko beengxowa-mali zaso sonke ixesha, uthi amabango akhe athile kakhulu atyala imali evela kumfazi wakhe nabantwana.
Ngesinye isihlandlo, uLynch uphando kwinqwelo elithile emva kokuba intombi yakhe inikeze ikhabethe yakhe yokubuyela esikolweni kunye nezambatho zayo. Kwesinye, uLynch wathenga izabelo zeHanes, umenzi we-L'A hose i-egg, emva kokuba umfazi weza ekhaya kunye nesibini ayithatha kwivenkile.
Iinkcukacha ezithe xaxe
Ukufumana ulwazi olungakumbi kwiinkampani zikarhulumente kunye neenkampani ezizimeleyo, uphando lweempawu zecikiti, ukufumana iingxelo zonyaka kunye ne-SEC filings, nokubhalisa kwi-dividend yokubuyisela imali okanye izicwangciso zokuthengwa kwempahla, funda uPhando loTyalo-mali 101 .