Ngaba amaMerika anethemba ngakumbi ngaphezu kwexesha lolawulo lweReagan?
Index Index
IBhodi yokuThembela kwabathengi yabika i-Index yayingama-127.7 ngoMatshi 2018. Yehla ukusuka ku-130,0 ngoFebruwari. I-tick-down tick for the people were little concern about the future.
Ibetha ingxelo ka-Matshi ka-2017 emva kokunciphisa i-post-recession, eyi-111.9, kwaye u-111.9 we-pre-recession ufikelele ngoJulayi 2007.
Ukuzithemba kuphuculwe kakhulu kwixesha lonke eliphantsi kwe-25.3 ngoFebruwari 2009. Ingxelo ephakamileyo ukususela ngo-1977 yayingumlinganiselo we-144.7, yafika ngo-Meyi 2000. Ngokwezikhokelo zentembeko yabathengi i-Monthly Data yenziwe yiYunivesithi yaseWisconsin.
Ingaba isebenza kanjani
Ibhodi yeNgqungquthela yabathengi yakha i-Index ngo-1967. Inani lifanisa nentembelo yenyanga yakutshanje ukuya ngo-1985. Ngaloo nyaka, i-Index yayingama-100 ngokuchanekileyo. Ukuba i-Index yamuva ingaphezulu kwe-100, ngoko abathengi banokuzithemba ngakumbi kunokuba babekho ngo-1985. Ukuba bangaphantsi kwe-100, abanokuzithemba ngakumbi kunethuba loLawulo lweReagan .
Ibhodi isekelwe isalathiso kwiseshoni nganye yenyanga emi-5,000. Ingxelo inika iinkcukacha malunga nombono wabathengi kunye nokuthenga iinjongo. Inika isishwankathelo sesizwe kunye nokuphulwa ngumdala, ingeniso kunye nommandla welizwe.
Kukho ngokwenene imirhumo emithathu kwiNgxelo yokuThembela kwabathengi nganye ngenyanga. Eyokuqala yiNkcazo yeNdawo yangoku. Ilinganisa impendulo kwimibuzo emibini uphando lubuza:
- Ungayilinganisa njani imiqathango yezo shishino?
- Ungathini ngemisebenzi ekhoyo kwindawo yakho ngoku?
Okwesibini yiNkcazelo yeLindelo.
Ibika malunga nezibikezelo zabaphendulayo ngeemeko zoshishino kunye nemisebenzi ekhoyo kwiinyanga ezintandathu ukususela ngoku. Kukwabanisa nokuba ngaba abaphandiweyo bacinga ukuba imali yabo iya kuba phezulu, ephantsi okanye malunga neenyanga ezintandathu.
Okwesithathu kwaye ethandwa kakhulu yiNkcazo YokuThengiswa kwabathengi. Ingqungquthela yamanye amanqaku. Ipesenti ezingamashumi amane zalo ngokusekelwe kwiNkcazo yeNdawo yangoku kwaye iipesenti ezingama-60 zisekelwe kwiNkcazo yexesha elindelekileyo.
Indlela ekuchaphazela ngayo
Ukuzithemba kwabathengi ngumqhubi oyintloko wemfuno kuqoqosho lwe-US. Ukuba abantu abaqinisekanga ngekamva, baya kuthengwa ngaphantsi. Ukunciphisa ukukhula koqoqosho. Xa kuthembela kwixesha elizayo liphezulu, abantu bazimisele ukuthenga. Oku kwandisa inkcitho yabathengi , okuyi-70 pesenti yemveliso yasekhaya yasekhaya yase-US. Amanye amacandelo e-GDP yintengiso-mali, iindleko zikaRhulumente kunye namazwe angaphandle.
Ukuba ukuzithemba kwanda kakhulu, ngoko abantu baya kuchitha ngaphezulu kunokugcina. Idala isidingo esiphezulu esinokubangela ukunyuka kwamaxabiso . Ukumisa, i- Federal Reserve izakuphakamisa inzala . Ukunciphisa ukukhula koqoqosho. Kwakhona kwandisa inani le dollar , Okunciphisa amazwe angaphandle ngenxa yokuba ngoku ixabiso eliphezulu kwiimarike zangaphandle.
Yenza ukuthengwa kwexabiso elingathengi, okunciphisa nokunyuka kwamaxabiso.
Isikhokelo soKhuseleko lwaBathengi sibonakaliso sokungena . Oko kuthetha ukuba kulandeleka iindleko zezoqoqosho. Uninzi lwabantu aluvumi ukuba uqoqosho lutshintshile de iinyanga emva koko. Ngokomzekelo, nangona ukupheliswa kwemali kudlulile, abantu abayiva. Abaninzi abasasebenzi. Abanye bafumana ityala ngexesha bebe bengasebenzi. Kanti abanye baye balahlekelwa amakhaya abo. Ngoko ke, abaqinisekanga ukuba imeko yezoqoqosho iphuculwe.
I-lag iphinda ivele xa kuvela ukuhlawulelwa kwemali. Abantu baziva beqinisekile. Kuthatha ixesha ngaphambi kokuba balahlekelwe imisebenzi okanye amakhaya. Nangona balahlekelwe ngumsebenzi, banomuva wokuba bafumane entsha ngokukhawuleza njengoko benza eminyakeni embalwa edlulileyo. Kungathatha iinyanga ezintandathu ngaphambi kokuba baqonde ukuba akukho misebenzi. Ngelo xesha, baye bangena ematyaleni kwaye mhlawumbi bahlaselwa kwi-mortgage yabo.
Uphando luphinde lubuze ukuba kulula kangakanani ukufumana imisebenzi. Ngokuqhelekileyo, akunakuba nzima ukufumana imisebenzi de emva koqoqosho luphendukile. Kungenxa yokuba ukungabikho kwemisebenzi kuyisilathisi sokungena. Into ekugqibela abaphathi abafuna ukuyenza kukuba baqeshwe abasebenzi babo. Basika zonke iindleko zokuqala. Ngethuba liqala ukutshabalalisa, ukunyuka kwemali sele kusele.
Abatyalomali kunye nabahlalutyi bemashishini beemasheya bajonga i-Index Considence Trust Index. Bayafuna ukufumana ingcamango yokuba ingqalelo imali okanye iyancipha. Naluphina ukunyuka kunokunyusa iindleko zoshishino ukuhlangabezana nemfuno. Oku kwandisa imali kunye nemali yamasheya . Ngenxa yeso sizathu, abatyali-mali bayakwazi ukuthenga amasheya ukuba inkcazo yokuthembela kwabathengi iphakama.
Imarike yemasheya ingashukunyiswa ngokuphawulekayo ngomhla we-Index epapashwe. Kodwa oku kuya kwenzeka kuphela ukuba kukho ukungaqiniseki okukhulu malunga noqoqosho. Abatyalomali bayamkela nayiphi na ingqiqo eyongeziweyo yoNgcoliso lwaBathengi.