Funda iNgcaciso kunye neZiseko zeCandelo D Mutual Funds
Nakhu okufuneka ukwazi malunga ne-D yokwabelana ngemali:
I-Mutual Fund Class D Yabelana Inkcazo
Iiklasi zeDual D ziyakwazi ukufana neengxowa-mali ezingabikho mthwalo kuba ziyingxenye yesabelo sokwabelana ngeengxowa-mali ezadalwa njengenye indlela eyahlukileyo isabelo , isabelo se-B kunye ne- share share cash, ukulayisha okanye ukulayisha umgangatho, ngokulandelanayo.
Ngokomzekelo, enye yeengxowa-mali ezixhaswa kakhulu kwiD e-PIMCO I-Return Real D. Ukuthelekiswa nePIMCO Real Return, A PIMCO Real Return B kunye ne-PIMCO I-Return Real C, iklasi ye-D kuphela yodwa engenalo mthwalo kwaye inomlinganiselo wexabiso eliphantsi kakhulu.
Ngaba Ufanele Uthenge Amasheya E-Class D e-Mutual Fund?
Njengokuba kunjalo kwiNgxowa-mali ye-PIMCO ngasentla, izabelo zeD zingaba yindlela ehlakaniphile yokuba abatyalo-mali bathenge iimali ngokubambisana ngaphandle kokuhlawula iindleko zomthwalo. Umthwalo wesikhwama-mali kunye nentlawulo ehlawulwe ukuthengwa okanye ukuthengiswa kweengxowa-mali. Imithwalo ehlawulwe xa kuthengwa izabelo zeengxowa zibizwa ngokuba yi-front-end load kunye nemithwalo ehlawuliswayo xa kuthengiswa i-fund fund ibizwa ngokuba yimithwalo yokugqibela okanye i-CDSC.
Injongo yemithwalo ihlawulela umcebisi-mali wokubonelela ngeengcebiso zokutyalomali. Ngoko ke ixesha elilodwa lokuhlawula umthwalo linokuqikelela ukuba usebenzisa umcebisi-mali. Ngoko ukuba uyenzayo-u-usherf mali-mali, kufuneka uhlale uzama ukuphepha ukuhlawula umthwalo.
Uninzi lweemali eziyingxenye, isabelo B, okanye isigaba sabelo sakwa-C sithengiswa kumthengisi. Ezinye iinkampani zeengxowa-mali zetyala zakha idilesi yezabelo ze-D zokwenza imali ukulungiselela imfuneko yeenguqu ezingekho kwemithwalo yemali ethandwa kakhulu.
Izinzuzo zokuthenga iiMali eziMali ngaphandle kweMithwalo
Kwiimeko ezininzi, iimali ezingekho mthwalo zinexabiso eliphantsi lokuhlawula imali kuneemali zokulayisha kunye neendleko ezincinci ngokubanzi ziguqulela kwimbuyekezo ephezulu.
Oku kungenxa yokuba iindleko zokulawula iipotifoliyo zentengiso zihlangene ngqo kwiingxowa-mali ezipheleleyo.
Kwakhona gcinani engqondweni ukuba iD share share funds are the same as cash-aived funds, ezo ziqhelekileyo Iimali zengqesho apho umthwalo wangaphambili uchithwa khona. Iimali ezikhutshwe ngumthwalo ziza kuba ne "LW" ekupheleni kwegama le-fund.
Ekugqibeleni, ukuxhaswa kweengxowa-mali ziyakwazi ukuqaphela isibonelelo se-D njengengxowa-mali engeyona nto, engenayo nayiphi na ileta yeklasi okanye i-descriptor ekupheleni kwegama le-fund, kodwa i-D ngokuqhelekileyo ayiyi kuhlawulwa nayiphi na imithwalo.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.