Ii-UITs ngokunye namanye amaNkampani okuTyaliswa koTyalo-mali eMelika
- Iimali ezivulekileyo zokuVala (i- Mutual Funds ) $ 9.6 trillion kwiimali ezingama-8022
- I-Exchange-Traded Funds ( ETFs ) ezingama-531 zezigidigidi kwiimali ezingama-728
- Iimali ezivaliweyo zokugqibela (ii- CEFs ) zigidi ezili-188 zeebhiliyoni ezingama-646
- Inyunithi yokuTyala imali (iiUIT) i-$ 28.5 yezigidigidi kwi-5,984 itrasti
Thelekisa manani angenhla ukuya ngo-1990 no-1998:
- Iimali ezivulekileyo zokuVala (i-Mutual Funds) 113 kwizigidigidi ezingama-3079 ngemali ngo-1990, i-$ 1.4 trillion kwiimali ezingama-7314 ngo-1998
- I-Exchange-Traded Funds (ETFs) i-$ 0 kwiimali eziyi-0 ngo-1990, i-$ 6.2 yezigidi kwiimali ezingama-29 ngo-1998
- Iimali ezivaliweyo zokugqibela (ii-CEFs) ezingama-59 ezigidigidi zeebhiliyoni kwiimali ezingama-249 ngo-1990, i-$ 159 billion kwiimali ezingama-492 ngo-1998
- Inyunithi yokuTyala imali (i-ITU) i-$ 105 yezigidigidi kwi-12,131 ithemba ngo-1990, ii-94 zamawaka ezigidi kwi-UIT 10,966 ngo-1998
Ubume bemiSebenzi yeeUIT
I-Unit Investment Trust (i-UITs) inokucingwa njengotyalo-mali lwama-hybrid; ukwabelana ngezinye iimpawu zeemali kunye kunye nezinye iimpawu zeemali ezivaliweyo.
Ii-IT, njengeemali zokuvala ezivaliweyo, kukhupha inani leesabelo. Ezi zabelo zibizwa ngokuthi "iiyunithi." Ngokungafani neemali zokuvala ezivaliweyo (kunye nemali evulekile), i-securities ngaphakathi kwipotfoliyo ye-UIT ayikwazi ukuthengiswa ngokuthe ngqo.
Iphothifoliyo ye-IT isungulwe ngomhla wokuqalisa kwaye igcina izibambiso zangaphambili kuze kube sekupheleni kwe-ITU.
Ngomhla wokuphela kwezabelo ze-UIT zifumana inzuzo yootyalo-mali okanye ziyakwazi ukubuyisela kwiinkalo ezilandelayo ze-IT (ukuba zikhoyo).
Ukufana kwii-UIT kunye ne-Mutual Funds
Ii-IT zifana neengxowa-mali ezidibeneyo kuba umtyalo-mali unokuhlawulela amasheya (ngokubhekiselele kworhwebo kwi-stock exchange) evela kumxhasi we-UIT.
Kodwa ngokungafani neemali zentsebenziswano, abaxhasi be-UIT banakho ukugcina imarike yesibini kwi-ITU. Ngamanye amazwi, umxhasi we-UIT unokuncedisa ukuthenga nokuthengisa phakathi kootyalo-mali ukuze kuphephe ukuchithwa kwezinto ze-IT.
- Iphothifoliyo eyahlukeneyo yamasheya, iibhondi, okanye ukudibanisa ezimbini
- Kunyanzelekile ukusabalalisa iintengo ezinkulu kunye negalelo kubanini-nxaxheba
- Ilawulwa yiKhomishini ye-Securities and Exchange Exchange
Ukwahlukana kwii-UIT kunye ne-Mutual Funds
- I-ITI inomhla wokupheliswa kunye kunye neemali zengxowa-mali azibandakanyi umhla wokuphela.
- I-UITS ibe nenani elimiselweyo lezabelo ekukhutshweni kunye neengxowa-mali ezihlangeneyo zihlala zinikeza izabelo ezintsha (ngaphandle kokuba i-fund ivalwe).
- Iimpahla ze-IT zikwazi ukulawulwa ngokuthe ngqo (utyalo-mali ngaphakathi kwe-UIT lusekwe ekuqaleni kwaye aluguqukanga). Iimali zengxowa-mali ziya kulawulwa ngamandla.
Iyintoni Ingxaki nge-UIT?
Ngoko, yintoni ingxaki nge-UIT? Kutheni i-asethi iyancipha kakhulu kwii-UIT ngokubhekiselele kwiimali kunye kunye ne-ETF? Lo mbuzo awunakwenzeka ukuphendula. Impendulo inokwenzeka ukuba ii-UIT aziqondwa kakuhle. Kodwa impendulo engcono kukuba i-UIT ayithengiswa ngokubanzi njengemali kunye kunye ne-ETFs-ngesizathu esihle.
Ngaba uke wafunda nge-UIT eshushu? Ngaba kukho isiKhokelo se-UIT kwi-About.com?
Ngaba uyazi ukuba kutheni uthenge i-UIT kunomnye inkampani yokutyalomali ebhalisiweyo yase-US nangemva kokufunda le nqaku? Impendulo kuyo yonke imibuzo emithathu yinto elula "akukho."
Isiphelo kwiiUIT
Singahle sichaze ukuba ii-UIT azixhamli kwiinkxaso-mali njengamanye amaqumrhu okutyalo-mali ngoko ke ii-UIT ezimbalwa zidalwa namhlanje kunokuba ngo-1990; ukupheliswa komsebenzi kubangela isiganeko sokuhlawula umtyalo-mali; kunye neenzuzo zokutyalo-mali kwiimali kunye kunye nezinye iinkampani zokutyalomali zigqithise kakhulu inzuzo yokutyalomali kwi-ITU.