Funda nge-Absolute Return Mutual Funds

Yiyiphi imali yokubuyisana ngokuthe ngqo? Njengoko kuvela, impendulo yalo mbuzo ayikho icacstal ecacileyo. Inkampani nganye elawula i-fund yokubambisana i-mutual fund inenkcazo eyahlukileyo ngokusekelwe kwenkqubo yokwenza imali . Kodwa iinjongo zeengxowa-mali ezihambelana nokubuyisana ngokufanayo-yenza imali kungakhathaliseki ukuba iimeko zeemarike kunye nokunyanzeliswa okuphantsi kweemali zomdabu.

Izicwangciso zokubuya ezingapheliyo zivela kwihlabathi le-hedge fund, apho abaphathi be-hedge basebenzise ixesha elide ukusetyenziswa kwezixhobo zokugubungela, bezama ukufumana iintlawulo ezilungileyo kungakhathaliseki ukuba iimeko zemarike.

Okubalulekileyo, ngokungafani neemali zomdabu zendalo, iimali ezihambelanayo zokubuyiselwa kwemali zenzelwe ukwenza ngokusekelwe kwinjongo ethile - ukugqithisa uhlobo oluthile lokukhuseleka (njengeliso-mali ye-Nondyebo) ngokungqinelanayo. Kuthetha ukuthini konke oku kuthetha? Makhe sijonge kwiimali zokubambisana ngokuthe ngqo ukuze siqonde.

Ukubuyiselwa kobudlelwane kunye nokubuyiswa kwe-Absolute

Ngokuqhelekileyo, ukusetyenziswa kwemali yentsebenziswano yeengxowa-mali kuyaqhathaniswa nesiqhathaniso. Ngokomzekelo, ukusebenza kwe-capital equity-equity fund ye-joint mutual fund kungalinganiswa ne- S & P 500 Index , ngelixa ukubuyela kwe-fund-equity fund ye-equity fund iya kuqhathaniswa nekhonkco ebandakanya i-stock-cap stocks, ezifana Index yeMSCI EAFE .

Ukubuyiswa kwezihlobo zeengxowa-mali zentsebenziswano yezimali kunye nentlawulo ye-joint fund eyenze ngokuthelekiswa nomlinganiselo. Umzekelo, ukuba unayo ingxowa-mali kunye nokubuyiswa kwe-10% kwaye ukubuyela kwe-benchmark yayo ngu-7%, ngoko ukubuyisela okumalunga no-3%.

Ukubuya ngokupheleleyo kukuphela kokubuyiswa kweengxowa-mali. Kule meko, ukubuya ngokupheleleyo kuku-10%.

Imbuyekezo ehambelanayo ibalulekile kuba ixelela abaxhasi bemali-mboleko ukuba ingaba ayifumana oko bahlawuleyo-ukubuyisa okungaphezulu kwebhenkmark ye-fund.

I-Absolute Return Returnual Funds

Ngaba uya kuvuyiswa xa imali yakho yokubambisana ishaya ibhonkmark yayo ngo-10%?

Ngokomzekelo, ukuba unayo i-United capital-cap capital fund kunye ne-beat ye-benchmark ye-S & P 500 Index ngo-10%, ngaba uya kuvuyela loo miphumo? Emva kwakho konke, umphathi wakho weengxowa-mali ubenomsebenzi wakhe - wawabetha umlinganiselo wabo ngegama elibanzi, kunene? Ukubuyiswa kwesihlobo kwakuhle. Kodwa kuthekani ukuba ndithe ndakuxelele ukuba i-benchmark yehla i-15%? Ingaba uza kuvuyiswa kukuba imali yakho yokubambisana ishaya ibhonkmark ngo-10%? Emva kwakho konke, ulahlekelwa ngu-5% kwiindawo zakho zokubamba.

Kukho apho iimali ezihlangeneyo ziza kudlala. Iimali ezihambelanayo zokubuyisela imali zilawulwa yinjongo ethile yokubuyisela engqondweni (ukubetha izalathisi zesiTyalo se-2%, umzekelo). Injongo yentlawulo ye-mutual fund iyakuhlala ibuyele ingxelo enhle nangakhathaliseki ukuba ityala - kwaye kungakhathaliseki ukuba iinjongo.