I-inshuwalense yakwa-Wawanesa iye yajikeleza ihlabathi le-inshorensi ukususela ngowe-1896 eCanada, ukuqala ukusebenza njengenkampani ehlangeneyo yamafama eWawanesa, eManitoba. Inkampani ihambele e-United States ngo-1974 kwaye inika abahlali baseCalifornia ne-Oregon ngeemoto, abaqeshisi, abanini bezindlu kunye ne-inshuni yomshuwalense kwakunye neenkonzo zokuba utywala. Imisebenzi yase-Wawanesa yaseUnited States igxininise eSan Diego, eCalifornia.
UkuQinisa kwezeMali, ukuBaluleka kweNkonzo yabaThengi kunye neeNkampani zeeNkampani
Inkonzo ye-inshorensi ye- AM I-Best inikeze "i-A" Isilinganiselo esihle kakhulu kumandla emali. Isilinganisi "A +" esivela kwiBusiness Business Bureau sichaza neyona nkampani ephakamileyo kwindawo yomsebenzi wabathengi. Ngo-2013, i- JD Power & Associates yanikezela i-Wawanesa Intshuwalense yayo "Eyona ndlela ephezulu eCalifornia" ngokulandela uhlalutyo lweziphumo zophando lwazo lwabaxhasi.
Products Insurance
Abathengi baseCalifornia naseOregon banokufumana isicatshulwa kwiwebsite yenkampani okanye ngefowuni ngqo kwiinkampani. Ezi zinto zilandelayo zinshuwalense zinikezelwa kumakhasimende ase-Wawanesa ase-US:
- Umshuwalense oMothutho : Ukulimala komzimba kunye nomonakalo womonakalo wepropathi oqala kumda welizwe kwakunye nokufikelela ngokubanzi kunye nokudibanisa. Ukukhusela ngokuzenzekelayo komoto kubandakanya uncedo lwezendlela ezixakekileyo kunye nomgca we-motorist uninsured.
- Abaqeshi Bomshuwalense : Umgaqo-nkqubo weendwendwe unikezela ngeendleko zokutshintsha umxholo kunokubaluleka kwexabiso langempela. Ukufihla ngokusisiseko kubandakanya ukukhutshwa kwepropati yomntu, ukulahleka kokusetyenziswa, uxanduva lomntu kunye neentlawulo zonyango kwabanye. Unako ukwandisa i-coverage yakho ngokungongeza ukukhutshwa kwezinto ezixabisa izinto zepropati, ukukhawuleza kwenkunkuma (eCalifornia) amakhadi enkredithi kunye nokunye.
- Abanini beeNkampani zomshuwalense : Inketho enhle etholakala kumgaqo-nkqubo wabanini be-Wawanesa yindleko yokutshintsha indawo yokuhlala yakho nangona idlula imida yakho yomgaqo-nkqubo. Inkampani iza kuhlawula iindleko zokubuyisela ukufikelela kwi-150 ekhulwini lomyinge wokufikelela. Ukhuselo oluyisiseko luquka ukuhlala kunye nezinye izakhiwo, impahla yomntu, ukulahleka kwezinto, uxanduva lomntu kunye neentlawulo zonyango kwabanye. Ukukhutshwa okukhethiweyo kunokuncediswa kuquka imida eyongeziweyo, ipropati ehleliweyo, ukukhuselwa kwenyikima, amakhadi enkoleko kunye nokunye.
- Umshuwalense we-Condominium : Umgaqo-nkqubo womkhondla unikezela ngeendleko zokufakelwa kwizinto eziqulethwe, ukukhutshwa okukhethekileyo kokuhlala kunye nomgcini-mali wokunyuka kwamaxabiso okuya kukwandisa imida yakho yomgaqo-nkqubo ukulinganisa iindleko zokutshintshwa kwendawo yakho yangoku. Ukukhutshwa ngokusisiseko kubandakanya indawo yokuhlala, impahla yomntu, ukulahleka kwezinto, uxanduva lomntu kunye neentlawulo zonyango. Inkcazo yokuzikhethela ifumaneka kumda owandisiweyo, ipropati ehleliweyo, ukukhuselwa kwenyikima, ikhadi lekhredithi, ukufihla ukuhlolwa kokulahlekelwa kunye nokunye.
- IiNkonzo zoBuNdobi : Iinkonzo zolawulo lwebabi bezobakho ziyafumaneka kubaphathi-nkqubo kubandakanya ukufikelela kummeli womntu ukulungisa nayiphi na into yokuchonga umsebenzi wobusela. Ukuba ulixhoba lokutshitshiswa kobunikazi, uza kufumana iitaliti zekhredithi kunye nokuqapha kobuqhetseba kunyaka nangaphezulu.
Izaphulelo
UWawanesa unikeza izicwangciso zokuhlawula iimeko eziguquguqukayo ukuze ulungele uhlahlo lwabiwo mali lwezimali kwaye kukho ezinye izaphulelo ezixabisekileyo ezifumaneka kuWawanesa ukukunceda ugcine kwi-premium yakho ye-inshurensi:
- Izaphulelo ezizenzekelayo : Umqhubi omuhle, iMoto emininzi, Umqhubi okhulileyo, Ukubuyiswa kwebabi, UkuQeqesha koBuqhubi, UkuQeqesha okuPhezulu
- Izaphulelo Zabaqeshi : Umlilo okanye i-Alarm yoMsi, i-Dead Bolt Iitshixo / Umcimi wokuCima umlilo, uLuntu lwaseKhaya
- Izaphulelo zeCondom : Ikhuseleko leKhaya, iKhuseleko lokuKhuselwa koKhuselo
- Abanikazi bezindlu Izaphulelo : ikhaya elitsha, isiKhuseli seKhaya
- Izaphulelo zeMigaqo-nkqubo ezininzi: Izaphulelo kwimigaqo-nkqubo emininzi yabanini-propati / ukukhutshwa kwemoto
IiNkonzo zePolisi
Ukusuka kwiwebsite yenkampani, unokufumana okanye ufumene i-quote kwi-auto, abaqeshisi, abanini-maxabiso okanye i-inshurensi yomshuwalense. Unako kwakhona umphathi wakho wokuhlawula ngeprojekti ngokwenza uphando, ukuhlawula i-intanethi, ukucela utshintsho okanye ubungqina bomshuwalense. Kwiimangalo, ungathumela izimangalo zemoto okanye zokuhlala 24/7.
Ngaphantsi
I-inshurensi yakwa-Wawanesa iphakamileyo ekuzinzekeni kwemali kunye nokwaneliseka kwenkonzo yabathengi. Iipolisi zibhalwa kunye nomda weenyanga ezili-12 ezikhethiweyo ezinokuthi ezinye zizithande ukususela ekubeni iinkampani ezininzi zinikela kuphela ngomgaqo-nyanga-6. Ngokubanzi, kuyinto enhle kubahlali baseCalifornia naseOregon ukuba baqwalasele xa befuna ixabiso elifanelekileyo kwi-inshorensi .
Amanani amahle e-inshurensi yemoto aya kubafundi abaneengxelo ezifanelekileyo zokuqhuba, ngoko ke ukuba unamathikithi amaninzi okanye izingozi, unokukwazi ukufumana ukhetho oluthengathengayo kunye nenkampani ekhethekileyo abaqhubi bengozi . Enye into yokuba abathengi abanokuthi bayayiqonda kukuba kungenjalo ukuba awuyi kufumana isicatshulwa ngokukhawuleza somsebenzi we-inshurensi kwiwebsite yenkampani kodwa unokuthumela i-imeyile isicatshulwa ngosuku olulandelayo emva kokuba ulwazi lwakho luhlaziywe. Esinye isaphulelo esingaqhelekanga esibonakalayo esweleyo kukuba isaphulelo samanani amaninzi.
Iinkcukacha zoqhakamshelwano
Ukufumana ulwazi oluthe xaxa malunga nemveliso ye-inshurensi evela kwi-Wawanesa, Unokutyelela kwi-website ye-Assurance ye-Wawanesa okanye ufonele ku-1-800-640-2920. I-Quote, amabango kunye nabameli beenkonzo zamakhasimende ziyafumaneka ngoMvulo-ngoLwesihlanu, ngo-7: 30 ukuya ku-7: 30 ntambama kwaye ngoMgqibelo ukususela ngo-8 ekuseni ukuya ku-4: 30 ntambama.