Ininzi kakhulu eSebenzisiweyo ye-Benchmark Index Index
Kule nqaku, siza kujonga kwimbali yenkcazo, apho sifumana ulwazi kunye nokubaluleka kubaluli-mali.
Imbali yeMSCI EAFE
Isibizo esithi MSCI sibhekiselele kuMorgan Stanley Capital International , eli liziko lemali elinikezela ukulingana, ingeniso engenakunqwenelekayo, kunye ne-hedge fund kwiimakethe zentengiso kunye nezixhobo zokuhlalutya iipotifoliyo. Njengoko i-index eyaziwayo kakhulu ngamazwe ngamazwe, i-EAFE imele iYurophu , "i-Australasia" (i-Australia kunye neNew Zealand), kunye neMpuma Ekude kwaye iqulethwe ngamashishini kulawo makethi. Ezinye iikhomputha ze-MSCI ezibandakanya i-MSCI BRIC (ihlanganisa iBrazil, iRashiya, i-India, ne-China) kunye ne-MSCI World (ihlanganisa umhlaba wonke).
Isalathisi saqala ngokuqala ngo-1969 nguMorgan Stanley Capital International, eninzi inomnini webhanki yotyalo-mali u-Morgan Stanley. Njengowomdala wehlabathi jikelele, i-EAFE isetyenziswe ngokubanzi kuluntu lolawulo lotyalo-mali njengomgangatho wokugweba ukusebenza kweemali kunye nemali yomhlalaphantsi. Abaphathi bale mali bafanisa ukusebenza kwabo kwi-MSCI EAFE ukuchonga ukuba ngaba banikezela ixabiso kubaxumi okanye kungekhona.
Inzuzo yeMSCI EAFE
I-EAFE iyafana nekhompyutyana ye-S & P 500 kuba ibhasikidi engapheliyo yamasheya enika ukubonelela ngokubanzi kwiimarike zangaphandle ngeendleko eziphantsi. Kukho inani leenkcazo zemali ezenzelwe ukujonga ngokukhawuleza ukusebenza kwe-EAFE; I-iShares EAFE yokuxhaswa ngemali-ngxowa-mali ( ETF ) yenye yeendlela ezikhethwa kakhulu.
Elawulwa yi-Barclays Global Investors, le ngxowa-mali isebenza kwiNew York Stock Exchange phantsi kwesimboli i-EFA kwaye iyafumaneka kubanini-mali bonke.
I-index ye-EAFE iyancipha ukuba ibe neyantlukwano elingaphandle kweemarike ezivelayo, ezifana ne-BRIC, oko kuthetha ukuba inokuthi ibe yindlela ekhuselekileyo kubarhwebi-zimali abafuna ukungafaniyo ngamazwe ngamazwe. Ukusebenzisa imali kunye kunye ne-ETFs, abatyali-mali bangakwazi ukufumana ukukhanya okulula kwezi marike kwaye bahluke kalula iphothifoliyo.
Iingxaki zeMSCI EAFE
Nangona i-EAFE yindawo efanelekileyo yokuqala, inemiphumo embalwa. Okubaluleke kakhulu, isalathisi ayifaki ukukhula kwamazwe athengisa ngokukhawuleza njengamaBrazil, iRashiya, iIndiya kunye neChina. Nangona ezi marike zenze iimarike eziphuhlisiweyo zenzeke kwiminyaka yakutshanje, ziye zahlala zineenkalo ezinamandla zokukhula kwabatyalomali. Olu qoqosho luya kuba luleke ngakumbi kwiminyaka ezayo njengoko amazwe athuthukile akhula ngokukhawuleza.
Kwakhona kubalulekile ukukhumbula ukuba i-EAFE ilinganiswe ngokwemali yeemarike. Oko kuthetha ukuba amazwe aneemarike ezinkulu nakwezona ziphezulu kakhulu - njengeJapan kunye ne-United Kingdom - uya kuhlala ehlala enesisindo esikhulu kwi-EAFE, kungakhathaliseki ukuba nethuba lokutshala imali.
Ngokufanayo, amazwe anomakethi amancinci amasheya aya kuba nefuthe elincinci, nokuba ngaba abuyele imbuyekezo ephawulekayo.
Kuphi Ukufumana Iinkcukacha kwi-MSCI EAFE
Idatha yeNtsebenzo ye-EAFE kunye nezinye iindleko zehlabathi jikelele ziyafumaneka mahhala kwiwebhusayithi ye-MSCI. Olu datha luquka ukubamba okuphezulu, ukulinganisa icandelo, izitya zelizwe, kunye nolunye ulwazi abafakeli-mali basemhlabeni abangayisebenzisa ukuze baqinisekise ukuba iipotifoliyo zabo zonke zihambelana kakuhle. Ukongezelela, abatyali-mali bangafumana ulwazi malunga nokulinganiswa kwemitha kunye nezinye izinto ezisemgangathweni, kunye neempawu zobungozi ezinokuba zibalulekile ukuba ziqwalaselwe xa kwakhiwa iphothifoliyo.
Ukutshala imali kwi-MSCI EAFE
Kukho iintlobo ezahlukeneyo zemali- ntengiso ezithengiswayo (ETFs) zijolise kwi-index ye-MSCI EAFE. Abatyalomali abakhangela ukutyhila ngokubanzi kwiimarike zase-US bangathanda ukuqwalasela le mali ukuze bangeze iintlobo ngeentlobo zamazwe ngamazwe kwiiposfoliyo zabo.
Ezinye ii-ETFs ezidumileyo ze-MSCI EAFE ziquka:
- iShares MSCI EAFE ETF (EFA)
- iShares Core MSCI EAFE ETF (IEFA)
- iShares MSCI EAFE I-ETF encinci (SCZ)
Abatyalomali kufuneka baqwalasele ngenyameko ukulinganiswa kweendleko, ukuthengiswa kwempahla kunye nezinye iimpawu zale mali phambi kokuba batyala imali.
Amaphuzu athathweyo
- I-MSCI EAFE yinkcazo yemakethe ye-stock ehlanganisa iYurophu, iAustralia, iNew Zealand kunye namazwe aseMpuma Ekude.
- I-MSCI imele uMorgan Stanley Capital International, iziko lemali elijolise kwiimali zeemarike zamasheya, kunye ne-EAFE imele iYurophu, i-Australasia kunye neMpuma Ekude.
- I-MSCI EAFE yinkcazo yamandulo ye-stock market edala kakhulu, eyenze ibe yindawo ehlonishwa kakhulu kwiimali ezininzi zamazwe ngamazwe.
- Kukho iintlobo ezininzi kunye neentsilelo ezihambelana neMSCI EAFE ukuba abatyali-mali kufuneka baqwalasele ngenyameko.
- Abatyalomali banokufumana ulwazi oluninzi malunga ne-MSCI EAFE kwiwebhusayithi ye-MSCI, kubandakanywa nedatha enokukunceda ukuhlola ukuhlukahluka.