Nazi iindlela ezi-10 zokunciphisa i-minimalism ezinganceda zakho iimali.
Ikuvumela ukuba Ulungelelanise ukuSetyenziswa kwakho
I-Minimalism ikukhuthaza ukuba ufumane izinto ezibaluleke kakhulu kuwe. Oku kuya kukwenza ngokuqhelekileyo ukuba usebenzise imali yakho. Ukuba awujolise ekufumaneni izinto ezithile kodwa ujonge ngakumbi kumava athile, indlela ochitha ngayo imali yakho. Ukuqonda oko kubaluleke kakhulu kuwe kuya kunceda ngezinto eziphambili zokusetyenziswa kwemali kwaye oku kuqhubela phambili ngendlela ophethe ngayo imali yakho ngokubanzi.
Ukunciphisa Iimfuno zezinto
Xa ugxininisa kwi-minimalism udla ngokukhawuleza oko unakho. Ekubeni uncinci okanye uchitha imali encinane ekuthengeni izinto, kunokukunceda ukuba ufuna ukunciphisa imali yakho yokunyusa imali okanye ukuphuma kwetyala. Ngokuqhelekileyo ekubeni ungathengi kangako unokubeka imali engaphezulu kwezinye iinjongo zemali ezingakunceda ugxininise kumava kunokuba izinto.
Oku kungathetha ukuthatha umhlalaphantsi okanye ukuphumula okungcono.
Ufuna Igumbi elingaphantsi (Gcina kwiNgxowa-mboleko okanye kwiRhafu)
Xa uqhuba ubuncinane, udinga igumbi elincinane ukugcina yonke into oyiqokelelele kwiminyaka. Xa uthengela okanye uqeshisa isikhala esincinci, ungasindisa kwirenti , kodwa usenokuba nekhaya elihle kunye nemigca ecocekileyo kunye nendawo oyithandayo.
Njengoko uqala ukususa ezinye zezinto zakho, unokufumana ukuba unokugcina imali ngokufudukela kwindawo encinci. Akukuphela nje oku kukugcina kwirenti yakho okanye kwi-mortgage, kodwa kunokukugcina kwizinto ezisetyenziswayo kwaye ukhulule imali eninzi ukuyisebenzisa kwizinto ezibaluleke kakhulu kuwe.
Ukunika Ugxininiso xa kufikelele kwiinjongo zezezimali kunye neBhajethi
I-Minimalism ngokuphathelele ukucingela ebomini bakho. Oku kunokukunceda njengoko uqala uhlahlo lwabiwo-mali kwaye ubeka iinjongo zakho zemali. Uhlahlo lwabiwo-mali luyisicwangciso senkcitho esekelwe kwimigqaliselo yakho yangoku. Njengoko ufumanisa oko kubaluleke kakhulu kuwe, kuba lula ukugqiba ixesha kunye nendlela yokuchitha imali yakho. Inokukunceda ukuba ubone indawo apho ufuna ukutshintsha indlela ophethe ngayo imali yakho njengemali ohlawula ngayo inzala nganye ngenyanga kwiimali-mboleko ezahlukeneyo.
Gxininisa ekuphumeni kweMatyala kunye noTyala lokuPhila
Enye indlela yokulula imali yakho kukugxila ekuphumeni kwetyala . Abantu abaninzi baqala ngokuhlawula ityala labo abathengi kwaye emva koko bakhetha ukuba babe nekhadi lekredithi ukujongana nokukhawuleza. Ukugqithiswa kwetyala kuvula iingcango ezininzi kwaye kukunika inkululeko yokushiya umsebenzi ongayithandiyo okanye ukuwususa unyaka ukuhamba. Ukuba awunayo enye intlawulo yenyanga, kulula ukuyihlola kwaye wenze izinto ezibaluleke kakhulu kuwe.
Cinga izinto ezithengisayo njengoko Uzikhulule zona
Ukuba uqala ukufumana ubuncinci, ungathengisa izinto ongazifuni okanye ozifunayo . Ungayisebenzisa le mali ukukunceda uqale ukucima i-clutter yemali ebomini bakho, njengetyala lakho. Imali iyakwazi ukuqala ukuqaqa isikhwama sexakeka okanye ukuxhasa imali oye wafuna ukuyithatha. Njengoko ulahla i-clutter ebomini bakho, unokusebenzisa imali ukucima iimpazamo zakho zezimali nazo. Ukugcina intengiso yendawo yindlela elula yokuthengisa izinto ezininzi ngokukhawuleza.
Ikunceda Ufumane Iindlela Zokunciphisa Imali Yakho
Kukho izinto ezininzi ongayenza ukuze ukwazi ukuphatha imali yakho ngokulula. Unokuhlawula zonke iindleko zakho ngosuku olunye. Unokutshintshela kwikheshi yonke imihla yokuthenga eyenza ukulandelela imali yakho kulula. Ungaphinda ufune ukufumana insiza eyenza lula inkqubo yohlahlo lwabiwo-mali.
Ukuba ufumana i-app ephathekayo esebenzayo kuwe, ungangena ukuthenga ekuhambeni kwaye ngoku ungaphi na iinjongo kunye nemida.
Yenza Ukunikezela
Xa uyayazi into ebalulekileyo kwaye ube nezimali zakho phantsi kolawulo, inokubuyisela lula. Oku kunokuthetha ukubuyisela ngexesha okanye ukubuyisela ngeminikelo. Xa uqhuba ubuncinane, kulula ukuqonda oko unokunika kunye nokuba ungaphila. Yenza ukuba izinto eziza kuqala zilula xa zifuneka.