Khetha Iimpawu zokutshintshela kwiCash
Isinyathelo sokuqala ekutshintshelweni kwemali kukuqinisekisa iinkalo ofuna ukutshintshela kwikheshi kuphela. Eyona nto inengqiqo yileyo ohlala uhlala phezu kwayo. Oku kunokuba kukutya okanye ukuzizonwabisa, isidlo sesidlo okanye iimpahla. Wonke umntu unemiba eyahlukileyo eneengxaki. Emva kokuba uyazi ukuba yeyiphi eyakho, kufuneka uwatshintshe kwi-cash.
Yeka ukusebenzisa i-Debit Card yakho kulezi zigaba
Isinyathelo esilandelayo kukuyeka ukusebenzisa ikhadi lakho lokubambisa okanye i-checkbook ukuba uhlawule nantoni na kwezo zigaba. Oku kuthetha nantoni na. Ikhefu. Ukuba awukwazi ukwenza oko, ungathathi ikhadi lakho lokubambisa kunye neeveki ezimbalwa, ukuze uphule umkhwa. Ukuba usebenzisa ikhadi lakho lokubambisa, uya kuthatha imali omele uyenze ukuyisebenzisa ukuhlawula ibhilikhwe yombane okanye ukuqesha. Ngoko kufuneka ugcine lo mgaqo. Unokushiya ikhadi lakho lokubambisa ekhaya ukuba uyazi ukuba uya kunika isilingo.
Yakha iNkqubo yoKwahlula iCash kunye neRecepipts
Ufuna indlela yokulandelela ukuthengwa kwemali yakho okanye ubuncinci ukugcina iimali zemali ezahlukileyo. Enye indlela elula yokwenza oku kukusebenzisa imvulophu . Ubeka imali echanekileyo yemali kwiimvulophu ezibhalwe kwicandelo ngalinye, kwaye unako ukubeka iirisithi zakho kwii-envelopes ukuze ubone apho uchithe imali ekupheleni kwenyanga.
Enye indlela ukugcina isikhokelo sokusebenza njengoko usebenzisa imali. Indlela yokuvulophu ilula kakhulu.
Hlela ixesha lokuthatha imali
Kufuneka ufumane imali kwaye uyihlukanise kwiindidi. Oku kunokuthetha uhambo oluya kwibhankini okanye i-ATM ngomhla we-payday. Unokucela ukuba umxeleli akunike imali kwiinkonzo ezichanekileyo ukuze ukwazi ukwahlula ngokulula imali kwiindidi ezichanekileyo.
Cwangcisa phambili Xa Uya Kuthenga
Uya kufuneka ufunde ukucwangcisa phambili. Ngokuqhelekileyo, akusiyo ingcamango efanelekileyo yokuphatha imali eninzi ngeenxa zonke nawe. Ngoko ushiya imali yakho yokutya ekhaya ngaphandle kokuba uya kwivenkile okanye uthabatha u-$ 20.00 kunye nawe ukuba usebenze ukuba uceba ukwenza ukutya ngaloo mini. Oku kuya kunceda ekunciphiseni ukuthenga kwakho.
Qinisekisa kwimida yakho
Uya kufuneka uqeqeshwe ukuze ungaqhubeki uchithe kwicandelo elinye xa imali ihambe. Kwakhona oku kuthetha ukuba awusebenzisi ikhadi lakho lokukhwabanisa okanye ikhadi lakho lekredithi ukukhawuleza. Nangona kunjalo, ungatshintsha imali phakathi kweeveloppuleji xa ufumanisa ukuba unayo imali engaphezulu kwibhajethi yakho yokutya, kodwa ungaphandle kokutya kwamashumi amabini.
Lungisa Iimpawu Zakho
Kufanele uhlalutye uhlahlo lwabiwo-mali emva kokuba ulilandele iinyanga ezimbalwa.
Unokufumanisa ukuba awunayo ibhajethi eyaneleyo yokutya, kodwa uhlala unayo imali kwimali yegesi okanye ukuba unokufuna ukunikela ngemali yakho yokuzonwabisa ukuze udle yonke inyanga.
Iingcebiso:
Ukusebenzisa imali kungasoloko kubonakala kulula, kodwa yindlela enhle yokuziyeka ekugqibeleni. Kukubangela ukuba ucinge malunga nokuthenga kwakho, kwaye uqaphele ukuba ungakanani ukuchitha. Oku kunokunceda ukuba uyeke ukusebenzisa amakhadi akho ekwereta. Ukuba ufuna ukuthenga intanethi, unokufuna ukusebenzisa i-Google Wallet ukwahlula iindidi kwi-akhawunti yakho yokujonga rhoqo.
Unokufuna ukusebenzisa ifayile yefowuni ekhulayo ehambelana nekhredithi yokufaka imali yakho. Lokhu kubeka konke kwindawo enye, kwaye kulula ukugcina umkhondo, kodwa kungathi ukuthwala yonke imali yakho, ngoko ke kusenokuba yiyona nto ingcono kakhulu ukuba oko kukukwenza ube nexhala.
Ukuba utshatile, uhlahlo lwabiwo-mali njengesibini sinokuba nzima kakhulu. Iimali zinokukunceda ukwenza uhlahlo lwabiwo-mali lube lula. Unokwahlula imali phakathi kwamacandelo akho, kwaye ushiye imali yokutya okanye imali yokuzonwabisa kwindawo apho ungazifumana khona zombini xa ufuna.