Funda indlela yokuseka inkqubo yokuhlawula iimvulophu.
Yenza iinqununu Uza kutshintshela kwiCash
Okokuqala, kuya kufuneka ube nebhajethi yakho nawe. Emva koko uza kufuneka ufumane ukuba yeyiphi iindidi oya kutshintshela kwiimvulophu. Oku kufuneka ukuba uhlahlo lwabiwo-mali luquka ukusetyenziswa kwemali. Iindidi eziqhelekileyo ezisetyenziselwa ukutya, ukutya ngaphandle, imali yegesi okanye ikhefu, iindawo zokuzonwabisa, imali yokuzonwabisa, izambatho, iindleko kunye nezindleko zendlu.
Ukubuyisa iCash ekuqaleni kweNyanga
Okwesibini, kuya kufuneka udibanise ezi ndleko kwaye wenze ukuhoxiswa kwibhanki yakho. Ngokuqhelekileyo, kukulungele ukubhala isheke kwaye ucele iinkonzo ezifunekayo kwiqela ngalinye. Indlela elula yokwenza oku kukubhala phantsi phambi kokuya ebhankini.
Bhala i-Envelope kwiCandelo ngalinye
Okwesithathu, kuya kufuneka ukuba ubhale iiphepheni zakho kwaye ufake imali efanelekileyo kwimvulophu nganye.
Fumana indawo ephephile ukugcina iimvulophu zakho. Ngokuqhelekileyo ungafuni ukuphatha imali eninzi kunye nawe. Unokufuna ukuthwala iidola ezingamashumi amabini kuwe ukuze uhlawule iindleko ezingalindelekanga. Xa ufika ekhaya uya kuthatha isixa ochithe kwiqela elungileyo.
Thatha ii-Envelopes With Your When You Shop
Xa uhamba ukuyothenga okanye ukuzonwabisa, thabatha imali ukusuka kwinqanaba elifanayo.
Awufuni ukuthatha yonke imali kunye nawe, kuba uya kuchitha uhambo olunye. Oku kuyinyani ngokukhethekileyo kwiindawo zokutya nokuzonwabisa. Ungafaka iirisiti kwiimvulophu ukuze ukwazi ukulandelela imali yakho ekupheleni kwenyanga. Oku kunokukunceda uqaphele imiba yenkcitho kwaye ufumane iinkalo zeengxaki xa kuziwa ekuthengeni.
Yeka Ukuchitha Imali Njengoko Uhamba Ngayo
Yeka ukusebenzisa imali kulolu hlobo ngokukhawuleza xa uchitha imali kwimvulophu. Ungadlulisela imali phakathi kweentlobo ukuba ufuna. Akufanele uqale ukuhlawulisa iindleko zakho, xa uchitha imali kwinqanaba. Kufuneka uziqeqeshe ngokwabo ukuyeka ukuchitha. Oku kuyintloko yokwenza nayiphi na isabelo sebhajethi.
I-Roll Left Over Money kwiNyanga ezayo
Ukuba unemali eseleyo kwiindidi, unokukhetha ukuyiqhubela kwinyanga ezayo. Oku kungasebenza kwezinye iindidi ezinjengezinto zokutya ukuze ukwazi ukugcina indawo apho kukho ukuthengiswa okulungileyo okanye xa usindise into engabizi. Unokuphinda udibanise ngemali eyongezelelweyo okanye uyifake kwiinjongo zakho zezimali .
Iingcebiso
Zama ukwahlula ezinye iiprojekthi kwiiMali zeeveki
Unokwenza iifom-subvelopments zeendleko zeveki ukuze ungayisebenzisi yonke imali yakho ekuqaleni kwenyanga.
Oku kusebenza ngokukodwa kwiindidi ezifana nokutya kwakho. Ngale ndlela uyazi ukuba uya kuba nemali ekupheleni kwenyanga ukuze ungadli i-ramen.
Sebenzisa iNzuzo yokubala ukuTshintshwa kwiCrab Spending
Kukho iinzuzo zokuchitha imali. Abantu bavame ukusebenzisa imali encinane xa kufuneka babale imali xa bethenga. Bazama ukuchitha imali xa beyazi ukuba bayifaka kwikhadi lekhredithi. Unokufumanisa ukuba ukuchitha kwakho kwehla xa usebenzisa le ndlela.
Sebenzisa iiNcwadi zokuThengwa kwiCrab
Thengisa uludwe oluthile kwaye uqikelele iindleko zakho ngaphambi kokuba ungene kwivenkile. Ungasebenzisa i-calculator kwifowuni ukulandelela oko uchithe. Oku kunokukunceda uzinze ngakumbi uhlahlo lwabiwo-mali, ngakumbi kwiintengiso ezinkulu ezifana nevenkile yokuthenga okanye xa u tyelela isitolo sokugcina esitokisini ukuya kwizinto ezikhoyo.
Unokulinganisela iindleko zezinto eziluhlu phambi kokuba uye esitolo ukuze kukuncede uhlale kumkhondo.
Cinga Ukusebenzisa i-Billfold okanye iNkqubo yeComputer kwiCash yakho
Ukuba awufuni ukuthwala iimvulophu ezijikelezayo, unokusebenzisa i-foldfold foldfold, okanye i-coupon system. Ungazifumana kwiivenkile zokubonelela ngeofisi. Enye inketho kukujonga iinketho ezinikezwa nguDave Ramsey okanye kwii-Etsy zokugcina. Kukho iindlela ezintle ezinokuthi zide ngakumbi kunezivulophu.
Ukushiya idideji yakho kunye neekhedi zentengo ekhaya
Ukuba uyazi ukuba uzakuhendeka ukuba udibanise kwi-akhawunti yakho yokukhangela xa uthengisa, shiya amakhadi akho ekhaya. Oku kuya kukunyanzela ukuba uhlawule ngakumbi inkcitho yakho xa usesitolo. Ungasebenzisa i-calculator kwifowuni ukulandelela inani lakho phambi kokuba ufike kwi-checkout.