Oku akusilungelelaniso embi; kufuneka nje uceba uhlahlo lwabiwo-mali ngokufanelekileyo. Unokugqiba nokuba iibhonasi ezongezelelweyo ezidibene nomvuzo okanye umsebenzi ngokwawo ufanelekile ukuthatha isakhiwo sokuhlawula. Ukuba wenza oku, kubalulekile ukudala uhlahlo lwabiwo-mali ngaphandle kokusebenzisa ibhonasi yakho njengenxalenye yebhajethi yakho yonyaka.
Iibhonasi aziqinisekisiweyo Imali
Ukuba ubala kwibhonasi njengenxalenye yomvuzo wakho wonyaka, kufuneka ukhumbule ukuba iibhonasi aziqinisekanga. Inkampani inokuyeka ukukhupha ibhonasi nanini na. Baya kunciphisa ngenxa yokuba inkampani ayenzi kakuhle lekota, kwaye bafuna ukusika amabhonasi kunokuvumela abantu ukuba bahambe.
Basenokugqiba ukuba awuzange uhlangabezane nokulindela ukusebenza kwebhonasi yakho. Ibhonasi yakho ayikho ngokupheleleyo phantsi kolawulo lwakho, kwaye ngoko kufuneka uphephe ukuthembela kuyo njengengxenye rhoqo yengeniso yakho .
Iibhonasi zokugxila kwiinjongo zakho
Esikhundleni sokubuyisela ibhonasi yakho kumvuzo wakho wonyaka, cinga ukuyisebenzisa ukukunceda ufinyelele iinjongo zakho zezemali , njengokuhlawula ityala okanye ukuxhasa imali yakho yexakeka. Kodwa kufuneka usebenze ngokubhekiselele kule njongo ngokwahlukileyo njengenxalenye yebhajethi yakho yenyanga. Ukuba uthembela kuphela kwiibhonasi zakho ukufikelela ezi njongo, awukwazi ukwenza nayiphi inkqubela phambili kuzo ngexesha loqoqosho oluxakekayo, olunokuba lunzima kakhulu.
Nangona kunjalo, ibhonasi ingaba yindlela ephezulu yokugxotha injongo yexesha elide lemali. Omnye kunye? Awunayo ukukhawulela ibhajethi yakho yenyanga ukwenza njalo. Ngamafutshane, ibhonasi ingaba yindlela enkulu yokufikelela kwiinjongo zakho zemali ngokukhawuleza.
Sebenzisa iiBhonasi zakho zeZiko elongezelelweyo
Ungasebenzisa ibhonasi yakho ukuxhasa imali yakho yezinto zokunethezeka, ngokuqonda ukuba awuyi kuthengwa izinto ezithile okanye uhambe kwiholide ngaphandle kokuba ufumane ibhonasi yakho.
Oku kuthetha ukuba akufanele uchithe le mali ide ufumane oko.
Ngokomzekelo, unokwenza isigqibo sokusebenzisa ibhonasi yakho ngonyaka ukugubha ikhefu lentsapho yakho ngokuqonda ukuba awuyi kuhamba ngeeholide ukuba awufumani ibhonasi. Ngale ndlela iholide yakho ayiyi kutshabalalisa ibhajethi yakho . Ungasebenzisa kwakhona ibhonasi ukuya kwiipasiti zentshukumo zentsapho zentsapho okanye udlula kwipaki yokuzonwabisa. Nangona kunjalo, awuyikuhlaziya iipasenti ukuba awufumani ibhonasi yakho.
Kwakhona nembono elungileyo yokusebenzisa esi sicwangciso ngezinto ezivuselela ngonyaka kunokuba ziqhoqho ngenyanga, ngoko ke unalo olu luphuma kubhajethi yakho rhoqo ngenyanga.
Yenza Isicwangciso Somsebenzi Wakho
Ukuba usebenza kwimivuzo esekelwe kwikhomishina, kufuneka usebenze ngokuhlukileyo kunokuba ubone ibhonasi yangempela. Uya kufuneka ubeke uhlahlo lwabiwo-mali , kwaye ke uhlahlo lwabiwo-mali ngokubeka eceleni imali kwiinyanga zakho ezilungileyo ukugubungela iinyanga ezipholileyo. Le yinkqubo eyahlukileyo ukusuka kwindlela ofanele ukuphatha ngayo ibhonasi yakho.
Kanye njengoko kubalulekile ukwenza isicwangciso sendlela oyisebenzisa ngayo ibhonasi yakho, kubalulekile ukudala isabelomali esekelwe kwi-khomishini. Ngaloo ndlela, awuqhubeki uhlahlo lwabiwo-mali kwiinyanga ezihamba phambili.
Yenza uhlahlo lwabiwo-mali kwiBhonasi nganye
Ukuba awuyi kudala isicwangciso sokuchitha ibhonasi yakho, unokugqiba ukuchitha imali ngaphezu kokufunyanwa kwibhonasi yakho.
Ukusetyenziswa kwe-bhonasi yakho ibhonasi efana nohlahlo lwabiwo-mali. Oku kuthetha ukuba ulwahlula imali phakathi kweenjongo zakho zezezimali kwaye wabela ngokufanelekileyo, uqaphele ukuba ungadlulisi imali.
Ukuba ungaphandle kwetyala, unayo ikhaya kwaye ufikelele kwiinjongo zakho zemali, ngoko ungasebenzisa uninzi lwayo kwimali yokuzonwabisa. Nangona kunjalo, ihlale ilungile ukugcina okanye ukutyalomla ubuncinane inxalenye.
Musa ukuxhomekeka kwiibhonasi zakho
Okokugqibela, kwaye kubaluleke kakhulu, qaphela ukuba ibhonasi yakho ayiqinisekisiwe ngeniso. Inkampani yakho inganciphisa iibhonasi ngokukhawuleza okanye iyanciphise ixesha. Ezinye iikhampani zinikela ibhonasi ngokusekelwe kwindlela i-shishini elenza ngayo ngokubanzi, kwaye oku kuthetha ukuba iminyaka ethile iya kuba enkulu kunye neminye iminyaka ingaba yincinci okanye ayikho nto.
Kuqikelele ukushiya ibhonasi kwi-bhajethi yakho yenyanga kunye nonyaka, okanye xa uqikelela ezinye iindleko ezinkulu, njengokuba ungakanani ukuboleka imali yakho okanye ukuba unako ukufumana enye imali mboleko.
Ngamafutshane, ukuba uthembele kwibhonasi yakho yokwenza uhlahlo lwabiwo-mali lwakho, uyaphinda uhlawule imali kwaye kufuneka ulungele uhlahlo lwabiwo-mali okanye ufumane umsebenzi kunye nesakhiwo somvuzo esisekelwe kumvuzo wendabuko. Oku kuya kukhusela imali yakho kwixesha elizayo.
Ukuhlaziywa nguRachel Morgan Cautero .