Oku kuya kukuvumela ukuba uqhubeke ngenkathi uhamba. Kwakhona kubalulekile ukwazi indlela yokulandelela iindleko zakho kwincwadi. Oku kunokukunceda ukuba uqaphele ngakumbi into ochithayo kunye nalapho uchithe khona. Inokukunceda uqonde iindawo apho kufuneka uguqule khona.
Yakha iLedger
Okokuqala, kuya kufuneka ube nebhajethi yakho nawe. Kufuneka ube nencwadana efumanekayo kuwe. Unokwazi ukwahlula iphepha lakho malunga neentsika ezintathu. Uya kufuneka ubhale phantsi udidi lwebhajethi nganye phezulu kwikholam. Emva koko kufuneka urekhode isixa esabelwe kuso. Ukuba awuzange udale uhlahlo lwabiwo-mali, kwaye ulandelelanisa iindleko zakho ukuze ukwazi ukudala enye, ngoko kufuneka wenze isigqibo malunga neentlobo zenkcitho eziphambili ezifana nezibonelelo, ukutya, ukuqeshisa, ukutya ngaphandle, imali yokuzonwabisa kunye ne-inshurensi. Ukurekhoda nganye kwezi ziphezulu kwiphepha.
Ukurekhoda Iindleko Zakho Kulo lonke Usuku
Emva koko, kuya kufuneka uthathe ixesha ngalunye usuku ukurekhoda iindleko zakho.
Njengoko urekhoda iindleko nganye kwinqanaba, uya kufuneka ukuba ugcine inani elipheleleyo lezinto ozilahlile kulolu hlobo. Sula nje imali oyisebenzisileyo ukusuka kwixabiso elikhoyo kwaye urekhode impendulo. Kungenokuba luncedo ukuba neefolumu ezimbini ezihlukeneyo, enye yeendleko kunye nenye yenani elikhoyo.
Ungaphinda ufune ukurekhoda inani elinye kombala. Ukuba ngaba iindleko zokulandelela ukucacisa ukuba uchitha ixesha elingakanani uza kudibanisa imali oyisebenzisileyo ekusebenzeni kwakho konke. Ukuba utshatile, kunceda uhlale phantsi kwaye uhlolisise ukuba kusetyenziswe ixesha elingakanani usuku ngalunye. Kubaluleke ngakumbi ukuba uqala nje uhlahlo lwabiwo-mali. Inokukunceda ukuba nikhuthazane njengoko utshintshe imikhuba yakho yokuchitha .
Qinisekisa kwiimali zakho zokuchitha
Uya kufuna ukuyeka ukuchitha xa ubona ukuba awukho kwimali. Yinyathelo ebalulekileyo yokuhlala kwisabelomali. Unokufumanisa ukuba uhlahlo lwabiwo-mali aluyikhoyo okanye ungadinga ukudlulisela imali phakathi kweentlobo. Thatha ixesha ekupheleni kwenyanga ukuze uhlalutye uhlahlo lwabiwo-mali oluzayo ukuze lusebenzele wena. Kubalulekile ukukhumbula ukuba ukugcinwa kweentlawulo kunye neentlawulo zetyala kufuneka kuthathe phambili ngaphezu kokutya kunye neeholide. Uzakufuna ukunciphisa kwiindawo ezithile, kodwa kufuneka usenokukwazi ukutya imihla ngemihla.
Khetha Oko Ukwenza Ngemali Ongayisebenzisi
Ekupheleni kwenyanga, unakho ukhetho lokuxhaswa kwemali kwinqanaba elizayo lwenyanga okanye ukutshintsha imali kwi-akhawunti yokulondoloza. Iimali eziyintlukwano efana ne-bill bill yakho, unokufuna ukuhlawula ibhalansi ekuncedeni nakwiindleko zesevisi nganye ngenyanga.
Ngezinto ezinjengezinto zokutya, unokufuna ukuzithumela kulondolozo ukuze ukwazi ukwakha isikhwama sakho esiphuthumayo okanye usebenze kwezinye iinjongo.
Iingcebiso:
Enye indlela yokusebenzisa isofthiwe yohlahlo lwabiwo-mali okanye inkqubo yohlahlo lwabiwo-mali ukulandelela iindleko zakho. Iyakusindisa ixesha, kwaye yenza kube lula ukulawula ibhajethi yakho nyanga nganye. Kukho iintlobo ezahlukeneyo zokukhetha ongayisebenzisa ukulawula iimali zakho, kwaye kubalulekile ukufumana isilungiselwano esilungileyo sesoftware. Ngokufanelekileyo, ufuna ukufumana into eya kusebenza kwiipulatifomu kunye nokuvumelanisa nebhanki yakho. Ukuba utshatile, ufuna into evumela ukuba bobabini ukuba ufake iindleko ekuhambeni ukwenza ukulandelela imali yakho kulula.
- Enye inketho kukutshintshela imali kuphela kwiindidi apho uchitha ixesha elininzi ngenyanga. Umzekelo, ukutya, ukutya ngaphandle, kunye neentlobo zokuzonwabisa. Uza kuseka imvulophu kwinqanaba ngalinye kwaye ufake imali oye wahlawula kuyo ekuqaleni kwenyanga. Xa uhamba ukuyothenga loo mahlelo, uya kuthatha imvulophu nawe. Unako ukugcina iirisithi kwimvulophu ukuze uhlolisise ekupheleni kwenyanga ukuze ubone ukuba ungakanani uchithe.