Ngaba i-summer doldrums yangempela? Ayinamsebenzi lonto.
Nangona umxholo weengqungquthela zasehlotyeni awunqabile nje ngokuba ziwayo kule mihla njengoko kwakunjalo-ngoku siphila kwihlabathi elihlala lihlangene, apho abantu banako ukufikelela kwimarike ukusuka kwiindawo ezifihlakeleyo zomhlaba okanye xa basebenzisa kwindlu yokuphumla-isayinendima ebalulekileyo yengqondo kwiimarike zentengiso kuxhomekeke kubani oyicelayo.
Okokuqala, makhe sifumane inkcazo yendlela. Iingqungquthela zasehlotyeni zibhekiselele kwingcamango yokuba ixesha phakathi kukaJulayi no-Usuku lwaBasebenzi luyingozi kakhulu kubaotyalo-mali kuba abaninzi bekhe bahamba eholidini kwaye ngenxa yoko, ukunyaniseka kuphezulu kuba ukuthengwa kwexabiso kuncinci kunokuba bekungekho. Ngenxa yoko, ukunyuka kwexabiso lesitokhwe kubakho ukudala intlungu yezemali kulabo baza kuzama ukuthengisa izitokisi .
Ngaba i-Summer Doldrums Real? Andiyicingi into.
Ingaba iindlovu zasehlotyeni ziyinto eyenzekayo okanye ukuba ngaba yinkalo enkulu yokukhanda i-cherry kunye nokuqinisekiswa kwenkxaso kwiindawo zabathengisi. Oko sikwaziyo kukuba ukuxhalaba malunga nokuthengwa kwamanzi kungabonakali njengokuba kwakunjalo, kwaye ngoku kunokwenzeka ukuba abatyali-mali bathengise kalula nangona bahlala eholide.
Into engeyiyo ingxoxo, kwingqondo yam ubuncinci, kukuba yonke into engekho nto kunye nokuphazamiseka okungenamsebenzi kumgomo wokwakha ubutyebi .
Kungenxa yokuba abo benu bafunda umsebenzi wam bayazi ukuba ndingumtyalo -mali osisigxina ngokwegama elibi kakhulu. Kwintliziyo yesabelo sam sabelo sefilosofi, endiyisebenzisileyo kuphela ebomini bam, kodwa kwi- firm management firm , ihlala kuluhlu olulandelayo lweziphathamandla ezenza ukukhathazeka ngezinto ezifana neengqungquthela zasehlotyeni ezingenanto engenanto.
- Ungathengi nasiphi na isitofu esifanayo okanye ikhefu ekhethiweyo kwi- akhawunti yakho yomrhweba okanye i- akhawunti yokugcina ngaphandle kokuba ukhululekile ukubambelela kuyo ubuncinane iminyaka emihlanu.
- Ungaboleki kwimida . Enyanisweni, musa ukutyalomali kwi-akhawunti ye-margin nonke kodwa, endaweni yoko, kufuna i-akhawunti yekheshi . Akunakuze ube neenkxalabo malunga nomnxeba we- margin , akufanele ube nexhala nge- rehypothecation kunye nomngcipheko we-hyper-rehypothecation risk .
- Ukwahlula iphothifoliyo yakho. Qonda ukuba kutheni kubalulekile.
- Yenza isigqibo sokuba uya kulandela indlela yokuthenga okanye indlela yokuthenga, ukuphepha ixesha lokuthengisa.
- Nika ingqalelo kwiqhinga lokubeka i-asethi ukwenzela ukwandisa iziphumo zakho zerhafu. Ngokomzekelo, ngaphandle kweemeko ezingavamile, awufanele ufumane iibhanki zikamasipala ezingenaspala kwiRoth IRA .
Kunokuba ukhathazeke ngeengqungquthela "zeengqungquthela zasehlotyeni," kubaluleke kakhulu ukuba uqhubeke nokongeza imali kwipotfoliyo yakho, ukuba kunokwenzeka. Ukongeza, qinisekisa ukuba imali yakho yentlawulo kunye neendleko zifanelekileyo. Vumela ixesha lokuphakamisa okunzima, ugxininise ekubambeni iqoqo lezinto ezivelisa iimveliso eziphakamileyo oziqondayo kwaye, njengoko nje impucuko eqhubekayo, izinto ziye zasebenza ngendlela egculisayo.
Abantu bafuna ukwenza izinto zibe nzima. Musa ukuwela kuloo mgibe. Ukutshala imali kulula. Oko akuthethi ukuba kulula, kodwa kulula. Zinike umzila ode ufikeleleke xa ugweba nayiphina impazamo enkulu kunye neemeko ezilungileyo ukuba uya kumangaliswa kwisiphumo ngaphezulu kwexesha eli-25 ukuya kwe-50 leminyaka.