Indlela Yokugwema Ukukhutshwa Kwintlawulo

Inkokhelo enye yezinto ezingenakwenzeka kakhulu ezibonakalayo kwingxelo yakho yekredithi. Ababolekisi bahlawula ngokutsha iingxelo ezigqithisileyo ezingazange zihlawulwe ngexesha kwiinyanga ezintandathu ngqo.

Emva kwe-Off-Off

Xa i-akhawunti yakho ihlawuliswa, awuyi kusakwazi ukuthenga nge-akhawunti. Nangona kunjalo, usalutyala imali-mali.

Umboleki-mali uya kubika isimo seakhawunti ye-akhawunti ye-akhawunti.

Le ngongoma iya kuhlala kwi-credit report yakho iminyaka eyisixhenxe ukususela ngomhla oqale wahlamba ngawo. Kwixesha elizayo, xa abathengi nabathengisi bekhipha ingxelo yakho yekhredithi, baya kukubona ngokukhawuleza ukuba banokuhlawuliswa.

Amanqaku akho ekhredithi aya kulahla emva kokuhlawuliswa. Imbali yokuhlawula inzima kakhulu ekubaleni kwamanqaku akho ekhredithi. Ukuhlawulwa kwentlawulo engakhokhelwa kuya kuphazamisa amanqaku akho ekwereta xa okokuqala kwenzeka. Njengoko ixesha lidlulayo, amanqaku akho ekhredithi anokuphucula ukuba akukho zinto ezingenayo ezingenayo ezifakwe kwingxelo yakho yekhredithi.

Indlela Yokugwema Ukukhutshwa Kwintlawulo

Ukuphepha i-akhawunti ehlawulwayo kulula kunokuba ungacinga. Konke okufuneka ukwenze yenze intlawulo encinci kwi-akhawunti yakho inyanga nganye. Ngenyanga nganye ufike emva kwe ntlawulo, unye isondele ngakumbi ekubeni i-akhawunti yakho ihlawulwe.

Ukubanjelwa kwiingxelo ezikhohlakeleyo, ingakumbi ukuba zineenyanga ezine okanye ezintlanu (iintsuku ezingama-120 ukuya kwe-150).

Lindela ukuhlawula ngaphezulu ukuzisa i-akhawunti yakho yangoku ngenxa yeentlawulo ezingekho phantsi kunye neemali ezidlulileyo. Kungcono ukuhlawula imali ngoku kunokujongana neziphumo zeakhawunti yokuhlawulwa kweemali kwiminyaka ezayo.