Xa uqala ukusebenzisa amakhadi-mboleko, enye yezinto zokuqala omele uziqonde kubaluleka kwintlawulo encinci.
Amanqaku akho ekhadi lesikweletu afuna ukuba uhlawule ubuncinci ubuncinane ngentlawulo nganye ngenyanga. Le ntlawulo ngumlinganiselo ophantsi ongayihlawula kwikhadi lakho lekhredithi ukukhusela izigwebo. Iintlawulo ezincinci zibalwa ngokukodwa njengepesenti yemali ehlawulwayo. Oko kuthetha ukuba ibhalansi yekhadi lakho lesikweletu liphakamileyo, inkokhelo yakho encinci iya kuphakanyiswa.
Inkokhelo encinci kufuneka ihlawulwe ngumhla wokuhlawula . Umnikezeli wakho wekhadi lokuthenga ngetyala uya kukunika iindlela ezimbalwa zokwenza intlawulo yakho ngeposi, kwi-intanethi okanye kwenye ifowuni. Qinisekisa ukuba unike ixesha elaneleyo lokwenza intlawulo yakho.
Yintoni eyenzekayo Ukuba Ulahlekelwa Intlawulo yakho encinci
Ukuba ulahlekelwa yintlawulo yincinci yenyanga okanye uhlawula ngaphantsi komncinci, umnikeli wakho wekhadi lokuthenga ngetyala unokukuhlawula imali yokugqibela . Ukungaphumeleli kwintlawulo encinci kunakho ukulahlekelwa nayiphi na inzala yokukhupha inzala yakho. Emva kokulahlekelwa iintlawulo ezimbini ezincinci ngokulandelelana, umnikeli wakho wekhadi lokuthenga ngetyala unokunyusa izinga lakho lentengo kwisilinganiso sohlwayo.
Emva kokuhlawula kwakho ubuncinci ngaphezu kweentsuku ezingama-30, umniki wekhadi lokuthenga ngetyala uya kuxela ukuhlawulwa ngokukhawuleza kwii- credit bureaus . Le ntlawulo emva kwexesha iya kuhamba kwingxelo yakho yekredithi kwaye uhlale iminyaka eyisixhenxe. Amanqaku akho ekhredithi ayenokuchaphazeleka, ingakumbi kwiinyanga ezimbalwa zokuqala emva kokuhlawulwa kwexesha lokugqibela.
Iintlawulo zangaphambili eziphosakeleyo ziza kuphakamisa inkokhelo ekhoyo ekhoyo ngoku. Awuyi kufunwa kuphela ukuba wenze iintlawulo ezincinci ezikhoyo kunye nokulahlekelwa, kunye nemali ehlawulwa emva koko iya kudibaniswa kwisixa omele usihlawule ukuze ulandele i-akhawunti yakho ngokuma kakuhle . Ngenxa yokuba inkokhelo encinci iphakanyiswa kunye nentlawulo nganye ephosakeleyo, kuba nzima nakakhulu ukufumana iintlawulo zakho.
Ukuhlawula ngaphezu kweNcinci
Unokuhlawula ngaphezu kokuncinci. Enyanisweni, kukulungele ukuhlawula ibhalansi yakho ngokuzeleyo ukuze ugweme ukuhlawula umdla kwikhadi lakho lekhadi lesikweletu kwaye uhlale ngaphandle kwetyala lekhadi lesikweletu.
Ukuhlawula kuphela ubuncinane kwikhadi lakho lekhredithi yindlela ebiza kakhulu yokuhlawula ibhalansi yakho yekhadi lesikweletu. Kuthatha ixesha elide kwaye uza kuhlawula inzala ngaphezulu xa uhlawula ngokupheleleyo ibhalansi yakho. Enyanisweni, ukuba wenza inkokhelo encinci okwamanje uqhubeka uthenga unyangenyanga nganye, ibhalansi yakho iya kukhula endaweni yokwehla. Le ngenye yeendlela ezikhawulezayo zokuzifaka ematyaleni.