Imigaqo yokuBamba ukuThengiswa kweRhafu elingenamkhawulo
Ukuba ungumhlali wase-West Virginia oceba ukuhlawula iikholeji kumntwana okanye omnye othandekayo, kufuneka ube nolwazi oluninzi ngokunokwenzeka malunga neprogram yokulondoloza ikholeji ye-529 kwimeko yakho.
Ingcaciso elandelayo iquka ukujonga ngokucacileyo isicwangciso se-West Virginia, iintlawulo zerhafu ezifumanekayo kubanikeli nabaninzi. Nangona iintsapho zihlala zixhomekeke kwimali- mboleko kunye noxhaswa ngemali ukuxhaswa iikholeji yabantwana babo, izicwangciso zokulondoloza ngenye yezicwangciso eziphambili ezifumaneka ngeenyawo kwilwayo yekholeji ngokunjalo.
Yingakho kubalulekile ukuqala inkqubo yokuqala - ngaphambi kokuba umntwana wakho ahambe kwinqanaba le-auditorium yabo ephakamileyo kwaye sele lide kakhulu ukugcina.
Yintoni enokuyilindela ukusuka kwiWest Virginia College's Savings Plan
Yintoni eyenza iplani ye-West Virginia ye-529 ibonakale kwiiplani ezifumaneka kwamanye amazwe? Kubaqalayo, abahlali abafaka isandla kwisicwangciso se-529 sombuso banako ukususa inani lonke legalelo labo, ukuya kumlinganiselo wabo wokufumana. Oko kuphantse kubeka iWest Virginia kwilungu layo xa lifika kwizicwangciso ezingama-529. Ngenye yezona zizwe ezine ezweni elivumela ukuncitshiswa okungenamkhawulo kwiplani yokulondoloza ikholeji. Ngaphezu koko, ukutsalwa okungekho phantsi kunokuqhutyelwa phambili iminyaka engamahlanu.
Umntwana wakho akadingi ukuba uye e-yunivesithi yeminyaka emine ukuze azuze kwisicwangciso. Inokuthi "isetyenziselwe ukuxhasa imfundo ephakamileyo kwizikolo zobugcisa kunye nobugcisa, izikolo zokucoca, iikholeji zokuhlaziya abasebenzi, iikholeji zasekuhlaleni nabanye abaninzi," ngokutsho kweHhovisi leNondyebo kaRhulumente waseWest Virginia.
Yiyiphi i-WV 529 yokuThuthwa kweRhafu yokuHlawuleka
Abahlali base-West Virginia bazama ukugqiba isigqibo sokuba kusetyenziswa icebo le-WV 529 ngokumalunga nesinye isiqendu seSiqendu 529 soxanduva lokubakho ukugcinwa kwentlawulo enokubangela ukufaka isandla kwisicwangciso sabo selizwe. Ngamanye amagama, ngaba baya kukwazi ukugcina ngaphezulu okanye ngaphantsi kwiplani yaseWest Virginia kunokuba elinye likarhulumente?
Ukuqwalasela ukuba i-West Virginia yokufumana irhafu yerhafu ingama-6.50 ekhulwini, i-$ 1,000 egalelo inokubonga umhlawuli-ntlawulo ukuya kuma-65 engamaxesha eerhafu. I-West Virginia okwangoku ayinikezeli ukurhoxiswa kweerhafu kubahlali abancedisa kwizicwangciso ze-out-of-state okanye ezinye iintlobo zeakhawunti zokugcina iikholeji ezifana neAkhawunti ye-Savings Education (i-ESA) okanye i- ATMA Custodial Akhawunti , okufanayo kunye namanye amazwe .
Kungakhathaliseki ukuba ungacingi ukuba uyayiqonda inzuzo yeprogram yase-West Virginia yokulondoloza ikholeji, kubalulekile ukubonisana nomcebisi werhafu okanye uchwepheshe ofanayo ngaphambi kokuba ungene ngemvume. Qiniseka ukuba uphonononge zonke iinketho ezifumanekayo kuwe kwaye ngoko, unako ukwenza isigqibo esiphezulu kwintsapho yakho ngokubhekiselele ekulondolozeni iikholeji.
Ukumangalelwa kweRhafu yokuRhweba
Abemi bangabanga i-West Virginia yase-West Virginia 529 yokuchithwa kwerhafu kumgca we-42 we-West Virginia I-Schedule Yowesigxina uMninimandla wase-West Virginia. "Uhlengahlengiso lwengeniso" ngenhla, "oku kuthetha ukuba abahlali banokuthi bangayibanga nangona bengayithathi enye iyancitshiswa. ukuchithwa okuqhelekileyo). Amazwe afana neNew York ayafana ngale ndlela. Kwakhona, akukho sigaba sokungeniswa kwemali kwi-WV 529 yokuncitshiswa kweerhafu.
Imbekiselo kunye neMibhalo
Ulwazi olongezelelweyo kwinqanaba lokunciphisa irhafu lekholeji lingafumaneka kwiwebhusayithi yaseWest Virginia yeNkonzo yeRhafu.