Sebenzisa itekisi engezantsi njenge template: gcwalisa ulwazi phakathi kweebhanki ("[" ne "]") njengoko kuyimfuneko.
Bona iingcebiso ezingezantsi kweleta ukuze uthole iinkcukacha ezingaphezulu kunye nezinye iindlela ezilula zokuvala i-akhawunti.
I-imeyile yeSampula yokuvala incwadi
[Usuku Lomhla]
Nceda uvale i-akhawunti (s) iboniswe ngezantsi. Nceda uthumele nayiphi na imali eseleyo kwii-akhawunti ngetshekhi kwidilesi engezantsi, kwaye unqabe nayiphi na enye imfuneko yokuthengiselana kule akhawunti.
Jonga i-akhawunti:
I-akhawunti yokugcina:
I-akhawunti yeMarike yeMali:
Enye iAkhawunti:Nceda unikeze isiqinisekiso esibhaliweyo sokuba i-akhawunti ivaliwe.
Ukuba unemibuzo, nceda uqhagamshelane nam kwinombolo yefoni ngezansi.
Enkosi,
[Umqondiso weNgxelo yomnini weNgxelo]
[Igama loPhicilelo loMnikazi weAkhawunti]
[Idilise yemeyile]
[Inombolo yomnxeba]
Ezinye iindlela zokuVala iAkhawunti yakho
Kukho iindlela ezilula zokuvala i-akhawunti yakho. Ukuba awufuni ukuprinta, bhalisa, kwaye uthumele ileta, zama indlela ephezulu.
Isicelo se-intanethi: Ibhanki ye-Intanethi ikuvumela ukuba udlulisele yonke imali yakho kwaye ucele ukuvalwa ngoluhlu lwamanyathelo - kungaba lula njengokuchofoza "Vala i-Akhawunti." Ezinye iibhanki zifuna ukuba ubhale isicelo kwiinkonzo zamakhasimende xa ungene ngemvume kwiakhawunti yakho.
Ifoni yefowuni: Ifowuni yefowuni ekhawulezayo inokuyenza inkohliso. Ukuba unemizuzu embalwa, vele ucele umnxeba inkonzo kwaye ubuze. Yilungiselele imizamo embalwa yokugcina ibhizinisi lakho (ongayenza ngokuthe ngqo kodwa ngokunyanisekileyo).
Iingcebiso zokuvalwa kweAkhawunti
Qinisekisa ukuba ufezekile: Ngaphambi kokuba uvale i-akhawunti yakho, jonga ngokuphindwe kabini ukuqinisekisa ukuba akukho zitshengiselo ezivelele okanye iintlawulo ezizenzekelayo ezijoliswe ukushaya i-akhawunti yakho.
Sitshintsha imiyalelo yakho ye-deposit ngqo kwi-akhawunti yakho entsha , kwaye ulinde ukubona ukuba ukuhlaziywa kwenzeke ngaphambi kokuba uvale i-akhawunti.
Zingenayo ngokwakho: Ngokuqhelekileyo ukukhupha i-akhawunti yakho yebhanki ngaphambi kokuba uthumele ileta ukuyivala. Kwiimeko ezininzi, uya kufumana imali yakho ngokukhawuleza kunokuba ulindele ibhanki ukuba iqhube isicelo sakho. Kukho iindlela ezininzi ezikhululekile kunye nezilula zokuthumela imali kuwe ngokwakho ngekhompyutha, kubandakanywa nebhanki eyisiseko ekudlulisweni kwebhanki . Iinkqubo kunye neenkonzo ezingezobhankini zokuthumela imali zingenza umsebenzi.
Ukuba uzenza ngokwakho, uyazi ngokuqinisekileyo ixesha kwaye ungalindela phi imali. Enye indlela yokulinda isheke kwi-imeyile - okuya kufuneka uyibeke phambi kokuba ungasebenzise imali.
Ukuthobela kunye nokuhlonipha: Ukuvala i-akhawunti yakho yasebhanki , ufuna ukuba wenze isicelo (nokuba sibhaliwe okanye ngokuchofoza iqhosha). Igama akuyona nto ebaluleke kakhulu. Akuyimfuneko ukuba ubafundise ukuba benze "ngokukhawuleza" okanye "ngokukhawuleza" kuba baya kukwenza ngokukhawuleza kunokwenzeka.
Ngokuchasene nenkolelo eninzi, iibhanki aziqhubeki ngeenyawo kulezi zinto de kubekho umntu ophawulayo kwaye enze isicelo sengcinezelo. Yenza kube lula kumntu ovula ileta yakho (batshele ngokuthe ngqo ukuba yenzeni na ukuba ungayithumela phi imali), kwaye kunokwenzeka ukuba kwenziwe ngokukhawuleza nangokuchanekileyo.
Ukuba unesikhalazo malunga nebhanki okanye iinkonzo zayo, thumela loo mpendulo ngokwahlukileyo, emva kokuba i-akhawunti yakho ivaliwe.
Khuphela izitatimende okanye iintengiso: Emva kokuba uvale i-akhawunti yakho, ungalahlekelwa ukufikelela kwimbali yakho ye-akhawunti. Ngolunye usuku, unokufisa ukuba ube nerekodi ebalulekileyo yokuthengiselana. Ukukhuphela kweengxelo zeminyaka emininzi ngaphambi kokuba uvale i-akhawunti yakho - mhlawumbi xa kunjalo. Ngaphandle koko, khuphela ukuthengiswa kwakho kwinkqubo yesofthiwe egcina ulwazi kuwe.
Isayinitsha sokuqala: Qiniseka ukuba usayine nganye ileta nganye ngeyinki. Musa ukukopisha iileta ezityinwe okanye usebenzise isitampu yesiginitsha sakho ukugcina ixesha. Ibhanki idinga isiginesha yangempela.
Ixesha elibukhali: Ukuba ufuna ngokwenene imali ukuba uhambe ngokukhawuleza kwaye ufumaneke ukuba uchithe, thumela imali kwi-akhawunti yakho entsha ngokudluliselwa kocingo .
Ngenye indlela, fumana iteksi yesikhokhelo , eya kuba yindleko encinci kwaye iqhubeke isondeza "imali".
Utshintsha idilesi? Ukuba uvala i-akhawunti ngenxa yokuba uhambe, qaphela ukuba imigaqo-nkqubo yebhanki ivumela kuphela ukuba ithumele imali kwidilesi yakho yerekhodi (idilesi abaye kwifayile kwibhanki). Utshintsho lweedilesi olulandelayo lubekwe iifowuni ezibomvu - aziyazi ukuba ngaba ngokwenene okanye isela lokungenazisi-ukuze ufanele ulinde ixesha elide ngemali yakho, okanye unokwenza iphepha elongezelelweyo uze wenze isicelo sakho singabhalwanga .
Buza ibhanki yakho into efunekayo ukuba uthumele isheke kwikheli elitsha (bhetele ke, fumana imali ngokwakho, njengoko kuchaziwe ngasentla).
Ukuba usebenzisa i-credit union, ungadingi ukuvala i-akhawunti yakho ngenxa yokuba uhambe. Amanyano amaninzi eentengo zemboleko athatha inxaxheba kwi-branching ekwabelwanayo, ekuvumela ukuba usebenzise amasebe ahlukeneyo emanyano yamatyala (kunye namawaka eendawo ezikhoyo kuwe lonke). Ekugqibeleni ungadinga i-akhawunti kwiziko lendawo ukwenzela izidingo ezinzima - okanye usenokuhle usebenzisa i-akhawunti yakho endala.
Ukushiya isheke: Ukuba ibhanki ithumela isheke ngemali eseleyo kwi-akhawunti, kuya kufuneka ubeke i-check somewhere-kwaye abantu abaninzi kule mihla abazange bajongane nokuhlolwa kwephepha. Indlela elula yokwenza idiphozithi inomsebenzi wakho weselula webhanki (ukuba ukhona).
Qinisekisa ukuvalwa: Musa ukucinga nje ukuba imiyalelo yakho iya kulandelwa. Khangela kabini ngokungena kwi-akhawunti yakho okanye ukubiza ibhanki ukuqinisekisa ukuba i-akhawunti yakho ivaliwe. Ngamanye amaxesha imiyalelo ilahleka, okanye into kufuneka iyenziwe ngaphambi kokuba uvale i-akhawunti. Ukuba awunayo loo ngxaki, unobungozi bokungabikho kwamatyala okanye ukuhlawulwa kwemali ephantsi kwi-akhawunti yakho . Akunakuba yinto ephosakeleyo yakho, kodwa kulula ukuyicoca yonke into ngelixa elitsha engqondweni yakho.
Funda ngakumbi malunga nokwenza ngaphambi kokuba utshintshe ibhanki okanye uvale i- akhawunti yokutshekisha .