I-Old School yePen kunye nePhepha leNkcazo liyakwenza ukuba ubomi bube nzima
Emuva kwiintsuku ezindala, abantu basebenzise iphepha lokuhlola iifeksi ukurekhoda iindleko kunye neendleko kwiakhawunti zabo zebhanki . Ukuxhotywe ipeni (okanye ipensela) kunye nencwadana yokukhangela isheke, izinto zithengiswa imihla ngemihla ukugcina imali ekhoyo ekhoyo.
Namhlanje abantu abaninzi bakhetha ukulungelelaniswa kokutshekisha amabhalansi nokugcina iirekhodi kwi-intanethi, ukuvumela iibhanki ukuba zenze umsebenzi wazo. Nangona le nkqubo ngokuqinisekileyo ifumana amanqaku okulungelelaniswa kokusetyenziswa, amaninzi amaninzi ukugcina i-check driver isengqiqo. Nazi izizathu ezine zokuba ugcine irekhodi lomzimba lokuchitha imali lucacile.
01 Ulawulo
02 UkuFikelela kokuFikelela
Khangela iikhomputha zihlala zifikeleleka, ngelixa iinkqubo zebhanki ze-intanethi zingaphazamiseka. Ukugcina i-ledger nge-checkbook inebhonasi eyongeziweyo eqeshwe ngabaninzi kwiminyaka elishumi edlulileyo-imali engxamisekileyo. Ukuba imali iyadingeka ngomzuzu wokugqibela, unokuzibhalela nje isheke kuwe, uthathe kwibhanki yakho yendawo uze ufumane imali. Akukufuneka uhambe kwi-ATM uze usebenzise ikhadi lokubambisa kwaye awuyi kuhlaselwa nayiphi na imali eyongezelelweyo yokufaka imali yokukhangela isheke. Ukubhalwa isheke kuthatha umzuzu kwaye kwamkelwe njengentlawulo (kunye ne-ID) kwiindawo ezininzi zoshishino. Qaphela: oku kusebenza kuphela kwiibhanki ngeendawo zezitena kunye nomdaka, kodwa kudla ngokukhawuleza kunokulinda kwi- ACH ye-elektroniki .
03 Ingxelo yeNtlawulo
Mhlawumbi isizathu esibalulekileyo sokugcinwa kwirekhodi yokuchitha imali kukuba xa uhlawula umkhiqizo okanye inkonzo, ukuhlawula kwangoko kubhalwa. Iibhanki ze-Intanethi zilayisha ukuthengiselana kwabathengisi, ezinokuthatha kwimini embalwa ukuya kwiintsuku ezimbalwa. Ukuba kukho na umbuzo malunga nokuba ngaba awuzange ukhokhe i-bill okanye ufumene ukubuyiselwa kwempahla, ngokubhekiselele kwinqwelo yokukhangela yenza konke Oku kunceda kakhulu ukuba kubekho iingxabano nabathengisi - ukwenza iintlawulo ezongezelelweyo kwinqununu ye-mortgage xa kufika ixesha lokulungisa i-akhawunti, okanye xa inkampani yekhampani ibanga ukuba ayifumana intlawulo yenyanga, umzekelo.
04 Uhlahlo lwabiwo mali
Umntu ozithandayo kunye nabacwangcisi bezemali , ukubhala ngokunyanisekileyo kwindleko kunceda abaninzi abantu ukupenda umfanekiso ochanekileyo weemeko zabo zezezimali. Ukuba unako ukukhangela kwikhowudi yakho yokukhangela inyanga emva kwenyanga kwaye ujonge iindleko eziphindaphindiweyo kunye neendleko, ingaba neembono. Leyo bhotile yezicathulo okanye i-TV yesikrini esicatshulwayo esithengiswayo, umzekelo, inokubonakala ingxamisekileyo xa ukhumbule ukungena kwi-elektroniki kwintlawulo yenkampani ngosuku olwandulelayo. Ngokubhala phantsi imali, ikwabonelela isinyathelo sokuqala kulabo bazama ukutshintsha imikhuba yokuchitha .