Ummeli woMntu kunye noMphathiswa

Izolo, ndathumela kwixesha lokucwangcisa indawo yeveki: " umphathiswa ." Ixesha lemihla "ngummeli womntu," naye uyaziwa ngokuba ngumqhubi. Ukuba isicwangciso sakho sempahla sibandakanya ukukholelwa kokuphila okuphefumlelweyo okanye olunye uhlobo lokuthembela, kufuneka uqonde ukungafani okuphambili phakathi kwezi zikhundla ezimbini. Zombini iindidi ze " fiduciaries ," ezixanduva lokuthatha izinto ezintle kwifa kunye nabaxhamli bayo.

Kodwa ngamnye udlala indima ehluke kakhulu kwisicwangciso sefa.

Ummeli woBuntu

Ummeli wakhe ngokwakhe ukhethwe ngumgwebi wenkundla ye-probate ukulawula ukulawulwa kwefa xa umntu efa kunye okanye engenakho ukuthanda kwaye akayidlulisanga yonke impahla yakhe kwithemba lokuphila. Ummeli wobuqu unokuba ngumntu, isikhungo esinjengebhanki okanye inkampani yokuthemba, okanye ukudibana kokubili. Ukuba umyalelo wokugqibela unomnqweno wokugqibela kunye nomyalelo apho wabiza umntu okanye iqumrhu afuna ukukhonza njengommeli wakhe, ijaji yenkundla ye-probate iyakubonisa ukuba iyamhlonela iminqweno yakhe kwaye imisele lo mntu.

Ngaphandle koko, ukuba ummiselo akakashiyanga intando, umthetho welizwe uchaza ukuba ngubani na umgwebi weengxaki okumelwe akhethe ukuba abe ngummeli wakhe. Kwiinkoliso ezininzi, ngumlingane ohlalayo okanye elinye ilungu losapho elisondeleyo. Ummeli womntu "isithandwa" sempahla - enye engenakho ukuthanda - iya kuthiwa "ngumlawuli" welifa.

ITrasti

I- trustee ibizwa ngumntu odala ithemba lokuphila ngendlela efana ne-testator-umntu obhala intando - unokuthi igama lommeli wakhe. Umntu odala ithemba elibizwa ngokuba yi-trustmaker, okanye ngamanye amaxesha umniki-mali.

I-trustee ijongamela ulawulo lwemihla ngemihla yepropati ene-trust ukuze inzuzo yabaxhamli bayo.

Njengommeli womntu, itrasti ingaba ngumntu, isikhungo, okanye zombini ziyakhonza njengama-trustees. Umphathiswa othembekileyo, umphathiswa kunye nomxhamli wokuthembela kokuphila okupheliswayo ngokuqhelekileyo ngumntu ofanayo. Abaxhamli abongezelelweyo baqeshwe ukuba bazuze kwi-trust xa i-trustmaker efa.

Amathenda ahlaselayo ngokuqhelekileyo athiwa ngabanye abaxhomekeke kumatrasti, omnye umntu angene ngaphakathi aze athathe ulawulo lokuthembela kunye nezinto zakhe xa umphathiswa othembekileyo / oyilungileyo efa, okanye ukuba akafanele aphumelele kwindawo apho engakwazi ukulawula yakhe micimbi.

Xa umntu othembekileyo edala ithemba elingenakuthenjwa, kufuneka atyekele ngokukhawuleza ekubunjweni kwayo. Akakwazi ukwenza njengomphathiswa wakhe. Elinye iqela kufuneka libizwe.

Ngokufanelekileyo, ifa lakho liya kuphepheka, kwaye izindlalifa zakho aziyi kufuna ummeleli wakho konke xa unethemba lokuphila ngokuthembekileyo .

QAPHELA: Imithetho yelizwe kunye neendawo zitshintsha rhoqo, kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nommeli weengcebiso zezomthetho zangoku. Ingcaciso equlethwe kule nqaku ayikho isiluleko sezomthetho kwaye ayifaki indawo yeengcebiso zomthetho.