Ukubuyiswa kweMpahla yeMedicaid

Ukubuyiswa kweMpahla yeMedicaid yi-Equivalent ye-Taxica Meditation

Ngokutsho kweSebe laseMelika lezeMpilo kunye neeNkonzo zoLuntu, i-Medicaid "inikezela ngezempilo impilo yabantu abangaphantsi kwemali, iintsapho, nabantwana, abakhulileyo kunye nabantu abakhubazekileyo." Ngowe-1993, umthetho wesigqeba wenziwa umthetho ofuna ukuba wonke amazwe ase-US aphunyeze "i-Medicaid property recovery" kwinkqubo yamacandelo amabini abantu abafumana i-Medicaid inzuzo: (1) Nabani na ongaphezu kweminyaka engama-55 oye wamkela uncedo lweMedicaid, kwaye ( 2) Nabani na osesikweni ngokusisigxina kwaye ufumene uncedo lweMedicaid, kungakhathaliseki ubudala.

Ngaloo ndlela, ukuba wena okanye othandekayo ewela kwelinye lala maqela amabini, ke umnini wakho okanye umnini-mhlaba wakho umthandayo uza kuba phantsi kwe-Medicaid link okanye " tax tax " emva kokufa.

Yintoni yokubuyiswa kweMidicaid Estate?

I-Medicaid yokufumanisa indawo ilawulwa ngumthetho welizwe olawula i-state ukuba ibuyiselwe kwifa lomntu olahlekileyo owamkela iMedicaid owela kwelinye lezintlu ezichazwe ngasentla kwiimpahla ezilinganayo nexabiso leMediicaid ezihlawulwe egameni lommkeli oshonile ngexesha lakhe bakhe ubomi.

Ukususela kwiMedicaid ukufumana ukuhlaziywa kwempahla kulawulwa ngumthetho welizwe, oku kuthetha ukuba ummandla ngamnye wase-US unemiqathango yayo yokulawula oko kunokufunyanwa. Ngomncinci, umthetho wesigqeba ufuna ukuba uzame ukufumana indawo yokufumana iindawo zokufumana i-Medicaid iintlawulo ezihlawulwe egameni lommkeli oshonile malunga nezinto zakhe ezifunekayo . Ekugqibeleni, amazwe angazama ukufumana ukuhlaziywa kweempahla zeMedicaid iintlawulo ezihlawulwe egameni lommkeli oshonile kuyo nayiphi na impahla ebekwe ngummkeli ngexesha lokufa kwakhe.

Ngaloo ndlela, ekubeni uvavanyo lulawulwa ngumthetho welizwe kwaye le mithetho iyahluka ukusuka kummandla ukuya kwilizwe, kubalulekile ukuqonda ukuba yeyiphi i-asethi inokungqinisisa kwimeko yakho (ekuthethwa ngokuchanekileyo ngokuthi " impahla yeengxaki ").

Ziziphi iiAfa zeSakhiwo, kwaye azinjalo, ziphantsi koMbuyiselo weZakhiwo zeMedicaid?

Ngokuqhelekileyo, ukuwela kwicandelo lokuqala labamkeli beMedicaid echazwe ngasentla abo abaphantsi kwabo baxhomekeke ekuphumeni kwempahla yeMedicaid, umntu kufuneka 'agula aze aphule.' Ngoko le nto ibuza umbuzo - Ukuba udinga ukugula kwaye uqhekeke ukuba ufanelekile kwiMedicaid, ngoko unako ukuba unayo nayiphi impahla eyashiywe kwifa lakho xa usweleka uhulumeni ukuqokelela?

Le yilapho "ukucwangciswa koxilongo" okanye "ukucwangciswa kwempahla ye-Medicaid" kuza kudlala. Nangona iinjongo eziphambili zalolu hlobo lokucwangcisa ukufumana umntu ogulayo ngeenzuzo zeMedicaid (ngokuqhelekileyo ngokukhawuleza kunokwenzeka), enye injongo kukuthatha ixabiso eliya kuthotywa ngokuhlaziywa kwempahla phantsi komthetho phantsi komthetho welizwe ochaphazelekayo (ekuthiwa "akukho iimpahla ") kwaye ziguqulwe kwiimpahla ezingayi kuthotywa kwi-Medicityid recovery property (ebizwa ngokuthi" ukukhupha impahla "). Ngaloo nto uthe, nangona kwezinye iimeko kuthi kunokwenzeka ukuba umntu ogulayo aphule ngokwaneleyo ukufumana iMedicaid, akunakukwazi ukuguqula nganye i-asethi eyomnini-mkelayo kwixabiso lokungahlawulwanga kwi-asethi ekhutshelwe ukuba i-state Unemithetho elula yokubuyisela i-Medicaid.

Ngoko ke yiziphi iintlobo zeempahla ezikhutshwayo kwi-Medicaid recovery property? Njengoko kuthethwe ngentla, ekubeni iMedicaid yokubuyiswa kwempahla ilawulwa ngumthetho welizwe, into enokuba yinto ekhutshwe ngayo kwilizwe elinye ayinakuba yinto ehlawulelwayo kwenye indawo. Oku kuthetha ukuba ngelanga akunakwenzeka ukuba unike uluhlu olubanzi kunye noluntu oluqhelekileyo lwento enokuthi ayiyi kuxolelwa. Ngaloo nto, kubaluleke kakhulu ukubonisana nommeli womthetho kumdala apho umntu ogulayo ehlala khona ukuze aqinisekise ukuba yeyiphi impahla yegulayo eya kuxolelwa, okanye ayiyi kuxolelwa, kwi-Medicaid yokufumana indawo yokuhlala.