I-Smartphone yenza ubomi bulula kakhulu. Ukuzonwabisa kunye neenkqubo zokuvelisa zifumana ezininzi ze-apps ze-buzz kunye nezezimali azifumani ngokukhawuleza. Ukuba ukhangele iindlela ezilula zokuhlala phezulu kwekhredithi yakho kunye namatyala, nantsi ezi sixhenxe zokusebenza omele uzikhuphe.
Ikhredithi ye-Karma Mobile
Iindleko : Simahla
I-Platform : i-Android, iOS, kwi-Intanethi
Uhlelo lwe-Credit Karma lunezixhobo ezintathu eziwusizo zokunceda ukulawula i-credit yakho kwaye zonke zifumaneka mahhala.
Unokufikelela kumanqaku akho ekhredithi, ingxelo yengxelo yemboleko, kwaye ufumane ukubeka iliso kwi-credit. Awufumani nje kuphela umlinganiselo wakho wekhredithi, ufumana iinkcukacha malunga nezinto ezichaphazela umlinganiselo wakho wekhredithi, iziphakamiso zokuphucula umlinganiselo wakho wesikweletu, kunye neengcebiso zemveliso yeekhredithi ezinokukunceda ugcine imali. Kubalulekile ukuba uqaphele ukuba ulwazi lwekhredithi olunikeziwe lusekelwe kwingcaciso yakho ye-TransUnion ingxelo yekhredithi kunye namanqaku okuthenga ngetyala ayikho amanqaku e-FICO.
Credit Sesame
Iindleko : Simahla
I-Platform : i-Android, iOS, kwi-Intanethi
I-Credit Sesame yinto enye yeefowuni zesikripthi samahhala. Lo unika umvuzo we-Experian wenyanga kunye nokubeka iliso kwintengo, ufingqa iintlawulo zakho zenyanga zematyala, kwaye uluhlu lwee-balance balance amount. Ukuqhathaniswa neNkqubo yeMali yeKarma, umsebenzi we-Credit Sesame ulinganiselwe, kodwa amanqaku akhredithi ahlawulwayo kwi-credit bureau ayenayo ixabiso. Gcina ingqalelo kumanqaku ekhredithi oyifumanayo kwi-Credit Sesame ayiyena umlinganiselo we-FICO.
Mint.com Imali Yomntu
Iindleko : Simahla
I-Platform : i-Android, iOS, i-Online, iWindows
Uhlelo lokusebenza lwe-intanethi lunetoni yokusebenza okuhle, kodwa enye yezona zinto zilungele ukulandelela imali yakho. Insiza ikhupha ibhanki yakho yebhanki kunye nekhredithi kwaye ikwahlukanisa ukuze ukwazi ngokukhawuleza kwaye ubone apho uchitha imali.
Unako ukufumana izikhumbuzi zezibhengezo, ukuchithwa kunye nokuqhelaniswa kwemali, kunye neesaziso zeemali zebhanki. Ukusekela iinjongo zemali kunye ne-app kukunceda ukuba uqaphele indlela yokuhlalutya ngayo ukuze ukwazi ukuhlangabezana neenjongo. I-Mint kuphela ifunda ulwazi lwe-akhawunti yakho; insiza ayikwazi ukwenza ukuthengiselana okanye ukuhambisa imali kwi-akhawunti yakho.
Hlola: Bhatala iibhilikhwe, amakhadi enkoleko
Iindleko : Simahla
I-Platform : i-Android, iOS
Ukukhumbula zonke iintsuku zakho ezifunekayo ngenyanga zimelele. Emva kokuba uqalise iindleko zakho kwi-Hlola i-app, iya kuthumela izikhumbuzi xa iindleko zakho zifuneka kwaye ikunike ithuba lokuhlawula ngokukhawuleza okanye ulungise intlawulo. Unokulawula amakhadi amaninzi ekwereta, iibhanki zebhanki kunye nezinye iindleko. Insiza isebenzisa i-encryption, i-PIN eneenombolo ezi-4, kunye nedatha edeleyo ekubhubhiseni ukukhusela ulwazi lwakho lomntu olubukhali. Impendulo yodwa kukuba ezinye iibhanki ezincinci kunye neebill ayikwazi ukuxhaswa.
ReadyforZero: Ukuhlawula amatyala
Iindleko : Simahla
I-Platform : i-Android, iOS, kwi-Intanethi
I-ReadyForZero ithintelo ekuncedeni abantu bahlawule i-$ 180 yezigidi kwiityala-nokubala. Insiza ikuvumela ukuba udibanise onke ama-akhawunti akhotyala, wenze isicwangciso sempembelelo, kwaye ulandele inkqubela yakho ekuhlangabezaneni netyala lakho. Izikhumbuzo kunye nezaziso ziyakuthintela ukuba ungabikho kwamhla efanelekileyo kwaye uhlawule imali ehambileyo. Umsebenzi oyingundoqo ukhululekile, kodwa unokuphucula umrhumo wenyanga kwaye ufumane iimpawu ezongezelelweyo ezifana nokukwazi ukwenza ixesha elilodwa okanye iintlawulo eziphindaphindiweyo, ukubala ixesha lakho kunye nokugcina imali, kwaye ufumane iVantageScore yakho.
Umcwangcisi weMatyala kunye ne-Calculator
Iindleko : Simahla
Platform : i-Android
Uhlelo lokusebenza loCwangcisi lweMatyala ngokuKickingLettuce Studios kukuvumela ukuba ulungiselele kwaye uhlele amatyala akho kwaye kubaluleke kakhulu kukuxelela ukuba uza kuthatha ixesha elide ukuba uphume kwi-matyala ngokusekelwe kwiinkcukacha malunga netyala lakho kunye nemali yentlawulo. Inguqu eyinqobo yesicelo inquma ukuhlawulwa kwetyala ngokusekelwe ekuhlawuleni imali yokuqala yokuhlawula kuqala. Unokuphucula kwi-Pro Planner Pro nge-$ 1.99 nje kwaye ufumana izicwangciso zokuhlawula ezahlukeneyo, izikhumbuzi zesikweletu zenyanga, kwaye akukho zikhangiso.
IWallaby Credit Card Imbuyekezo
Iindleko : Simahla
I-Platform : i-Android, iOS, kwi-Intanethi
Ukuba unemivuzo emininzi yamakhadi wesikweletu, kunethuba elihle lokuba awufumani nto kakhulu. Inkathazo ngamakhadi omvuzo kukuba abaninzi bethu bayalibala ukusebenzisa. U-Wallaby unokukunceda ukuba ufumanise ukuba yiyiphi imbuyekezo kwikhadi lekhredithi eliyisebenzisayo ngelixa uyithenga ukuze ufumane umvuzo omkhulu.
Utshela uWallaby ukuba yiziphi iikhadi leentengo zemali kwaye uzixelele apho uthengisa khona, kuya kubonisa ukuba ikhadi lekhredithi liyisebenzise. Akuyidingi inombolo yamakhadi ekwereti ukwenza isincomo.