Uphando lubonisa ukuba abantu banokudumbela ibhilidi yekhadi lesikweletu kunotyala okanye umrhumo wefowuni kunye nokuba banokudumka intlawulo yemboleko kwi-card credit card. Ngaphambi kokuba wenze isigqibo malunga nokuyeka iindleko kuze kube yinyanga ezayo, cingisisa malunga noko kuza kwenzeka kwimeko nganye.
Ulahlekelwa yakho Intlawulo yeMboleko
Umboleki wakho uqala inkqubo yokuqhawula . Abanye ababolekisi baqala inkqubo emva kokuhlawulwa okungekho nto xa abanye bekunika iintsuku ezingama-90. Kukho nawuphi na umzekelo, ukuhlawulwa kwexesha lokugqibela kufakwe kwingxelo yakho yekredithi kwaye kuya kuthintela amanqaku akho ekhredithi. Inyanga ezayo, kufuneka uhlawule iintlawulo ezimbini zokuthenga imali kunye nemali yokugqibela yokubanjwa.
Ulahlekelwa ukuhlawulwa kwekhadi lakho lekhadi
Emva kokuhlawulwa kweentsuku ezingama-30 emva kwexesha, umboleki-mali wakho uya kubika ukuhlawulwa kwexesha elifutshane kwi- credit bureaus . Umlinganiselo wakho wekhredithi uya kuthinteka. Imali yakho yokugqibela ingaba i-$ 25, okanye i-$ 35 ukuba uye wahamba ngenye ixesha kwiinyanga ezintandathu ezedlulileyo. Ukuba ikhadi lakho lekredithi linomvuzo wembuyekezo, awukwazi ukukwazi ukusebenzisa umvuzo wakho uze ufike. Xa ulahlekelwa iintlawulo ezimbini, inzala yakho inokunyuka kwaye unokulahlekelwa nayiphi na izinga lokunyusa ukuthenga okanye ukuhanjiswa kwemali.
Ukulahleka kweNtlawulo yakho yeNtlawulo
Uya kufakwa umrhumo wexesha elide.
Uninzi lweenkampani zesebenzayo aziyi kukhupha inkonzo yakho emva kokuhlawulwa kwexesha elilodwa. Nangona kunjalo, ukuba ulahlekelwa ngaphezu kwentlawulo enye, iinkonzo zakho zisengozini yokukhutshwa. Kufuneka uhlawule imali yokubuyisela ukuba iinkonzo zakho zibuyiselwe.
Ulahlekelwa ngeNtlawulo yakho yeMali yokuTyala
Umboleki-mali uya kubika ukuhlawulwa kwexesha lokugqibela emva kweentsuku ezingama-30.
Ukuhlawulwa kwexesha elifutshane kuya kuthintela umlinganiselo wakho wekhredithi. Uya kuhlawuliswa umrhumo wexesha elifutshane kwaye inzala yakho inokunyuka. Umboleki-mboleko mhlawumbi akayi kuqalisa inkqubo yokubuyisela emva kokuhlawulwa kokungahlawulwa. Nangona kunjalo, ukuba awuyi kubanjwa isithuthi sakho sisengozini.
Ulahlekelwa ukuhlawulwa kwefowuni yakho
Uya kufakwa umrhumo wexesha elide. Umboneleli wakho wenkonzo unako ukukhipha inkonzo yakho okwesikhashana kwaye uhlawule umrhumo wokubuyisana.
Ukulahleka kweNgxowa-mboleko yeMali Yomfundi
Ukuhlawulwa kwesixa-mali kuya kufakwa kwingxelo yakho yebhanki kwaye kuboniswe kumanqaku akho ekhredithi. Uya kuhlawuliswa umrhumo wexesha elifutshane kwaye inzala yakho yenzalo iya kunyuka.
Naliphi na ukuphosola intlawulo, unako ukuxhomekeka ekuhlawulweni imali ehlawulezileyo. Xa ibhajethi yakho elandelayo ifunekayo, kuya kufuneka wenze iinyanga ezimbini zeentlawulo kunye nemali yokugqibela. Ngenxa yokuba ukubamba okunzima kunokuba nzima kwaye kunzima nakakhulu ukuhlawula iintlawulo zakho zenyanga. Ngenxa yeso sizathu, iintlawulo zokubolekwa kwemali kunye nokubolekwa kwemali mboleko zihlala zilukhuni kunzima ukubanjwa.
Zama ukuphepha ukuhlawula iintlawulo ngokupheleleyo ngokucwangcisa phambili nokuhlala ngendlela yakho .
Ukuba ufumanisa ukuba awukwazi ukwenza inkokhelo, musa ukusiqhawula. Biza umnini-mboleko wakho, umboleki, okanye umnikezeli wesevisi kwaye ubaxelele ukuba uya kuba nobunzima ukwenza intlawulo yakho yenyanga.
Buza ukuba unako ukufumana umhla ofunekayo wongeziweyo kunye nemali yokugqibela echithwe. Yenza konke umzamo wokuhlawula abo babolekisi nabathengi abavakalisa i-credit bureaus-yakho mboleko, umboleko wesikolo, amakhadi ekweretyala, okanye iimali-mboleko zemoto. Ngaphandle koko, umlinganiselo wakho wekhredithi uza kuphazamiseka ukuba uyaphuthelwa intlawulo. Qaphela ukuba iintlawulo zonke ezigqityiweyo zingagqitywa ngokugqitywa kwingxelo yakho yekhredithi ukuba ziya kwiimeko ezingagqibekanga okanye zidlulelwe kwi-arhente yokuqokelela.