Kuphi Ukufumana Iifumaneka Hlola iiRejista, kunye nendlela yokuzisebenzisa

Izikhokelo Zamahala kunye nemiyalelo

Irejista yokutshekisha kukunceda ugcine irekhodi lakho lokujonga i-akhawunti yakho. Oku kukuvumela ukuba ubone (kwaye uhlaziya rhoqo) ibhalansi yakho ye-akhawunti, nayiphi na imali yokurhoxiswa okanye idiphozithi kwi-akhawunti yakho, kunye neentengiselwano ezingakhange zithinte i-akhawunti yakho.

Nangona uthembela ukuba ibhanki yakho, kulungile ukugcina iirekhodi zakho-kuba unokukwazi ngaphezu kwebhanki yakho malunga nokuthengwa okuzayo.

Yintoni iRejista yokuHlola?

Irejista yokukhangela uluhlu lweentengiselwano kwi-akhawunti yakho yasebhanki, kunye ne-balance balance that tells you how much money you have to spend .

Ungasebenzisa iphepha, iifayile, okanye iiflathi zokusabalalisa ukugcina ezi rekhodi. Njengoko uchitha imali okanye ungeze kwi-akhawunti yakho, ubuye uhlaziye uluhlu, kwaye kulungele ukuthelekisa irejista yakho kunye neirekodi zakho zasebhanki ngezikhathi ezithile.

Hlola iirejistri zivame ukuza nazo zonke iikhowudi zokuhlola. Khangela emva kwetshekhi yakho kwiphepha elincinane lephepha elifana nesithombe kule khasi. Khangela iirejista ziyakwazi nokuba yikhompyutheni okanye yokwenza umsebenzi, okuvumela ukuba wenze ngokwezifiso inkqubo yakho kwaye ulandele i-akhawunti yakho ngaphandle kokuthenga iirejista ezintsha.

Irejista inamakholomu amaninzi okanye amasimu, achazwe ngasezantsi kweli phepha.

Indlela yokufumana iiRejista zokuHlola

Ukuba awuzange ufumane irejista yokutshekisha kunye neencwadi zakho zokutshekisha-okanye ukuba ufuna ukufumana entsha-unokhetho oluninzi:

1. Sebenzisa itemplate efana nale rejista ye-Google Docs .
2. Myalelo irejista entsha kwi-intanethi yoshicileli okanye iibhanki yakho.
3. Thatha irejista yokutshekisha emva kwincwadi yokudala, okanye naphi na enye into oyifumanayo (iirejista azikho i-akhawunti).

1. Yakha irejista elula kwisakhiwo sakho esiyintandokazi okanye ispredishithi (jonga ngezantsi kwimihlobiso yekholomu).

Phrinta Yakho Yakho Hlola Irejista

Iincwadi zeencwadana zeekharityhulam zisebenze iminyaka, kwaye abanye abantu bakhetha ukuqhubeka besenza ngesandla. Ukuba ufuna nje ukuprinta irejista eyisiseko, zama le PDF okanye le .

Ukuyila irejista yakho ephepheni okanye ispredishithi ilula, kwaye unokukwazi ukwenza izinto ngokufanelekileyo ukuze yonke into ihambelane nendawo oyifunayo (yenze i-wallet-size okanye ungeze nayiphi na enye impawu oyifunayo).

Ukwenza irejista yokutshekisha, yakha idokethi ngala macala alandelayo phezulu:

• Insimu encinane 'yebhokisi yokujonga' ukujonga izinto oziqinisekisileyo
• Hlola inombolo (okanye icandelo) -yabona apho ufumana khona iinombolo zokujonga
• Umhla
• Inkcazo- nayiphi na amanqaku ancedo anjengekuphi kwaye kwenzeka ntoni
• Intlawulo / Intlawulo (-) - kwiintlawulo, iintlawulo kunye nokurhoxiswa
• I-Deposit / Credit (+) -kuba iifomiti, inzala kunye neentlawulo
• Ukulinganisela- ibhalansi yakho entsha emva kokuthengiselana

Kutheni uSebenzise iRegisters?

Irejista yokutshekisha kukunceda uhlale phezulu kwiintengiselwano kwiakhawunti yakho. Nangona uhlola i-akhawunti yakho ye-intanethi, ibhalansi yakho ekhoyo inokukunika ulwazi olulahlekisa . Kodwa iibhanki ngamanye amaxesha zenza iimpazamo, kwaye ngezinye izihlandlo ungakhohlwa malunga nokuthengiselana.

Irejista yakho yokukhangela iya kukunceda:

• Ukuchonga iimpazamo zebhanki (ezingenakunqwenela ukuthanda kwakho).
• Bamba ubusela besazisi . Ukuba ubona into ongayilindelanga, yichaze ngokukhawuleza ukufumana ukhuselo olupheleleyo phantsi komthetho wase-US .
• Kuphephe ukuhlolwa kwee-checks, kwakunye neendleko kunye neengxaki ezinokuba nazo.
• Yazi ukuba unako ukuchitha imali eninzi, kwaye nokuba ufuna ukudlulisela imali kwi-akhawunti yakho yokujonga. Ngokomzekelo, unokuphephelela ngaphezulu kwemali ngokukhupha iimali kwi-savings ukufihla iindleko ezizayo.

• Khumbula ukuba okanye awuzange ukhokhe umntu, kungakanani, kwaye nini.

Ukufumana iinkcukacha ezingaphezulu, funda izizathu ezine zokugcina i-Check Ledger .

Ixesha lokusebenzisa i-Check Check Register

Hlaziya irejista yakho yokukhangela kunye nayo yonke intengiso oyaziyo.

Xa ubhala isheke okanye usebenzisa ikhadi lakho lokubambisa , rekhoda ukuthengiselana kwirejista yakho yokukhangela ngokukhawuleza. Okona kuncinci, gcina i- ATM yakho kunye neeritidi zeedithithi kwaye ufake ezo ntengiso ngeveki. Ingxaki ezininzi ozinayo ngeemali ezinganeleyo , ngokuqhelekileyo kufuneka uhlaziywe (kwaye ukhangele) irejista yakho yokukhangela.

Kufuneka uhlalutye kwakhona irejista yakho yengxelo rhoqo xa ufumana isitatimenti (okanye ubuncinane ngenyanga). Iingxelo zeBhanki zibonisa izinto ezingenakho kwirejista yakho yokukhangela okwamanje, kubandakanywa:

• Imali uyihlawule ibhanki (funda indlela yokuhlawula imali encinci kwiimirhumo )
• Intlawulo yemali evela ebhankini

• Ukuthengiselana ngokuzenzekelayo / nge-ACH (njengentlawulo ngqo ye-paycheck yakho okanye iindleko ozihlawula ngokuzenzekelayo kwi-akhawunti yakho yasebhanki )