Indlela yokusebenzisa iKhadi lokuTyala
Amakhadi atyala angasetyenziselwa ukuhlawulwa phantse naphi na apho amakhadi ekwereta avunywa. Ezi ziquka ukutya, abathengisi, abathengisi be-intanethi kunye nemibutho karhulumente. Kukho okunye okungafaniyo, kodwa kuninzi, kunzima njengokutshiza ikhadi lakho lokukhangela xa uhlola (okanye ukuba uhlawula intanethi, ngokuthayipha kwinombolo yakho yekhadi).
Mane ugijime umgca omnyama wamagnethi emva kwekhadi lakho ngokusebenzisa umshini wamakhadi (okanye udibanise i-smart chip, ukuba unayo), kwaye usayine umthengi xa kufuneka.
Kwamanye amaziko, uhlawula ngekhadi lakho lokubambisa ngokukunikezela kumqeshwa oza kuluqhuba ngekhadi lomfundi kuwe. Ngoxa kulungelekile, lo msebenzi uyingozi, ngoko ke kufuneka unike kuphela ikhadi lakho kumntu othembayo: nabani na onayo ikhadi labo kwifa labo bangakopisha ulwazi kwikhadi , kwaye basebenzise olo lwazi ukwenza ukuthengwa ngento ekhohlisayo kwi-akhawunti yakho.
Indlela yokusebenzisa iKhadi lokuTyala kwiATM
Amakhadi atyala angasetyenziselwa ukufumana imali kwi-akhawunti yakho yokutshekisha kumatshini we-automated teller (ATM). Ukwenza oku, faka ikhadi lakho kumfundi wekhadi le-ATM. Ukuba awuqinisekanga ukuba ungena njani ikhadi, khangela umzobo okhangelelana nekhadi lakho. Kuya kubonisa ukuba yeyiphi na icala elikhuphukayo, kwaye liphi icala elimele lijongane nekhohlo okanye elungileyo (jonga into efana nomgca omnyama emva kwekhadi lakho).
Emva kokuba i-ATM ifunde ikhadi lakho, liya kukucela ukuba ufake inombolo yakho yokuchonga (iPIN). Thayipha kwi-PIN yakho ngeli xesha uvimba isandla sakho kwimbono (awufuni mntu umntu ukuba abone oko uthayipha kule ngongoma). Emva koko, landela imiyalelo kwiskrini ukwenzela ukurhoxisa, ukujonga ibhalansi yakho, okanye ukuthumela imali.
Ukuba kufuneka ufake ikhadi lakho lokubambisa kumatshini kwaye ligcinwe ekhadini, qiniseka ukuba ulinde ukuba ikhadi lakho libuyiselwe kuwe ngaphambi kokuhamba.
Indlela yokusebenzisa i-Debit Card Online
Ukuba uhlawula into ekhompyutheni, ungasebenzisa ngokukhawuleza ikhadi lakho lokubambisa ngokungathi likhadi lesikweletu. Awudingi ukucacisa ukuba ufuna ukusebenzisa ikhadi lokubambisa (khetha nje "ukuhlawula ngekhadi lesikweletu"). Qala ngokubonisa uhlobo lwekhadi onayo: Visa okanye MasterCard, umzekelo. Emva koko, thayipha kwinombolo yeenombolo ezili-16 phambi kwekhadi lakho lokubambisa. Uya kufuneka kwakhona ufake usuku lokuphelelwa yisikhathi, onokuyifumana emva kwamagama "entle" okanye "esebenzayo."
Unokucelwa ukuba ube neCCD, i-CVV, okanye ikhowudi yokukhusela efanayo. Ikhowudi yeethathu okanye ezine eyanceda ukubonisa ukuba ugunyazisiwe ukusebenzisa ikhadi. Le khowudi inokufumaneka emva kwamakhadi amaninzi ukuya ngasekunene (ngokuqhelekileyo iphrintiwe kwikhadi kumnki omnyama emva kwenombolo yakho yekhadi). Kwimakhadi ase-American Express, ikhowudi iphambi kwekhadi (kwakhona, kwinkini emnyama ekude kunene).
Ukusebenzisa i-debit card kwi-intanethi, uya kufuneka ukwazi idilesi yokuhlawula echanekileyo edibene nekhadi. Ngamakhadi amaninzi, eli lidilesi yakho yasekhaya. Nangona kunjalo, unokuba nobunzima usebenzisa amakhadi e-debit akhokhelwayo ukuba awukwazi ukuba yiyiphi idilesi oyisebenzisayo.
Ukuba uceba ukwenza iintlawulo kwi-Intanethi, qiniseka ukuba ikhomputha yakho iya kugcina amasela ekutshontsheni ulwazi lakho kwikhadi. Gcina isofthiwe yakho yokhuseleko isesikhathini, kwaye sebenzisa kuphela ikhadi lakho kumasayithi othembayo. Kufuneka ujonge kwakhona ukuqinisekisa ukuba ulwazi lwakho lwekhadi luya kuthunyelwa ngokuxhomekeka olukhuselekileyo xa uthengela kwi-intanethi.
Indlela yokusebenzisa i-Debit Card ye-Debit
Amakhadi ahlawulwayo afana kakhulu namakhadi ekhredithi ekhishwe ngamabhanki. Uhlobo oluphambili kukuba aluxhunyiwe kwi-akhawunti yakho yasebhanki. Kunoko, badibaniswa nedama lemali elikhoyo kuwe. Kwiimeko ezininzi, ungasebenzisa ikhadi lokubhadela lokubhadela njengokuba kukho nawaphi na elinye ikhadi -kuba nje unayo imali eyaneleyo, akukho mntu uya kukhathalela ukuba unekhadi lokubhadela.
Ekugqibeleni ungasebenzisa yonke imali ekhoyo kwikhadi lakho lokubhadela.
Ngelo xesha, amanye amakhadi anokuvumela ukuba "ulayishe kwakhona" kwaye ungeze imali kwikhadi. Inkqubo yokulayisha kwakhona ivela kwikhadi ukuya ekhadini (unokwenza ukuba uye esitolo uze ukhokhe imali, okanye ungadlulisela imali kwibhanki yakho).
Ukuba uya kusebenzisa i-debit card yokubhadela, gcina iliso kwiintlawulo ozihlawulayo. La makhadi aqhelekileyo (kodwa kungekho njalo) axabisa ngaphezu kwamakhadi e-debit akhishwe ngamabhanki.
Ngaba kufuneka usebenzise iKhadi lokuTyala okanye iKhadi leKhadi?
Amakhadi e-Debit enza kube lula ukwenza iintlawulo. Nangona kunjalo, xa kuziwa kumakhadi e-debit axhunyiwe kwi-akhawunti yakho yokukhangela, kukho umngcipheko othile ochaphazelekayo: loo khadi idibene ngqo kwi-akhawunti yakho yasebhanki. Ukuba ikhadi lakho libiwe (okanye ukuba umntu uba ulwazi oluvela ekhadini lakho), i-akhawunti yakho yokukhangela ingacinywa ngumsela. Ukhuselweyo - ngokungakhathaliseki ukuba uxela ingxaki kwibhanki yakho ngokukhawuleza - kodwa i-akhawunti yebhanki yexesha elingaphandle ingabangela uxinzelelo kunye nezinye iingxaki.
Ukuba oko kukukhathazayo, ungasebenzisa ikhadi lekhredithi ukusetyenziswa kwansuku zonke kunye nokuthengwa kwe-intanethi endaweni yokusebenzisa ikhadi lakho lokubambisa. Amakhadi okuthenga ngetyala anokukhuselwa kwabathengi abaninzi, kwaye -baluleke ngakumbi-imali ayishiyi i-akhawunti yakho yasebhanki ngaphambi kokuba uqaphele nayiphi na ingxaki. Ukuhlawula ngokukhawuleza yakho ibhalansi yekhadi lesikweletu ngokupheleleyo nyanga zonke (ukuba usebenzisa ikhadi lokukhwabanisa ngaphambili, awuzange ubolekise nantoni na), kwaye ungakuphepha ukuhlawulwa kwemali.