Funda oko ukujonga kunye nendlela abaSebenza ngayo
Amasela aneendlela ezininzi zokweba ulwazi lwekhadi lakho. Ngobuqhetseba obuncitshiswayo, unikezela ulwazi lwakho kubo ngaphandle kokukwazi. Ngekhamera efihlakeleyo okanye ummeli okhohlakeleyo, banokufumana iPIN yakho kunye nokwenza imali yokurhoxisa imali kwi-akhawunti yakho.
Yisiphi i-Skimmer yeKhadi kunye nendlela eSebenza ngayo
I-skimmer yekhadi yincinci encinane, efihliweyo eqokelela ulwazi lwekhadi. Okubaluleke kakhulu, ifunda inombolo yakho yekhadi, engasetyenziselwa kamva ukushicilela amakhadi amanga okanye iintlawulo ze-Intanethi.
- Abaqingqiweyo abafakiweyo: abafowuni bafakela apho udlalela ngokukhawuleza ikhadi lakho: kwimishini ye-ATM, iipompo zegesi kunye nemirhumo yokuhlawula abathengisi. Kubunzima ukubona - nje isiqwenga seplastiki ngaphezu kwesiqhelo samakhadi esiqhelekileyo, kodwa kukho ikhompyutha encinci ngaphakathi. Abafundi bayakwazi ukufunda ngokukhawuleza yonke into abayidingayo xa usebenzisa ikhadi lakho, kwaye bagcina loo nkcazelo ngamasela ukuvuna kamva (abanye abashicileli bayithumela ingcaciso engenaxhala, eyanciphisa umngcipheko wamasela). Kwiimeko ezininzi, abadlali abaphazamisi ukuthengiselana kwakho, ngoko awazi ukuba inombolo yakho yamakhadi eyebiwe. Ikhadi lakho lidlula ngqo kwi-skimmer, kwaye yonke into ibonakala iyinto eqhelekileyo.
- Abagcini bezandla: abacandi bangakwazi nokuba "iifowuni" zixhobo, zikhishwe kwiifokethi. Umzekelo, xa unikezela ikhadi lakho kumgcini ongeyinyaniso ukuhlawula isidlo sakusihlwa, kuthatha okwesibini ukuqhuba ikhadi lakho ngokusebenzisa iskrini xa ubuyela kwirejista yemali.
- Izixhobo ezongezelelweyo: ukongeza kumfundi wekhadi, ukukhwabanisa ukusetyenziswa kweekhamera kusetyenziswa iikhamera ezifihliweyo kunye nezinye izixhobo ukufaka inombolo yakho yokuchonga (iPIN ). Iikhamera zingamangalisa kwaye zifihliwe kakuhle, kwaye zinokuba yinxalenye yefenitshala okanye izakhiwo ezibonakala ngathi ziphi. Enye inqubo kukuguqula i-keypad (mhlawumbi ngokufaka ikhiphedi yefake phezu kwento yokuqala) ngecebo elibhala iPIN yakho. Iikhamera ezinokushisa ezicwangcisiweyo kwiixhobo eziphathekayo zinokukunceda ekucingeni iPIN yakho.
Indlela Yokugwema Ukukhwabanisa I-Skimming Scams
Amanani ekhadi abanjwe ngamaxesha onke, kwaye ngamanye amaxesha awunawo ulawulo phezu kwalo (inani linokuba libiwe ngabagculi besitolo osithengayo, umzekelo). Utshintsha amakhadi, kwaye umngcipheko usukile-kodwa kuyingozi ukuba utshintshe inombolo yakho yekhadi kwaye ulinde ikhadi elitsha. Ukuze ugweme iingxaki, yenza kube nzima ukuba umntu akhombe ulwazi lwakho.
- Yazi indawo yakho: kukuhle ukutshintshela ikhadi lakho kwindawo ezikhuselekileyo kwaye ukhusele indawo ezikhuselekileyo. Umzekelo, i-ATM esebhankini yebhanki ikhuselekile (ibhanki ivalwe ebusuku, ii-ATM zihlala zixhaswa rhoqo, kwaye kukho ukuboniswa kwevidiyo rhoqo kwisiza). Amasela athatha umngcipheko xa afaka aze athathe abadlali be-skimmers - abayithandi iikhamera zokhuseleko. Iimpazamo ze-Pay-at-the-pump kwisikhululo segesi azikhuseli.
- Khusela i-PIN yakho: xa ufaka i-PIN yakho, kungakhathaliseki ukuba ungaphi, gubungela isandla sakho (ngesinye isandla). Oku kwenza kube nzima ukuba iikhamera zirekhode i-PIN yakho, kwaye ivimbela nabani na ukuba babukele oko ungenayo.
- Ngaphandle kwendawo: ukuba into ekhangelekile, hambani kwaye isebenzise umatshini ohlukile. Ngamanye amaxesha abadlali bayabamba ngaphandle kwesigidi-intshi, kodwa ezininzi zazo zenzelwe kakuhle kwaye kunzima ukuzibona. Unokunika umfundi umfundi ikhadi elincinci ngaphambi kokufaka ikhadi lakho. Ukuba ikhululekile, yiloflethi ebomvu.
- Musa ukuwamkela "uncedo": ukuba ufumana izibonelelo zokunceda kubantu abangabaziyo abaxhomekeke kumatshini, unciphise umnikelo kwaye ushiye. Basenokuthi banenkathazo kwakhona kwaye kufuneka nje ufake iPIN yakho kwakhona.
- Gcina ikhadi lakho: phantse bonke abalindi kunye nabathengisi bathembekile. Nangona kunjalo, ukuba ukhathazeka, ungavumeli umntu ukuba ahambe kunye nekhadi lakho - kwimizuzwana embalwa. Hamba kumatshini wokuhlawula kunye nabo kwaye ubukele inkqubo yonke.
- Sebenzisa iindlela zokukhokha ezikhuselekile: xa unenketho, hlawula ngaphandle kokutshiza umgca wakho wamagnetic ngokusebenzisa umfundi wekhadi. Iifowuni ze-Mobile ezifana ne-Apple Bhalisa i- encrypt yakho ulwazi, kunye neentlawulo ezingenasiphako nazo zinokukhuseleka.
- Xhagamshelana nebhanki yakho ngokukhawuleza: ukuba kukho into engaqhelekanga, qhagamshelana nebhanki yakho ngokukhawuleza. Ukuba i-ATM igcina ikhadi lakho okanye uqaphele ukuba usetyenzise idivayisi ngokucoca, ibhanki yakho iyakwenza ngokukhawuleza ukuphepha ilahleko. Uvame ukukhuselwa kwi -akhawunti yakho, kodwa uxanduva lwakho luyanda njengoko ixesha lidlulayo.
Amakhadi aKhe aphethe iiComps
Ekugqibeleni, amakhadi ahlakaniphile kunye nama-chips aya kunciphisa ukuphumelela kokukhwabanisa. Nangona kunjalo, amakhadi ombane asakhutshwa rhoqo kwaye asetyenziswe, kwaye ngokusoloko ufuna kuphela inombolo yekhadi (ngolwazi olongezelelweyo njengekhodi ye-zip) ukuhlawula into ethile kwi-intanethi. Ukuze ihlabathi lonke lisuke kwiintlawulo zemigane, ukuxubusha kuza kuseka lula (nangona unokutshabalalisa umgca wakho wamagnetic ukuba unethemba lokuba awuyi kulufuna).