Okona kuninzi, kukhuselekile ukusebenzisa isevisi kwaye uxhumanise iakhawunti kwi-PayPal, kodwa ekugqithweni kuxhomekeke kwizinto ozikhathazayo.
- Abathengi baya kufumanisa ukuba i-PayPal yindlela elula kwaye ekhuselekile yokuthenga.
- Abathengisi banokuzuza kwakhona ngokusebenzisa i-PayPal, kodwa kukho iingozi ekufuneka ziyazi. Lezo ngozi azikhethi kuphela kwi-PayPal, kodwa abanye abathengisi abazi ngeengxaki ezinokwenzeka.
- Ukudluliselwa kwemali kwenza indlela eya kwindawo ekhuselekileyo, kodwa umbuzo wukuthi awukwazi ukuba ngubani othumela imali.
Ngaba i-PayPal iphephile kubathengi?
Ngenxalenye enkulu, i-PayPal iphephile xa uyisebenzisa ukuthumela imali. Akukho nto i-glitches-free-glitches kunye nokuphulwa kwedatha kunokwenzeka naphi na. Kodwa i-PayPal yinkampani ehloniphekileyo enezokhuseleko okwaneleyo kunye nokukhuselwa kwabathengi kwindawo yokugcina ukhuselekileyo kwi-intanethi.
Ukhuseleko lwengcaciso: iwebhusayithi ye-PayPal ikhuselekile kwaye ibhalwe ngekhowudi. Ngethuba nje unxibelelwano olukhuselekileyo kwisiza sePayPal esisemthethweni, nayiphi na ingcaciso oyitshintshisayo iyafihlakele emehlweni akho. I-PayPal isebenzisa iimpawu zokhuseleko eziqhelekileyo eziza kulindela kuzo naziphi na iziko lezemali ezinkulu, kwaye inkampani inikeze imivuzo yezemali "kubadlali abamhlophe" abahlaselayo.
Ingangenwa, kodwa iya kuba nzima.
Uluhlu lokukhusela: Ukuba uke wasebenzisa ikhadi lakho lekredithi okanye uzinike isheke kumrhwebi, uthathe ingozi enkulu njengoko uthatha xa unika le ngcaciso kwi-PayPal. Ukuba awuzange ukwazi, amasela anokufumana i-akhawunti yakho yebhanki kunye neenombolo zokuhamba kuyo nayiphi na isheke somntu , kwaye banokuzama (ukusebenzisa) olo lwazi ukufumana imali kwi-akhawunti yakho yokujonga.
Ukusebenzisa i-PayPal kunokuba lukhusele ngakumbi kunokunika inombolo yakho yekhadi lesikweletu okanye ulwazi lwe-akhawunti yebhanki ngqo kwiwebhusayithi oyithenga kuyo. Ngoba? Ugcina loo ngcaciso kwindawo enye-kwi-PayPal-endaweni yokusasaza kuyo yonke indawo uyithenga. Ukuba kukho into eyenzekayo, awudingi ukucima amakhadi akho kwaye uhlaziye zonke ii-billers zakho ezizenzekelayo. Unokukhusela i-akhawunti yakho ye-PayPal ngokuguqula iphasiwedi okanye inombolo yekhadi.
Iingcebiso zokuthenga ngokukhuselekileyo
Thatha amanyathelo okuqinisekisa ukuba ulwazi lwakho lomntu kunye nolwezimali luhlala lukhuselekile.
- Gcina isoftware kwikhompyutha yakho okanye ifowuni yeselula-ngakumbi isofthiwe yokhuseleko.
- Gwema i-Wi-Fi yoluntu kwimicimbi yezimali, kuquka ukulawula okanye ukujonga i-akhawunti yakho ye-PayPal. Sebenzisa idatha yeselula endaweni yokokuba uphuma kwaye malunga.
- Sebenzisa ikhadi lokuthenga ngetyala njengendlela yakho yokuxhaswa ngemali endaweni yekhadi lokudityaniswa okanye ukudluliselwa kwebhanki ngokuthe ngqo (ngaphezulu kwile ngezantsi).
- Sebenzisa ikhompyutha ezinikezele ukuthengiswa kwemali ukuba ufuna ukukhuseleka ngakumbi. Ungayisebenzisi loo fowuni kwi-surf kunye nezopolitiko.
- Qaphela izixhumanisi kwiimeyile. Ukukhwabanisa i-Phishing kungafaka imiyalezo ebonakalayo evela kwi-PayPal kodwa idibanisa ngqo nakwiindawo ezikhohlisayo eziba ulwazi lwe-akhawunti yakho.
Impikiswano kunye neNkohliso
Yintoni eyenzekayo xa umntu echitha imali kwiakhawunti yakho ye-PayPal ngaphandle kwemvume yakho, okanye ukuba uhlawula into engazange ifike?
Ukhuseleko lomthengi: Iinkqubo zokuKhuselwa koMthengi kunye neNkqubo yoKhuseleko lweAkhawunti zingahlawulela. Ukuze usebenzise inzuzo, kufuneka uxelele ukuthengiselana ngokukhawuleza, kodwa uMkhuseli woThengi akafihla yonke intsebenzo. Ukukhuselwa koMthengi kufana neenzuzo ozifumanayo ngekhadi lesikweletu: Unokubuyisela iindleko ukuba umthengisi akakwazi ukuhambisa into ethembisiwe.
Ngaphambi kokuba uthembele kuKhuseleko lomthengi, funda iipolisi ze-PayPal ukuqinisekisa ukuba inkonzo iyafumaneka nayiphi na intlawulo ochaphazeleka ngayo. Ezinye iintengiso azivumelekanga.
Indlela yokuxhaswa ngemali: Ukukhuselwa okongezelelweyo, ingcinga efanelekileyo yokugqiba ukuthenga nge-PayPal ngekhadi lesikweletu (sebenzisa ikhadi lakho njengendlela yokuxhaswa ngemali-kungekhona "ukutshintshwa kwangoko" kwi-akhawunti yakho yasebhanki, ikhadi lebhange okanye iBhalPal ibhalansi). Ngoba? Ukuba i-PayPal inquma ukuyibuyisela imali yakho, ungazama ukuphikisana nokuthengiswa kwakhona kunye nomniki wekhadi lakho lesikweletu.
Okongeza, ikhadi lekhredithi alixhunyiwe ngqo kwi-akhawunti yakho yasebhanki njengekhadi lokubambisa , ngoko awuyi kuba neakhawunti engenanto ngenkathi uhlambulula umonakalo.
Yonke into eyathethileyo, ukuhlawula ukuthenga nge PayPal kunokuba lukhuselekileyo kunokuba ukhokhe ne-Western Union okanye i- wiring imali-leyo ntlawulo ayikwazi ukuguqulwa.
Ngaba i-PayPal ikhuselekile kwiSellers?
Ngokuqhelekileyo ufuna ukuba yonke into ibangele ukufumana inzuzo, kodwa into enhle kubathengi ayisoloko ilungile kubadayisi.
Ukuba uqhuba ibhizinisi, kubalulekile ukuhlawulelwa iimveliso kunye neenkonzo onika zona. Ngaba kuphephile ukuthembela kwi-PayPal yokucwangcisa iintlawulo zabaxhasi?
Uninzi lwamashishini awamkela iintlawulo kunye ne-PayPal afumane ukuba ikhuseleke ngokupheleleyo. Bahlawulelwa ngaphantsi nangaphantsi njengoko bekulindele, kwaye ubuqhetseba buyingcipheko. Nangona kunjalo, kukho ininzi yeendaba ezibuhlungu ezivela kubathengisi abavakalelwa kukuba i-PayPal iwafake. Kukho amacala amabini kuwo onke amabali, kodwa kukho amabali aneleyo apho amaqumrhu kufuneka aqaphele ngaphambi kokuba acinge ukuba i-PayPal iphephile.
Iindleko ezichasayo: Umngcipheko omkhulu kubathengisi kukhululeka apho abathengi banokuphikisana neentlawulo. Abaxhasi bangabanga ukuba impahla ayizange ifike okanye ukuba awuzange uyihambise into oyithembisile, kwaye i-PayPal ibonakala ngathi umthengi (phantse) uhlala efanelekileyo. Unokumangalela ityala lakho, kodwa uya kufuna ubungqina obuqinileyo ukuze ufumane i-PayPal isigqibo sakho.
Lo mngcipheko awukhethi u-PayPal. Abathengi banokuphinda baphinde bahlawule iindleko zekhadi lesikweletu . Nangona kunjalo, nangona iluphi na isizathu, i-PayPal ibonakala ibe nedumela lokuba nzima kakhulu ukusebenza. Mhlawumbi elo lizwi lifanelekile, okanye mhlawumbi kukho nje iqela elincinci.
Abaxhasi baphikisana ngezizathu ezininzi:
- Intlawulo yayiyinyanisekile (iakhawunti yabathengi ibanjwe, umzekelo).
- Umkhumbi awuzange ufike ngokukhuselekileyo.
- Umthengi wayengenelisekanga ngemveliso yakho.
Ngoko, unokwenza ntoni ukuze uzikhusele? Qaphela ukuba uthengisa kwaye uthengisa njani . Izinto ezincinci (ayimangalisi) ezijoliswe zijolise kakhulu kumasela. Ukunciphisa ingxaki yeengxaki, zama oku kulandelayo:
- Ukuthunyelwa kuphela kwiidilesi eziqinisekisiweyo.
- Gwema ukuhambisa impahla kumntu. Kungcono ukuba nobungqina bokunikezelwa kwe-UPS okanye umthumeli ofanayo xa ufuna i-PayPal ibe kunye nawe.
- Ukufuna isayinithi ngezinto ezibiza.
- Chaza ngokucacileyo oko uthengisayo, kubandakanywa nayiphi na into edidekayo okanye imingcele eyenza abathengi bangonwabi. Faka iifoto zeziphi na iziphoso okanye umonakalo. Iimangalo akuyona into enhle.
- Xoxa nabathengi abanokuzonwabisa ngokukhawuleza nangokuzimeleyo.
Kwixesha elidlulileyo, amashishini athengisa ukungenakwenzeka okanye ukuhlawulwa kwemirhumo yenkonzo ayigxininisekile kwiingxaki zoKhuseleko. Akusekho. Ngoko, qiniseka ukuba uxwebhu lwezonxibelelwano ukuze unikezele ubungqina kwi-PayPal ukuba kukho imbambano.
I-inshurensi ye-FDIC
Ibhalansi yakho ye-PayPal ngokuqhelekileyo ayikho i-FDIC-insured . I-PayPal ihlolisise iindlela zokubonelela ukukhutshwa kwe-pass-through kubathengi, kodwa ukubhalwa kweencwadi akufumanekanga ngokubanzi. Ngenxa yoko, ukuba i-PayPal yaba yinto engabonakaliyo, kungenzeka ukuba ulahlekelwa yimali egcinwe kwibhalansi yakho ye-PayPal. Ukuba oko kukukhathazayo, gcina i-balance balance, kwaye uthumele imali kwi-akhawunti yakho yasebhanki ngokukhawuleza.
I-PayPal ayikho enye indawo ye -akhawunti yasebhanki esebenzayo ngokupheleleyo . Ukuba awukwazi ukufaneleka kwi-akhawunti yebhanki, ezinye iimveliso zemali, kubandakanywa namakhadi e-prebit of debit , angakhombisa iimpawu ezifanayo kunye ne-inshurensi ye-FDIC ekulondolozeni kwakho.