Ngaba iKhaya kufuneka ligcinwe okanye lingenalo ikhefu xa kuthengiswa ekhaya?

Cinga ngeZithuba eziKhuselekileyo kunye nokuThengwa ngaphambi kokubeka indlu yakho ekuthengiseni

Akuyena wonke umntu uya kuvuma ukuba ingoma ethi "Ngaba Ndimele Ndihlale okanye Ngaba Ndifanele Ndihambe?" I-Clash yenye yeengoma ezikhethiweyo eziye zabhalwa, kodwa ngokuqinisekileyo ziphuma kwindawo yam engqondweni xa ndicinga ngokuthengisa ikhaya nokuba ngaba i-vs-vacant inezikhundla ihlala ingcono. Abathengisi basekhaya bahlala bebuza lo mbuzo: ukuba bahlale okanye bafanele bahambe? Baya kubona izizathu zokuthengisa ikhaya elingenamntu kunye nezizathu zokuhlala ekhaya ngelixa kuthengiswa kwimarike.

Kodwa ba soloko bengacingi yonke ipros and cons.

Izinzuzo zokuthengisa ikhaya ngelixa lingenalo

Akukho.

Kulungile, ndiyifumene kwakhona, kukho ezimbalwa.

• Ukuqala, umninikhaya akaphazanyiswa ngexesha elingabalulekanga ukubonisa ikhaya. Umthengisi akufanele aphume egcekeni okanye ahambe ngebhokisi ngelixa abathengi bekhangele ekhaya.
• Amathuba ukuba i- agent ye- real estate iya kubonisa ukuba ikhaya lakho linyuka. Kungenxa yokuba iziganeko zisoloko zithatha indlela yokuncinci. Ukuba banezindlu ezingama-20 zokubonisa kwaye aba-5 bahlala kuzo, banokulingwa ukuba babonise amakhaya angenamntu kuba kulula. Akunakufuneka abize kwaye benze idibaniso. Bangakwazi ukuwela nje besebenzisa ibhokisi yokukhiya .
• Umthengisi akangaphantsi kwengcinezelo yokugcina ikhaya lakhe lingabonakali kakuhle kwaye lingenabalali ngamaxesha onke. Ngabantwana abancinci, oku kungenakukwazi ukwenza, nokuba ngaba omnye wabazali akanalo msebenzi ngaphandle kwendlu.

Imiba yokuThengisa iKhaya elingenayo kwiNdlu ephethwe

• Umthengisi unokufuneka atyelele indlu aze athathe iindleko ezongezelelweyo kwiindawo zokuhlala ekhaya . Kungenxa yokuba abathengi abanakho ukucinga ngendawo ngaphandle kwefenitshala. Igumbi elingenanto liyilo nje iindonga ezine kunye nesilitye. Akukho nto ekhangayo malunga noko.

• Ikhaya lingahle litshatyalaliswe. Amakhaya aphumayo anako ukutsala ulwaphulaphulo. Ngaphezulu komonakalo owenzekayo xa i-thug iphuka endlwini engenazo umntu, umthengisi unokuphelisa ukuhlawula i-out-of-pocket ukuze alungise ngenxa yokuba umgaqo-nkqubo we-inshorensi yomninikhaya angenako ukuqinisekisa ikhaya elingenamntu. Umgaqo-nkqubo womshuwalense wekhaya ongekhoyo ongezantsi uyabiza.
• Amakhaya aphumayo atyala isikhalazo esincinci. Abathengi abawela iintloko zeentloko ezithandweni kunye nekhaya ngokuqhelekileyo baya kuhlawula ngaphezulu kuloo khaya. Indlu engenamntu inokuziva ingenanto kwaye iyodwa.

Izizathu zokuhlala ekhaya xa kuthengisa

• Ikhaya libonisa ngcono xa lihlala. Abathengi akufanele bazame ukuqiqa ukuba ingaba umbhede uya kulungelelanisa nodonga okanye ukuba kukho igumbi kwigumbi lokudlela etafileni. Bayakwazi ukubona ngokukhawuleza injongo yekamelo ngalinye ekhaya ngenxa yokuba isetyenziselwa oko njongo.
• Amasela awanakwenzeka ukuba aphule kwikhaya elihlala kuyo. Abafuni ukulwa. Amasela afuna nje ukuwahlula indlu aze akhombe imimoya yomoya kunye nobhedu ngaphandle kokubandakanyeka okanye ukuphikisa.
• Umnini-mali ukhona ukujongana nezoxakeka. Ngokukodwa ngeenyanga zasebusika, xa iipayipi zikhupha ngokukhawuleza ziphuma kwindawo ebandayo engalindelekanga kwaye zigqitywe, umthengisi ohlala kuyo unokukhawuleza ukulawula le ntlekele. Andikwazi ukubala ukuba zininzi iimpahla zokuhlambela zikhukhumeze ngenxa yokuba ibhentshi eya ku-washer yaqala ukuvuza emva kokuba i-washer ishukunywe.

• Ukujonga umthengi. Ukuba umthengisi uhlala ekhaya xa i-ejenti yomthengi ifika kunye nabathengi, umthengisi unokufumana ithuba lokudibana nomntu onokuthenga abathengi basekhaya. Oku akuthethi ukuba umthengisi unokubandlulula, kwaye umthengisi makamamathele kwiMithetho yeZindlu eziThathekayo efana ne-agent yakhe yezindlu, kodwa abathengisi ngamanye amaxesha bakhetha ukuthengisa abantu njengabo. Kungaba yinto encinci, njengokuba umthengi unendawo yaseYorkshire, njengomthengisi.
• Umthengisi uhlawula izibonelelo. Abadayisi badinga ukushiya iinkonzo zasekhaya , ingaba ikhaya alikho okanye lihlala. Ngokuhlala ekhaya ngelixa liboniswa ukuthengiswa, umthengisi akayi kuhlawula iibhidi zesevisi eziphindwe kabini. Iintengiso zeeNkcitho zifuna izixhobo ezingabonakali kuphela ukubonisa kodwa ukuhlolwa kwekhaya kunye novavanyo. Kunzima ukuthengisa ikhaya ngaphandle kwezibonelelo.

Isizathu Esiyinhloko Sokukhetha Ukuthengisa Indlu Ephumayo KwiNdlu Ejongene Nendlu

Indlu yabathengisi imane ingcolile ukubonisa xa abathengisi behlala khona. Izizathu zezindlu ezihlambalayo zihluka. Abanye abathengisi ngabapakethi. Basenokubandezeleka ngenxa yengxaki yokunyanzela kwaye ikhaya labo libonisa ukuba ukuziphatha kuba iibhokisi ziqhutywe kuyo yonke indawo, kwaye amagumbi axhomekeke kwiigill ezinempahla yazo. Ngamanye amaxesha, iimpahla zaso zithatha uhlobo lweengxowa zeentonga okanye iimpahla zamaphephandaba.

Kwakhona kunokwenzeka ukuba umthengisi wasweleka endlwini kwaye izindlalifa zishiywe ukuhlambulula indlu . Akuqhelekanga ukufumana iilati ezifile okanye izilwanyana ezininzi ezilahlayo kwiindawo zemizi engxaki, kwaye inokuvumba kakhulu. Lohlobo lwenkcitho kufuneka luhambe.

Abathengisi abanakho ukungafuni ukugcina ikhaya kwiimeko ezichaziweyo zokubonisa injongo. Kuzo zonke iindidi zeemeko, kungcono ukuba umthengisi ahambe ngaphandle kokubeka ikhaya kwikarhwebo.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, uBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.