Abaninzi bathenga iikontraka kunye nezivumelwano zokubhala zichaza ukuba abathengisi baya kuqhubeka nokubonelela ngeenkonzo xa bethengisa ikhaya. Oku kuthetha ukuqinisekisa ukuba iibhilidi zesebenzisiweyo zihlawulwa. Kweminye imimandla, ukuba iinkonzo zixhunyiwe kwi-non-payment, azikwazi ukubuyela emva ngaphandle kokuba uhlahlo oludlulileyo luhlawulwa ngokupheleleyo.
Xa iiNqila zeeNkcitho zeNkcitho zixhamla ngokuThengisa ikhaya
Umthetho-mali ojongene nokuxhamla umthwalo ongeyinkathazo xa umthengisi enokulingana kunokuba xa umthengisi unekhaya elingaphantsi kwamanzi .
Kungenxa yokuba umthengisi kunye nobulungisa angayifumana imali eyaneleyo ekuvaleni ukuhlawula iibhidi zesebenzayo. Akukho nzuzo kumthengisi omthengisi omfutshane . Kodwa ayincedisi umthengisi ngokulingana ukuba abanako ukuhlawula i-billing utility ngaphambi kokuvalwa.
Ukuba ibhasoti iya kuba ngumnxeba kwaye iqhotyoshelwe kwikhaya, kufuneka ukuba ihlawulwe ngokuvalwa. Ngaphandle koko, kuya kuthintela umthengi omtsha , kwaye umthengi angenakuvuma ukuvalela phantsi kwezi meko. Ngaphezu koko, umgaqo-nkqubo we-inshorensi yombandela wawuza kuba ngaphandle kwe-link evela kwi-coverage, ukubonelela ngenkampani yenkampani ikulungele ukukhupha.
Kubalulekile ukuba uqaphele ukuba kwiivenkile ezithengiswayo kunye namaqumrhu karhulumente, izikhokelo zivumela ukuhlawulwa kwebhilidi yomsebenzi evela kumthengisi wokufudukela kwintengiso, ngokuxhomekeke kwidola elithile. Nangona kunjalo, izikhokelo azigunyazisi ukuhlawulwa kwekhonkco. Yilapho ungabanjwa khona phakathi kweliwa kunye nendawo enzima.
Ukuba ibhajethi yombuso urekhodwa kwipropati kwaye iba yi-link, yinkathazo enkulu kwabanye abathengisi beentengiso ezimfutshane . Ngokukodwa umthengisi omthengisi omfutshane ongenayo imali eyaneleyo yokuhlawula ibhilikhi yomsebenzi.
Kutheni Izixhobo Ezifunekayo Zihlale Zihlala Ngexesha Lokuthengisa Ekhaya
Ngamanye amaxesha, abathengisi abacingi malunga neenkonzo okanye umthengi xa bekulungele ukuhamba.
Ngokuqinisekileyo baya kuqinisekisa ukuba baqale inkonzo kwikhaya labo elitsha, kodwa ngamanye amaxesha banokuphazamiseka kwaye baxakeke kwinkqubo yokuhamba abayiqondi ukuba ukucima izinto ezisetyenziswayo kwikhaya labo elikhoyo kungenza imiphumo.
Nazi ezinye izizathu zokugcina iinkonzo ezixhunyiwe kwikhaya elingenamntu :
- Ukubonisa ikhaya . Ukuba ikhaya lisasemarike yokuthengiswa, izibonelelo zibaluleke kakhulu. Ukushisa kunye ne-AC kugcina induduzo yangaphakathi kubathengi basekhaya. Ukuba kushushu kakhulu okanye kushushu kakhulu ngaphakathi kwendlu, umthengi akanako ukuyenza kwindlu yokulala yesithathu. Umthengi unokuthi athambile izithende zakhe aze ahambe.
- Ukugcina ingqibelelo yekhaya. Kwimizuzu emibini edluleyo kwiminyaka emininzi edlulileyo, iipayipi zamanzi ziye zaqhuma ngoDisemba ziqhumisa eSigramento kunye namakhaya angenamntu anamanzi. Imibhobho yaqhuma ngenxa yokuba ubushushu buvaliwe - amanzi amile ngaphakathi kweepayipi zanyuka, zandiswe kwaye zaphule iipayipi. Izindlu kufuneka ziphefumule, kwaye i-hardwood floor ingonakaliswa kukushisa okukhulu okanye kubanda.
- Ukubonelela ukhuseleko. Abanye abanikazi bezindlu bafake i-timer kwindawo yokukhanya okanye isibane ukuvula ngokuzenzekelayo kwaye kuvaliwe ngeeyure ezithile ebusuku. Ukukhanya okufutshane kunokukwenza ukuba ikhaya lihlale lihleli. Kwakhona ingcamango enhle ukushiya ukukhanya kwebhulaki ebusuku. Ukuphazamisa imizamo yokuphuka.
- Yomthengi. Ukuba umthengi ufumana inkxaso-mali, lowo obolekayo uya kuqesha umqashi. Umhloli wenkxaso uza kwenza iimvavanyo ezithile ezinokuthi zenziwe kuphela xa izixhobo zisebenza. Ukuba izixhobo ezixhamlayo azixhunyiwe, abaninzi abaphononongi be-appraisers abayi kuzalisa uhlolo-mali kuze kube yilapho izibonelelo zibuyela emva. Ukuba ummeli womthengi akakwazi ukugqiba uvavanyo, umthengi akayi kufumana mboleko kwaye akayi kuvala.
- Ukuhlolwa kwekhaya lomthengi . Uninzi lwabathengi lufuna ukunyamekela, olubandakanya ukuhlolwa kwekhaya . Umhloli wekhaya akakwazi ukujonga izithintelo okanye ukuvavanya uxinzelelo lwamanzi okanye ukuqinisekisa ukuba isitofu segesi sisebenza kakuhle ngaphandle kwezibonelelo.
- Ukuhamba kokugqibela komthengi . Abaninzi abathengi iikontraki zibonelela ukuhamba ngokugqibela. Oku kuthetha ukuba umthengi uqinisekisa ukuba ikhaya lisesimweni esifanayo njengoko kwakunjalo xa umthengi ewajonga kuqala. Ukuba izinto ezisetyenziswayo ziphelile, umthengi akakwazi ukufumana oku kuqinisekiswa.
Abathengi nabathengi bathengi banokunceda ukunciphisa iindleko zomsebenzi kumthengisi phakathi kwexesha le khontrakthi yokuthenga livunyiwe kwaye ngaphambi kokuba kuvalwe ngu:
Umthengi kufuneka aphathe ikhaya lomdayisi ngendlela umthengi onokuyinyamekela ngayo okanye kwikhaya lakhe. . . kuba kungekudala kuya kuba. Ukunyamekela nokuqwalasela kwenza ubudlelwane obuhle phakathi kwamaqela. Ingcinga efanelekileyo yokugcina onke amaqela kwintsebenziswano yoluntu kunye nokuthetha omnye nomnye, ingakumbi ukuba banokufuna into ethile ngaphantsi komgwaqo. Ayicasisi umthengisi ngaphezu kokufumana ibhilidi ekhuseleyo yomsebenzi emva kokuvalwa.
- Ukuguqula izibane xa ushiya
- Ukubeka esweni i-thermostat
- Ukuvala iidraphu kunye / okanye iimfama
- Ukuqinisekisa zonke iipavity zamanzi zomeleleyo kwaye zikhuselekile
Iphulo: Xa usayina i-docs zemali-mboleko, cela inkampani yokunyuka apho iinkampani zesebenzayo, ukuba zikhona, zikwazisa ngokuqhelekileyo. Ngokuqhelekileyo iinkonzo zedolophu zikwaziswa yinkampani yesihloko ekuvaleni ukuba utshintsho lobunikazi lwenzekile.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.