Ukuba abaninzi abathengisi basekhaya babezithembeke kunye nabo, bayaqonda ukuba akufanele baphathwe ukuba bathathe uluhlu lwoluhlu kuba, ngokunyanisekileyo, abangekho kwishishini langaphandle. Ngakolunye uhlangothi, ngubani ongcono kunokuba ukhethe uluhlu lwamaxabiso kunabathengisi basekhaya kuba, emva koko, banayo loo ndawo yendawo yokuhlala kunye nexabiso lentengo yalo. Sekunjalo, ukuba nekhaya kunye nokuqonda ixabiso layo kwiindawo zemarike evulekileyo ngokuqhelekileyo kubini izinto ezichasene ngokupheleleyo.
Okubambisana neemeko, ngakumbi nangakumbi, kukuba abathengisi bezindlu abaninzi baya kukhetha i- arhente yoluhlu esekelwe kwi-arhente ebonisa ixabiso eliphezulu kakhulu, njengokuba ngandlela-thile i-arhente inegunya lemilingo ukuthengisa ikhaya ngemali engaphezulu kune-arhente ebonisa uluhlu lwoluhlu olufanelekileyo. Abathengisi kaninzi abaqapheli ukuba uluhlu lwamaxabiso, xa zonke izinto zihlanjululwa, azifanekanga kwaye zingabalulekanga. Uluhlu lwexabiso lubaluleke kuphela kumlinganiselo onokuwukhawulela okanye ukuwagxotha umthengi wekhaya. Ixabiso lentengiso kunye nexabiso elilandelelweyo elilandelwayo elithwala ubunzima.
Ikhonkco # 1: Ukusekwa kwexabiso lokuthengisa malunga nokuba unokuthengisa kangakanani okanye iimfuno
Kwiinyanga ezimbalwa emva, ngeli gqiba i-FaceTime uluhlu lwentengiso, umthengisi wabuza isizathu sokuba andizange ndikhathazeke ukuba ndifumani ukuba bafuna kangakanani. Bathi zonke ezinye i-arhente abaye baxoxwa nabo babuza loo mbuzo, kwaye andizange ndenze. Badidekile.
Ndaphendula ngokunyanisekileyo: "Akunandaba nokuba ufuna." Ndiyakwazi ukuxelela ngamehlo abo ukuba ndilahlekelwe nayiphi na umgca endibe nayo xa ndifumana uluhlu. Yiyiphi into efanelekileyo. Abazange baphulaphule.
Akunandaba nokuba umthengisi ucinga ukuba ufuna ukufumana ntoni ekhaya kuba amaxabiso athengiswayo awasekelwe kwiimfuno zabathengisi okanye iimfuno.
Abathengisi bangahambelani nemarike okanye abayithengisi ikhaya . Ixabiso lemarike lithethwa ukuba umthengi uzimisele kangakanani ukuhlawula kwaye, ukuba umthengi uthembele ekuxhaseni imali ukugqiba ukuthengiswa, umlinganisi okholelwa ukuba ikhaya lifanelekile. Ziziphi iimbosa zithemba okanye abathengisi abafunayo akenzi nto kwilizwe lenene.
Ikhonkco # 2: Ukusekela ixabiso lokuthengisa kwixabiso elihlalisiweyo lommelwane wakho
Abantu bavame ukukhumbula intengo yokuthengisa yekhaya xa okokuqala kubhalwe ngaphezu kwexabiso lokuthengisa ekuvaleni. Uphawu luya egcekeni, iminwe ibheke kwibhodibhodi, kwaye kukho ikhaya lommelwane wakho kwi-intanethi kuyo yonke inkazimulo yayo ngokwexabiso elingaphezu kwayo nayiphi na into owake wathemba ukuyifumana. Nangona kunjalo, intengo ikhaya libhalwe kuyo kwaye intengo ekugqibeleni ithengisa ngayo iyahluka kakhulu.
Kwimarike enomthengisi onamandla, ikhaya lingathengisa ngaphezu kwexabiso lentengiso. Kwimarike yomthengi, ikhaya lingathengisa ngexabiso lexabiso lemarike. Kukho imeko yekhaya ukuqwalasela, ukuphuculwa kwayo okanye ukungabikho kwayo, ukungaphumeleli okufumene ngexesha lokuhlolwa kwekhaya - zonke izinto ezinokuchaphazela intengo yokugqibela yokuthengisa.
Qaphela: Uhlobo oluthile lokuthengiswa okuthelekiswayo oluphawulekayo yindlu edayiswe ngayo ubungakanani obufanayo, ukumiswa, imeko kunye nendawo.
Kwaye u-appraiser uzakusebenzisa u-3 ukuthengisa okuthelekisayo ubuncinane kwaye ukhetha ezintandathu. Ummelwane angabhala uluhlu lweedola ze-gazillion kwaye, ukuba kunjalo, ayinayo inzuzo kwixabiso langempela.
Ikhonkco # 3: Ukusekela ixabiso lentengo kwiMilinganiselo yeeLindleko zePalato
Kweminye imimandla yelizwe, amakhaya enqanaba elilodwa unqweneleka ngakumbi kunezindlu ezimbini ukuya kweyesithathu, kwaye nangona umgca wesikwere wale mizi ungalingana, ikhaya elilinganayo lingazithengisa kwi -square-square-foot indleko .
Ngaphezulu, ikhaya elincinci laliza kuthwala ixabiso eliphezulu ngaphezu kweenyawo eziphezulu kunekhaya elikhulu. Ukuba onke amakhaya asekuhlaleni akho amabali amabini kwaye athengise ngeendleko eziqhelekileyo kwi-square-foot-cost, unokukwazi ukuqagela-uqikelele ixabiso elisezantsi kwiindleko zenyawo zenyawo, kodwa amathuba okuba amakhaya ahluka. Imilinganiselo yeenyawo zesikwele ngokuqhelekileyo isikhokelo esingaqhelekanga.
Indlela Abathengi beZindlu eziMali baqikelele ngayo iNani eliThengisiweyo kwiSellers
Maxa wambi ama-agents agunyazisiweyo aya kubuza ukuba ezinye iipropati zicebise njani, kwaye ke loo mmeli uya kuhlawula intengo ukuba ibonakale njengento ekhangayo kumthengisi. Ungakhethi i-ejenti ngokusekelwe kwixabiso eliphezulu lokuthengisa. Khetha i-arhente esekelwe kwingqibelelo, ulwazi, amava, kunye nokukwazi ukuthengisa ikhaya lakho ngaphandle kwidrama eninzi.
Ama-Agents angakunika uluhlu lwexabiso lokuthengisa:
- Ixabiso elifanelekileyo ikhaya kufuneka lifakwe kwiimarike.
- Intengo yokuthengisa umthengi uya kunika.
- Ixabiso elingu-appraiser liya kusebenzisa kunye nalapho ibhanki iya kuboleka khona.
Into ebalulekileyo kukuseka ixabiso eliya kutsala umthengi ukujonga ikhaya lakho kumntu, okungekho ixabiso eliza kuthengisa ngalo. Ukuthabatha ixabiso lokuthengisa elifanelekileyo kufuneka kusekelwe ekuthengiseni okuthelekiswayo, ukunyuswa kweemarike, kwaye akukho nanye into ebalulekileyo.
Ukuba imarike ayihlangabezani nokulindela umthengisi, umthengisi unokufuna ukulinda de iyakhwela emakethe.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, uBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.