Ummeli wakho unokukhokelela ukuba ukhethe ixabiso lokuthengisa elifanelekileyo
Akunabo bonke abathengisi abaqaphela indlela yokuxabisa ikhaya ngokuchanekileyo kunye nokufundisisa kuphela amakhaya athengiswayo. Ukuthabatha ixabiso elifanelekileyo lokuthengisa kufuna ubuchule, kwaye lubugcisa ngezindlela ezininzi. Yingakho ukuxhomekeka kwiingcebiso ezivela kwi-arhente ye-real estate ingabalulekanga, ngakumbi ukuba i-agent yakho igcina iminwe kwi-market.
Ixabiso leThengi leKhaya kunye nexabiso lokuThengiswa
Into yokuqala ukuyiqonda uluhlu lwamaxabiso ekhaya kunye nexabiso layo lokuthengisa ngokugqithiseleyo lihlala lixabiso lamibini.
Siza kuthiwa ngexabiso kunye nexabiso B. Inani lokuqala lokukhetha ixabiso leB, intengo yakho yokuthengisa ejoliswe kuyo. Kodwa loo nto mhlawumbi ayiyi kufana nexabiso le-A, uluhlu lwakho lwamaxabiso. Ukuba ukhetha i-Price B ngokucophelela, unokusebenzisa izimo zeemarike ukuze ubone indlela yokukhetha iCandelo A.
Imali yokuThengiswa kweeNtengiso zezinye iiHomes
Abantu, ngokwemvelo, kubonakala bekhumbule intengo yekhaya xa ikhaya lifika kwiimarike, kodwa abanako ukwazi ixabiso lekhaya xa kuthengisa. Unokuya kwiwebhsayithi ezifana neZillow.com ukuze ufumane amaxabiso athengiswayo okanye ucele i-agent ukuba ikunike zona. Kodwa kuphela ixabiso kwiinyanga ezintathu ezidlulileyo kufuneka zisetyenziswe, ukuba kunokwenzeka. Ungasebenzisi amanani omnyaka odlulileyo.
Kungenxa yokuba ikhaya eliphantsi kwezitrato ezithengiswa ngeedola ezingama-200,000 alithethi ukuba ikhaya lakho liza kuthengisa i-$ 200,000, ngaphandle kokuba ikhaya lakho lifana nelo khaya. Ndivile abathengisi besithi ubungakanani besayizi enkulu bubonisa ukuba banokufumana ezininzi izinto zabo kwikhaya labo, kwaye mhlawumbi banako - kungekhona nje ngokuba banokucinga.
Abahloli, umzekelo, banokubanika i-$ 10,000 kuphela eyongezelelweyo i-1/3 enkulu kunayo eyakho.
Ukuba ikhaya lakho linamagumbi amane okulala kunye nokuthengiswa okuthelekisayo kunamagumbi amathathu okulala, igumbi lakho lokulala elingaphezulu livumelekile kuphela ukufumana i $ 5,000 ukuya kwii-10 000 zamawaka. Ayikho i $ 50,000 onokuyithemba. Indlu yokulala emine igqithisekile ngaphezu kwegumbi lokulala ezintathu kuba abathengi abafuna ngokupheleleyo igumbi lokulala abane abayi kuthenga iindlu ezintathu zokulala.
Ukuphuculwa kweeKhaya kuthinte iNani lentengiso
Xa uthengisa imoto entsha yemoto kwaye uyigxotha kwiqashiso lomthengisi, ezinye zexabiso elo liye lahla phambi kokuba ufikelele ekukhanyeni kokuqala. Kungenxa yokuba imoto iyanciphisa ixabiso. Ngaphandle kokuba ungeze isiteji sesibini okanye ugqibezele iprojekthi eninzi, ukuphucula amakhaya amaninzi kuhla kwexabiso, kungabi khankanya, ezinye iintlobo zentuthuko ehamba phambili ziphuma emva komhla emva kweminyaka embalwa.
Umthengisi wandixelele ukuba ikhaya lakhe lalifanele imali eninzi ngenxa yokuba wayifake esikhundleni sayo yonke indawo yangaphandle kunye ne-redwood. Wenza nini na? Oo, iminyaka engama-22 edlulileyo. Ngokwe-Home Remodeling Magazine, ezimbalwa ukuphucula ikhaya libuyisela i-100% yotyalo-mali, kwaye ipesenteji yokubuya iyancipha njengoko iminyaka ihamba.
Uphuculo lwasekhaya okanye ukuphuculwa kwikhaya elitsha lomhlaba nalo lugqithiswa ngumntu. Ezi zixhobo zokubamba i-granite zingabi nantoni na kumthengi ozayo onokukhetha ukuzikhupha kunye nokufaka i-quartz slab endaweni yoko. Ukhumbule isigaba esiluhlaza somzingeli ukususela ekuqaleni kwee-1990 okanye i-orange shag carpeting ukususela ngee-1970? Ack.
Ukhuphiswano lweeMpahla zeKhaya
Ngendlela zonke, khangela ukhuphiswano. Ngenxa yokuba ezo zizindlu zokuthengisa abathengi baya kuqhathanisa nekhaya lakho.
Thelekisa ixabiso le-square-foot-foot and not just the price. Ukuba ikhaya lakho linamamitha angama-500 engaphantsi kweendlu ezithengiswa ngaphaya kwesitalato, ikhaya lakho lifanelekile imali encinci.
Iindleko zokuthengisa zasekhaya ezilindelekileyo
Amakhaya athe athengisa kodwa angakabikho ukuvalwa kwesango ngokuqhelekileyo nokuba ngaba kuthengiswa okufutshane okusebenzayo okanye ukuthengiswa okulindelekileyo. Awukwazi ukuba ixabiso lala makhaya kuba ixabiso alisoloko lithengiswa de ukuthengiswa kwemali, kodwa uyazi uluhlu lwamaxabiso. Kwakhona uyazi ukuba uluhlu lwamaxabiso lwanele ngokwaneleyo ukukhangela isipho.
Ukuba ikhaya lithengiswa ngokukhawuleza ngeentsuku ezimbalwa kwiimarike, mhlawumbi kuthengiswa ngentengo yexabiso.
Ukukhetha uluhlu lwoluhlu luxhomekeke kwiMarike
Unokufumana oku kunzima ukukholelwa, kodwa akunakwenzeka ukuba uhlawule ixabiso lekhaya kakhulu. Unokulixabisa kakhulu kwaye akukho mntu uya kujonga.
Kodwa ukuba uyithengisa kakhulu, akuthethi ukuba iya kuthengiswa ngeli xabiso kwaye uya kuhlamba. Ukuba ixabiso liyakhangalisa kakhulu, lingadibanisa abaninzi abathengi. Umthengisi unako ukufumana izibonelelo ezininzi , mhlawumbi ngamnye unikezela phezulu kunokuba unikezelo lokugqibela. Ngenxa yokuba abathengi ababeka ixabiso lentengiso. Kwaye akukho nto iqhuba amaxabiso asekhaya ngokukhawuleza kunekhaya ngalinye umthengi afuna ukuba nalo.
Kwiimarike zathengisi, unokucela ngaphezu kwexabiso lemarike kwikhaya lakho kwaye unokufumana ixabiso eliphakamileyo kunenani lexabiso lemarike. Kungenxa yokuba kukho iminyumba embalwa kakhulu kunye nabathengi abaninzi abafuna.
Kwiimarike zomthengi , unokufuna ukuhlawulela ikhaya lakho elincinane kunexabiso lemarike ukutsala umthengi. Kungenxa yokuba kwimarike yomthengi, abathengi banemizi eninzi yokukhetha kuyo kwaye kukho abathengi kakhulu. Ikhaya lakho lingafuneka libe kwifom ye-tip-top yokuthengisa. Ukuba kukho into engalunganga ngayo, zonke ezinye iindlu ziya kuthi zithengise phambi kwakho ngaphandle kokuba ixabiso lakho likhuphisana kakhulu.
Amanani asekhaya axhomekeke kwindawo
Khumbula indawo yeendawo, indawo, indawo . Ikhaya elisezitrato ezixakekileyo lingakufanelekela amashumi amawaka okanye ngamakhulu amawaka ngaphantsi kwekhaya elisekhompilini yokuthula. Ukuba ikhaya lakho libuyela kwi-landfill okanye isakhiwo soshishino, unako ukukhangela ngakumbi kwi-sales comparable.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.