Funda ubunzima bokuthengwa kweempahla ezifutshane
Umfundi uyabuza: "Xa ndikhangele uluhlu olufutshane lweentengiso kwi-intanethi, ndiye ngaphawula ukuba ezinye zezo zihlomelo zithi" ukuthengisa okufutshane okusebenzayo. "Ngaba oku kuthetha ukuba ibhanki ivume ukuthengiswa okufutshane kodwa akukho mntu wenze isipho okwangoku? ukuthengisa okufutshane okuthethileyo kuthetha ntoni? "
Impendulo: Kwiinkcukacha ezininzi zokurhweba enyakatho yeKalifornia, xa umthengisi esamkele ukuthengiswa okufutshane , olohlu lubekwe kwindawo ebizwa ngokuthi "i-short short quing". Kufuneka ukuba amanye amajoni ayazi ukuba ikhaya alisayi kuthengiswa kuba isibonelelo samkelwe.
Kodwa ke akuthethi ukuba, ibhanki ikhuphe imvume yokuthengisa emfutshane . Ukunikezelwa kweentengiso ezimfutshane ezamkelekileyo kubangele ukuvunyelwa kwebhanki.
Ngenxa yokuba le ngxaki idibanisa abasebenzisi be-MLS, ezinye iinkonzo zenkcukacha zedaski zatshintshile iinkqubo zabo zokuvumela enye imeko kwiintlobo zentengiso emfutshane ; ngoku bachazwe bhetele ngokuthi "belindele ukuvunyelwa kwekharityhulam elifutshane." Amakhaya aseleyo kwi-MLS echazwe ngokuthi "i-short shorting" yilapho umthengisi ekhangele ngokukhawuleza izibonelelo zokulondoloza .
Imisebenzi yokuThengisa okufutshane emfutshane
Ngamanye amaxesha, ngokuxhomekeka kwimakethi yendawo yokuhlala, i-arhente ingabhala uluhlu oluthile lweentengiso ezingaphantsi kwexabiso lemarike, kuninzi ukuhlaselwa ngabathingi abathengi. Ezi zithunywa zihlala zixhala ngenxa yokuba zinzima ukuqikelela ukuba ixabiso lekhaya lifanelekileyo kangakanani kwaye abazi ukuba banani abathengi abayidingayo. Kodwa lo mkhuba uvame ukuzisa izibonelelo ezininzi , ezivame ukuphumela kwixabiso elithengi eliphezulu kakhulu kumthengisi.
Nantsi indlela esebenza ngayo:
- Abathengi bathumela iinkonzo eziqukethe iifestile yeentsuku ezintathu, ngelixesha apho, umthengisi angakhetha kwaye akhethe phakathi kwezibonelelo.
- Umthengisi ukhetha umnikelo ongcono, ongeyena owona mnikelo ophezulu, kwaye uyayifaka.
- Kungenxa yokuba ngamanye amaxesha abathengi abafuni ukulinda imvume yokuthengisa emfutshane, umthengisi angamkela enye okanye amaninzi anikezelayo ngokubanjiswa njenge-inshorensi.
- Isipho esamkelekileyo sithunyelwe kwi- bhanki ukuze sivunywe .
- Kwengqiqo yomthengisi, kwaye ukubonelela ngekhontrakthi ayinayo i-verbiage evimbelayo, umthengisi angalathisa i-ejenti ukuba ithumele iziphakamiso zokubuyisela ebhankini.
Oku kuthetha ukuba ngexesha lokubona ukuthengiswa okufutshane okusebenzayo kwintengiso ekhompyutheni, le nkqubo inokwenzeka kakhulu. Kodwa kukho njalo ikhenda elivunyelweyo lingahlukana.
Ukwenza izipho kwi-Active Short Sale Sale Listings
Awunanto yokulahlekelwa ngokuthumela isipho kwi-short short sale list. Kungenxa yokuba abanye abathengi babhala izibonelelo ezininzi kwamanye amakhaya. Xa esinye isibonelelo samukelwa kwiintlobo zabathengi, abathengi bakhupha izibonelelo zabo ezigqithisiweyo.
Ukuba umthengi uyahamba , i-ejenti yomdayisi uya kubiza i-ejenti yomthengi, umthengi wakhe kwindawo ephezulu. Kodwa akuthethi ukuba umthengi kule sikhundla uya kuba nayiphi na isondele ekuvunyelwene kwentengiso emfutshane . Ezinye iibhanki zenza abathengisi baqalise xa umthengi omtsha engena kwinkqubo.
Ukuba isibonelelo osithumeleyo sisemva kweminikelo yokubuyisela, awukwazi ukuma ithuba elikhulu lokuthenga loo ntengiso emfutshane . Isicwangciso sakho sesibini esilungileyo kukuba sibe kwindawo yokuqala yokubuyisela.
Isikhundla sakho esiphezulu kwaye, ngokuqinisekileyo, isistim sokucwangcisa ukulungelelanisa kukuba ngumnikelo owamkelekileyo.
Ngaphandle kokuba abathengi bam-abathengi bangenanto engcono yokuyenza ngaphandle kokulinda ukuza kubona ukuba umnikelo osisigxina osebenzayo, uyabacebisa ukuba bafune ukuthengisa okufutshane okusebenzayo kunye nokungawuthobeli iimpendulo ezimfutshane ezisebenzayo. Ndingathanda ukuba bajonge ukuba ikhaya liya kubuya kwiimarike njengeentengiso ezimfutshane kwaye ziwubambe. Sekunjalo, kukufanelekile ukubiza umnxeba wezahlulo ukujonga imeko.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.