Indlela yokufaka isicelo sokuncitshiswa kwentlawulo yengeniso yokuxhasa imali kwisicwangciso
Ukuba ungumhlali waseNew Mexico kwaye uceba ukuhlawula isifundo semfundo yekholeji yengane yakho, kubalulekile ukuba wazi iintlawulo zerhafu ezifumanekayo kuwe njengomnikelo kwi-plan ye-529 yelizwe yokulondoloza ikholeji.
Ngolu hlalutyo lwesicwangciso, funda ukuba yeyiphi inzuzo yerhafu onokuyithandayo njengomnikelo kunye nendlela isicwangciso seNew Mexico esivela ngayo kwezinye izicwangciso zelizwe.
Yintoni ekugcinwe kuyo?
Ukutsho ukuba isicwangciso sama- 529 esitsha seMexico siye senziwa phantsi.
Kungenxa yokuba abahlali abenza igalelo kwinkqubo yokulondoloza ikholeji bafumana ukuncitshiswa kweerhafu yengxowa yombutho wonke umrhumo. Ngamanye amazwi, ukuhluthwa kwentlawulo yeNew Mexico yaseNew Mexico "akunamkhawulo." Urhulumente ngenye yezine kuphela kweli lizwe ukubonelela ukuncitshiswa okungenamkhawulo ukunikela kwigalelo layo le-529.
I-New Mexico 529 isaphulelo sokurhoxiswa kweerhafu yinto "engaphezulu komgca" utshintsho lwengeniso, oku kuthetha ukuba abahlali banokuthi bangabanga nangona bengabandakanyi ezinye iinqununu (ukukhetha ukuchithwa okuqhelekileyo). Akukho sigaba sokungeniswa kwemali okanye ubuninzi kwiNew Mexico Mexico.
Isebe leMfundo ePhakamileyo laseMexico likhankanyile ezinye zeenzuzo zezicwangciso ezingama-529, kuquka "inzuzo enyanzelisayo yokulondolozwa kweentlawulo, ezifana nokufumana ukuhlawulwa kweerhafu, ukuhlawulwa kweerhafu, ukuhlaliswa kweerhafu, kunye neerhafu ezizodwa unyango.
Ukongezelela, ii-529 zeeKholeji zokuLondoloza iikholeji zinikeza ukulawulwa komntu kunye nokuguquguquka kwiimpahla kunye nabaxhamli. "
I-HED yaseMexico yaseNew Mexico ibonisa ukuba bambalwa abafundi abafumana i-scholarship epheleleyo kwiikholeji. Ngenxa yoko, iintsapho kufuneka zenze indlela edibeneyo yokuhlawula imfundo ephakamileyo yomntwana.
Oku kubandakanya ukubolekwa kwabafundi kunye noxanduva lwezemali kunye nezicwangciso zokulondoloza. Imali etyalomali kwiplani yokulondolozwa kwekholeji ye-529 inekhefu lokukhula ngaphandle kwentela kunye nokuzonwabisa ngokukhula okuxubileyo.
Ukuxabiswa kweNew Mexico 529 Isicwangciso sokuKhutshwa kweRhafu
Abahlali baseNew Mexico bazama ukugqiba isigqibo sokuba ngaba basebenzise esinye sezicwangciso zokulondoloza ikholeji okanye elinye icebo leCandelo 529 lifuna ukulandelelanisa ukulungiswa kwentlawulo enokubangela ukufaka isandla kwisicwangciso sabo selizwe. I-Melika yaseMexico ayinikezeli ukuhlawulwa kweerhafu kubahlali abancedisa kwizicwangciso zephandle. Oku kunjalo nakwamanye amazwe amaninzi.
Ukuqwalasela ukuba inqanaba elitsha leRhafu yaseRiphabliki yokufumana irhafu ingama-4.90 ekhulwini, umrhumo ngamnye we-$ 1,000 ungagcina umhlawuli-ntlawulo ukuya kwii-49 zamaRhafu ngexesha lokurhafu. Okwangoku, i-New Mexico ayinikezeli urhoxiso lwerhafu ukwenzela nayiphi na iindidi zeakhawunti zokulondoloza iikholeji ezifana ne- Akhawunti ye-Akhawunti ye-Savings Education (ESA) okanye i- ATMA Custodial Account . Oku akuqhelekanga kwaye ubeka urhulumente ngokuhambelana nabanye malunga neengxelo ezinjalo.
Qhagamshelana nomcebisi weerhafu okanye omnye uqeqesho lolu hlobo ukuba unemibuzo malunga necebo elifanelekileyo kakhulu lokulondoloza ikholeji kwintsapho yakho.
Ukumangalela iNew Mexico Mexico Discuction Tax deduction
Abahlali banokuthi bathathe iNombolo yeMexico yaseMexico yokuncitshiswa kwerhafu kumgca 13 weNew Mexico Form PIT-ADJ.
Iinkcukacha ezongezelelweyo kwiNew Mexico 529 yokuncitshiswa kweerhafu zifumaneke kwiNew Mexico H igher Iwebhusayithi yeSebe leMfundo.