Uya Kuphila Kangakanani?

Izibalo zibonelela ngeendlela ezininzi zokuqikelela ixesha lokuphila.

Ukulindeleka kobomi bakho kubangelwa izigqibo ezininzi zokuthatha umhlalaphantsi. Abacebisi bezezimali basebenzise ithuba lokuphila ukuba benze iingcebiso malunga nokuqalisa iintlawulo zeNtlalo kunye nokuncedisa ukuba uncedo luba luncedo kuwe. Iinkampani ze-inshurensi ziqikelela ukulinda kwexesha lokuphila ukwenza izigqibo zemali ezihlakaniphile kwiindidi ze-inshurensi ezikhuphayo-kunye nabanikezelayo.

Ungasebenzisa izibalo zokulindela ubomi ukuze uqikelele eyakho, kunye nomlingane, ixesha lokuphila. Oku kunokuphucula izigqibo zakho zokucwangcisa umhlalaphantsi ngokubanzi. Nazi ezinye izineko onokuzisebenzisa ukuza nokuqikelelwa kwexesha lokuphila. Ukulinda kwetafile zebomi kunye nezibalo ezingezantsi zidweliswe ngendlela elula kwiindlela eziphambili zokuqikelela ixesha lokuphila.

  • 01 I-Calculator Life Expectancy Calculator

    Ukuba ufuna ukulinganisa okukhawulezayo, kulula, khangela nje ubudala bakho obukhoyo kwitheyibhile yakutshanje ukusuka kuLawulo loKhuseleko loLuntu. Itafile zabo zobomi bexesha elizayo ziza kuqikelela iminyaka yakho yokuhlala yobomi kwaye zikuncede ukubala ukuba kufuneka uthathe ukhuseleko loluntu ekuqaleni (kwiminyaka engama-62), okanye ugcine uneminyaka engama-70 ukufumana enye inyanga nganye.

    Umzekelo, Ukuba ungatshatanga kwaye ucinga ukuba unokuhlala mfutshane kunesiqhelo, ukuthatha ukhuseleko loluntu kwiminyaka engama-62 mhlawumbi kunengqiqo kuwe. Ukuba utshatile, cinga wena okanye umlingane wakho unokuhlala kwiminyaka engama-80 okanye i-90, okanye ungatshatanga kwaye unempilweni enempilo, uya kufuna ukulibaziseka iintlawulo kuba unokuphela kokufumana okungaphezulu kwama-$ 1,000 ngaphezulu ngenyanga.

    Le tafile ayibhalisi ngempilo okanye imeko yezemali.

    Ixesha elifunekayo: 1 - 2 imizuzu.

  • 02 Bala i-Odds

    Ukuba wena kunye neqabane lakho lingaphezu kweminyaka engama-50, eli xesha lokubala lokuphila liza kukubonisa oko kwenzeka ukuba wena okanye iqabane lakho, okanye bobabini, niya kuhlala kudala. Uya kufuneka ukulungele ukuhlela kwi-spreadsheet ye-Excel ebhalwe ngokubhaliweyo yokuBambisana noBomi ukulungiselela ngokwezifiso iziphumo.

    Imenyu ehlayo iya kukuvumela ukuba utshintshe ukusuka kwikhola emhlophe ukuya kwi-collar data. Abantu abakwiikhola ezimhlophe banomlinganiselo ophezulu wokulinda ubomi ngenxa yokuba ukusebenza kwidesksi kuncinci ukuhlawula umgangatho kunokuba usebenze kwiprktri okanye ube ngumcimi womlilo. Gcina oko engqondweni xa wenza umsebenzi wakho wokucwangcisa.

    Ixesha elifunekayo: 5 - 10 imizuzu.

  • 03 UkuLindelwa koBomi obuLungelelweyo ngokusekelwe kwiZempilo kunye nezinto zokuphila

    Indlela yokuphila yakho inefuthe lobomi besikhathi sokuphila. Sebenzisa i-Calculator Life Expectancy Calculator kwaye uya kucela idatha eyisiseko kuwe kunye nomlingane wakho njengokuphakama, ubunzima, uxinzelelo lwegazi kunye nemikhwa yokutshaya. Esi sixhobo siya kukuxelela ukuba mhlawumbi omnye okanye bobabini uya kuphila ixesha elidlulileyo kwaye ngubani onokulindela ukuba aphile ixesha elide.

    Ixesha elifunekayo: 5 - 10 imizuzu ukungena kwedatha ezimbini.

  • 04 Ukwandisa ubude bakho? Esi sixhobo sinika iingcebiso ezenziwe ngabanye

    Jekaterina Nikitina

    Ukuba ungumntu osebenzayo ophilileyo ofuna ukuhlala ixesha elide ngangokunokwenzeka xa uhlala usempilweni, ke oku Kuphila kwi-calculator eyi-100 kukuphelele. Esi siza siya kuhlenga iimpendulo zakho kwimibandela engama-40 kwaye unikeze iziphakamiso ezenziwe ngabanye, kunye noluhlu olwenzelwe wena kunye nodokotela wakho, konke okulungiselelwe ukunceda ukwandisa ukuhlala kwiPlanethi yoMhlaba. Ngeli sixhobo, unokufunda iindlela ezintsha zokwenza utshintsho olubalulekileyo ebomini bakho.

    Ixesha elifunekayo: 10 - 20 imizuzu.

  • Khangela ngaphandle kwamathuba

    Iinkampani ze-inshurensi zisebenzisa oko kuthiwa yindlela yokwenza i-actuarial yokumisela ixesha lokuphila. Oku kusebenza kakuhle ukuba ukhangela abantu abaninzi. Xa kuziwa kumntu, ukwazi ukuba amathuba okuphila kuyakunceda-kodwa kukulungele ukwenza izigqibo ezithile zokucwangcisa ngezimali ezikunceda ukukhusela ingeniso yakho kamva ebomini kungakhathaliseki ukuba yintoni. Ixesha lakho elizayo elineminyaka engamashumi asibhozo anesihlanu uya kubulela.