Ukuba uhlala eSouth Carolina kwaye uxhalabele malunga nokuhlawula iikholeji kumntwana olunye usuku, zifunde nge-529 yeeKholeji zokuSindisa iKholeji. Nangona iikholeji yiminyaka emininzi kumntwana wakho, abazali abaninzi banenkxalabo malunga nendlela abanokuyithengela ngayo, kodwa iSouth Carolina isicwangciso sama-529 sinomvuzo ngaphandle kwanomvuzo wakho. Ukuba wenza umvuzo omncinci okanye uyingxenye ephezulu yabaniki bemali kwilizwe, unenzuzo.
Ngolu phononongo lwenkqubo yokulondoloza, fumana amaqiniso kwaye ubeke ingqondo yakho ngokukhululekile malunga nokuxhasa imali yokufundela iikholeji kumntwana wakho.
I-Perks yeSouth Carolina yeColley Savings Plan
Abemi baseMzantsi Carolina abafaka isandla kwi-529 Plan yelizwe bafumana "ukukhawulwa kweerhafu ezingenasiphelo". Ewe, ufunda oko ngokuchanekileyo - ngokungenamkhawulo. Yonke into ithetha ukuba abahlawuli berhafu baseMzantsi Carolina banokubamba naliphi na inani abafaka isandla kwisicwangciso se-SC 529, ngokungakhathaliseki ukuba banomvuzo wokuthatha.
Isiqhelo esingenamkhawulo asiyena kuphela isizathu sokuba isicwangciso se-South Carolina sokulondoloza ikholeji siphume. Esinye isici esenza ukuba sihluke ngumhla wokugqibela we-Apreli 15 wonyaka odlulileyo. Le ngongoma yokukhupha ayifumanekanga nakwezinye iindawo ezininzi zokulondoloza iikholeji. Esikhundleni salokho, ngokuqhelekileyo kuthethwa ukuba igalelo lenziwe kwiiplani ezingama-529 ngo-Dec. 31 ukuze zilungele ukuncitshiswa.
Ingakanani i-SC 529 yokuHlulwa kweRhafu yoNcedo
Ukuba uhlala eSouth Carolina kwaye uzama ukugqiba ukuba usebenzisa isicwangciso sakho selizwe 529 okanye esinye isicwangciso selizwe, kufuneka unqume ukulondolozwa kwentlawulo enokuba negalelo kwisicwangciso selizwe.
Ukuqwalasela ukuba inqanaba leRhafu leRhafu leRhafu leRhafu lifumana ipesenti ezingama-7.00, i-$ 1,000 egalelo inokubonga umhlawuli-ntlawulo ukuya kwii-70 zamaxesha kwerhafu.
ISouth Carolina okwangoku ayinikezeli ukurhoxiswa kweerhafu kubahlali abancedisa kwizicwangciso zephandle kwirejista okanye ezinye iindidi zeenkcukacha zokugcina iikholeji ezifana neAkhawunti ye-Savings Education Cover (ESA) okanye i- ATMA Custodial Akhawunti .
Kodwa akukuphela kwimeko. UMichigan ngumzekelo womnye umbuso ongeke unikeze iinqununu kwiintlobo zee-akhawunti.
Indlela yokuBamba ukuKhutshwa kweRhafu
Abahlali banokubango iNingizimu Carolina 529 yokuncitshiswa kweerhafu kumgca 43 weSouth Carolina yabo ifomu le-SC 1040. ISouth Carolina ye-529 yeKholeji yoLondolozo lweKholeji "ingentla kwelayini" utshintsho lwengeniso. Oku kuthetha ukuba abahlali banokuyibanga nangona bengabonakali kwezinye iirhafu (ukukhetha ukuchithwa okuqhelekileyo). Isicwangciso seNew York sokonga iikholeji sifana nale nto. Ukongezelela, akukho sigaba sokufumana imali kwiSouth Carolina.
Imbekiselo kunye neMibhalo
Ulwazi olongezelelweyo kwi-South Carolina 529 lokuncitshiswa kweerhafu lungatholakala kwiwebhusayithi yeSouth Carolina yeSebe leRevenue kunye ne-South Carolina yaseburhulumenteni i-FutureScholar 529 yeSicwangciso sewebhu. Akukaze kube lula ukuqala ukucinga malunga nendlela yokugcina kwiikholeji. Ngoko ke, nokuba ngaba unabantwana abancinci, akunakulimaza ukuqala uphando lwakho ngoku ukwenza uninzi lweentlawulo zakho zerhafu ngaphambi kokuba ixesha liphume.