Iimfuno Zomshuwalense
Ngezantsi zikhokelo eziza kwenza inkqubo yokuqwalasela ukuba ngaba unyanzelekile ngokomthetho ukuba unesi-inshurensi ngokulula. Khumbula, nokuba kunjalo: ngenxa yokuba awukho mthethweni onyanzelekile akuthethi ukuba awufanele uyithenge! Soloko uthetha kummeli wakho we-inshorensi okanye omnye uchwepheshe oqeqeshiweyo ngaphambi kokuba anqume ukuba i-inshurensi ye-RV ayifanelekanga okanye ayikho.
I-RV Ixesha leNkxaso-mali iyimfuneko
Ekuncinci, umlinganiselo ofanayo wokubambisana okufunekayo kwimoto kuyadingeka yi-RV kwiindawo ezininzi. Siza kuxubusha amatyala akhethekileyo kwicandelo elilandelayo, kodwa, ngokuqinisekileyo uya kufuneka umgaqo-nkqubo we-inshurensi ye-RV uma:
• I-RV yakho i-motorhome (iCandelo A okanye iB)
• Awunayo i-RV yakho ngqo (oko kukuthi, uthabathe imali mboleko ukuthenga imali)
• I-RV yakho iyithuthi yerenti
Ii- Motorhomes zifunwa ngumthetho ukuba zibe ne- inshorensi yemfanelo xa iqhutyelwa kwindlela kwiindawo ezininzi. Ukuxhaswa ngokugcwele kunokuba kukhethwa ngokusekelwe ekubeni unayo imoto eyimali, kodwa ngenxa yokuba ugcino olupheleleyo lukhethwayo aluthethi ukuba kufuneka ufune ukuphuma.
Qinisekisa ixabiso le-RV yakho ngokubhekiselele kumathuba okulahleka ukuba uthathe isigqibo sokuba ngaba unokuzinyamekela umonakalo wakho wengozi yomzimba. Ukuba uhlala kwisithuthi sakho ixesha elipheleleyo, kubaluleke kakhulu ukuqwalasela ingqalelo eyongezelelweyo yomshuwalense.
Iimali zeRV zemali zifuneka ngokubanzi ukuba ziqhutywe ngokupheleleyo ngenxa yokuba ababolekisi bafuna ukubuyiselwa kwemali mboleko xa kwenzeka ilahleko.
Ukuba awuwathengi igalelo elipheleleyo, umbolekisi wakho unokuthatha inqubomgomo yomshuwalense kwisithuthi kwaye akuthumele i-bill. I-inshente-ithengwe i-inshorensi ngokuqhelekileyo iza neeprayimari eziphezulu kakhulu kwaye akukho mfanelo, ngoko ukuthatha uxanduva lokutyalomali lwakho isigqibo esihlakaniphile!
Iirekhodi zeRVs zixanduva lwakho ngelixa unesabelo sakho. Kubalulekile ukuqinisekisa ukuba unesiqinisekiso se-inshurensi kwi-RV. Hlola ngomthumeli wakho womshuwalense we-auto ukuze ubone ukuba i-coverage ifikelela kwi-RV oyiqeshisayo. Abathengisi beRV abaqashisayo ngokuqhelekileyo baquka ngokuzenzekelayo i-inshurensi kwixabiso lokuqeshisa okanye babe nemigaqo-nkqubo yexesha elifutshane efumanekayo ukuthenga.
I-RV Ixesha leNkxaso-mali ngumntu ongakhethayo
• I-RV yakho iyakwazi ukuhlengahlengiswa kuphela (inqanaba C)
• Unayo i-RV yakho ngqo ngaphandle kokuxhasa imali kwaye uhlala kwimeko apho i-inshurensi ye-RV ayifunwa ngumthetho
IiRV ezinokuhluthwa ziquka amavili amahlanu, ama-pop-ups kunye neendlela zokuhamba . I-inshorensi yemfanelo ngokuqhelekileyo isetyenziswe kwinkqubo yomshuwalense wemoto yakho kwi-RV yakho xa uyidonsa. Ngokomzekelo, ukuba i-camper yakho inokuthi ivela kwiloli yakho kwaye inokulimaza ethile impahla, i-inshurensi yakho yemoto iya kuhlawula iindleko. Ngenxa yokuba uxanduva lugqitywa phantsi kwe- inshurensi yemoto yakho, urhulumente alufunanga i-inshorensi kwi-RV ezinokuguguleka.
RV-Free RV ithetha ukuba ungumnikazi wenkampu ngokuthe ngqo ngaphandle kwezimali. I-inshurensi ye-RV ikhethwa kuphela xa i-RV ingenayo imali kwaye iyakwazi ukulungiswa kuphela - ayiyikhethwayo kwii-motorhomes ngaphandle kokuba uhlala kwimeko engadingi i-inshurensi ye-RV. Ukuba uthenge i-trailer entsha yokuhamba ngemali eyi-R10 000, i-inshurensi iyakhethwa; Nangona kunjalo, mhlawumbi uyafuna ukuhamba ngokugcwele. Ukulahleka okupheleleyo , okufana nomlilo okanye ukweba , kuya kuba nzima kubantu abaninzi bengena-inshurensi ukukhusela utyalo-mali nokuzibuyisela ngokulahlekelwa kwakho. Qinisekisa ixabiso le-RV yakho ngokubhekiselele kumathuba okulahleka phambi kokuba unqume ukuzithengela umonakalo wakho wokuhamba umzila we-trailer kwaye ubone ukuba uyayifaneleka.
Ingaba i-RV inshorensi iyakhethwa okanye iyadingeka, qaphela iingozi zokungena nge-inshurensi ye-RV.
Abaninzi beRV banishiya iiRVs zabo zifakwe ngaphandle kwiredi elivulekileyo, bebakhokelela ekukhuselweni komonakalo, ukuchithwa kwempahla kunye nokweba. Ukuba i-RV yakho inamanani amaninzi, qiniseka ukuthenga i- inshurensi ye-RV epheleleyo yokukhusela ukukhusela ukulahleka.