Ukulinganisela i-Checkbook yakho

Nazi izizathu ezine ezifanele ukulinganisa i-Checkbook yakho ngenyanga

Nyaniseka. Ngaba unokulinganisela ngokuthembeka intshekethi yakho kwi penny inyanga nganye? Ukulinganisa i-checkbook yakho yenye yeyona ndlela imigaqo engundoqo yokulawula imali kakuhle, kodwa izigidi zabantu baseMelika abazenzayo rhoqo. Ndidibana nabantu abangabhalwanga iipenki kwiisesheke abazibhalayo; Abantu abangena kwi- rejista yabo yokukhangela ukuba "bazikhohlise" ekucingeni ukuba banemali encinci kunokuba benza ngokwenene, banokumangaliswa kamva, okanye ukubonelela iipositi; abantu abanokulinganisa kuphela i-checkbook yabo kanye ngonyaka xa behlawula irhafu.

Iinzuzo zokulinganisa

Ngaba ukulinganisa i-checkbook yakho umsebenzi omdala ongekho mfuneko? Nazi izizathu ezine kufuneka ulinganise i-checkbook yakho ngenyanga:

1. Ukulinganisela i-checkbook yindlela yokuqinisekisa ukuba iirekhodi zakho (i-checkbook register) zifanisa iirekhodi zebhanki, njengoko kuboniswe kwingxelo yakho yebhanki yenyanga. Kuza kuba ngumsebenzi obalulekileyo rhoqo, nangona indlela yokufezekisa iguqula kwixesha le-elektroniki.
2. Nangona ibhanki yakho isebenza ngamawaka ngemisebenzi ngokuchanekileyo, inokwenza iimpazamo, kwaye uhlala neentsuku ezingama-60 kuphela ukuba uxelele ibhanki yephutha. Ukuba awukwazi ukulinganisela i-checkbook yakho nyanga zonke, usenokufumanisa impazamo kwiintsuku ezingama-60. Kungakumbi nokuba kunokwenzeka ukuba wenze iphoso lematriki kwirejistre yakho yokurekhoda, ongenakukufumana ngaphandle kokuba ulinganise i-checkbook nganye ngenyanga.
3. Ukuba wenza i mpazamo okanye ukhohlwa ukuthumela ukukhishwa kwe-ATM , ukuthengwa kwekhadi lokutsalwa kwemali, okanye ukunye ukuthengiselana kwirejista yakho yokukhangela, ungaqala ukuhlawula iifowuni kwaye ufumane iirhafu, ezihlala zi-$ 25 okanye ngaphezulu kwisheke ngasinye. Ukuba awuyilunganga le ngxaki ngokukhawuleza, unako ukufumana inani lokubuyisela iirhafu okanye imali engaphezu kweyodwa kwisheke elifanayo ukuba umntu ukhangele ukuyibuyisela ngokukhawuleza ukuba nethemba lokuba ibhalansi yakho iya ngoku ifihla isamba.

1. Ukuba kukho ingxaki ngexesha elithile, kunzima kakhulu ukuhamba kwiinyanga zokuthengiselana ukuyijonga. Ukuba ulungelelanise i-checkbook yakho nyanga zonke, uninzi oza kuyenza kukuba ukhangela ukuthengwa kwenyanga. Ngamanye amaxesha abantu benza loo ngxaki ye-checkbook yabo ngokungabhaliseki rhoqo ukuba bavale iakhawunti yabo baze bavule enye.

Ngelishwa, umsebenzi olawulayo wokulawula imali wokulinganisa iincwadi zethu zokutshekisha ayifundiswa ezikolweni ezininzi kwaye ngokuqhelekileyo akafundiswa ngabazali bethu. Ukuba uqala nje ngokwakho, okanye unayo i- akhawunti yakho yasebhanki yokuqala , okanye awuzange ube nomkhwa wokulinganisa i-checkbook yakho rhoqo, iphepha elilandelayo liqukethe imiyalelo elula, isinyathelo-nge-nyathelo yokwenza kunye Ifom yokulinganisela yokuhlola i-checkbook.

Jonga indlela yokulinganisa i-Checkbook yakho: I-Step-by-Step Instructions kunye ne-Checkbook yokulinganisela Ifomu.

Iiminyathelo ngeNyathelo Imiyalelo Jonga isinyathelo ngeyiteyathelo Imiyalelo yokulinganisa i-Checkbook yakho.