Inyanga nganye Ufumana i-Bonus Paycheck, Unako Ukugcina I-Big
Uninzi lwabaqeshwa bendabuko bahlawulwa kanye emva kweeveki ezimbini, okanye, into eninzi abantu ababhekisela kuyo ngokuthi "ngeveki nganye." Ukuba ungomnye walezi zintlu zabasebenzi, isicwangciso esilona sabelo-mali esincinci kukucinga ukuba uhlawulelwa ngokukhawuleza, nokuba '.
Abasebenzi abaninzi (ingakumbi abo basebenzayo kwiintengiso kuquka abameli be-real estate) bafumana ukuhlawula ngokukhawuleza kwebhayisiki. Nangona kunjalo, ezinye iinyanga, abaqeshwa baphupha ngeentlawulo ezintathu.
Kungenxa yokuba bayifumana ibhonasi isheke esekelwe kwikhomishini. Ukuba uwela kuloluhlu, ufumana ibhonasi isheke rhoqo okanye ngokukhawuleza.
Ngayiphi na enye indlela, ithekethi yebhonasi ibangela imvula enkulu kwaye kufuneka usebenzise oko. Ungasebenzisa imali eyongezelelweyo ukuze uhlawule ityala , gcina umhlalaphantsi, gcina kwi-condo oyifunayo, okanye uyifake isikhwama sakho sexakeka. Ungasindisa kwakhona ukuthenga okuninzi njengentsimbi yokuhlambela izitsha, imoto yakho elandelayo, okanye ikhefu leentsapho ukuya eYurophu.
Nazi ezinye izinto omele wazi ukuba kuya kukunceda ufinyelele umnqweno wokulondoloza oyifunayo ukuba uhlahlo lwabiwo-mali lufana nomsebenzi weveki.
Yenza uhlahlo lwabiwo-mali oluthatha ukuba uhlawulwe nge-Biweekly
Oku kunengqiqo kuba kufuneka uqaphele iindleko ezibalulekileyo kuqala. Ezi phesheya zokusebenzela zebhajethi ziya kukunceda ukuba uhlalutye indlela yohlahlo lwabiwo-veki, nokuba ufumana ukuhlawula kabini, amaxesha amathathu, okanye kane ngenyanga.
Qinisekisa ukuba uquka zonke iintengo zokuthenga kunye neendleko kwi-bhajethi yakho eqhubekayo. Qinisekisa ukuba uquka umlinganiselo wakho wokulondoloza rhoqo oqhelekileyo ngama-20 ekhulwini kwenyanga yakho engenayo. Jonga ukuba injongo yokulondoloza njengokuba ibingumyalelo ongeyilwayo njenge-bill bill yakho, inkokhelo yentlawulo, okanye intlawulo yemboleko.
Ukucinga ukuba ufumana ezimbini iintlawulo ngenyanga (kunye neenyanga ezininzi uzakufumana iifizi ezimbini zokuhlawulela), yenze uhlahlo lwabiwo-mali olubandakanya ezi zinto zilandelayo.
- Ingeniso yakho / imali
- Izixhobo
- Intshuwalense yezempilo, inshorensi yobomi kunye ne-inshurensi yemoto
- Imali ebekelwe bucala ukulungiswa kwemoto nokulungiswa kwekhaya
- Imali ebekwa bucala yokugcina umhlala-phantsi
- Ukulondolozwa kwimfundo yekholeji yakho
- Ukulondolozwa kweeholide
- Ukulondolozwa kweebhilidi zonyango kunye neentlawulo zentsebenziswano
- Ukulondolozwa kokufaka iifowuni yakho kunye nezinye izixhobo zedijithali
Ufumana le ngcamango. Sebenzisa ama-worksheets ukuze uhambe zonke iindleko zakho ukuze ungalibali nto. Zama ukufaka iindleko ezingavumelekanga (umz., Ubulungu bakho bonyaka wokuzivocavoca) kunye neziqhelo zakho eziqhelekileyo.
Faka imali yokugcina imali yakho
Ngoku ukuba uyazi ukuba ziphi iindleko eziqhelekileyo kunye nolondolozo olufunekayo ukubandakanya kwisabelomali sakho awuyi kuva ngathi "uyayidinga" eso sikhokhelo sesithathu. Ngenxa yokuba ayikho nayiphi na iindleko okufuneka uyenze, ungayifaka ibhonasi ibhekisele kwelinye injongo. Beka kwi-akhawunti yakho yomhlalaphantsi, okanye wakhe i- fund yakho yengxamiseko . Okanye, yifake kwi -akhawunti engezantsi yokulondolozwa ebhalwe phantsi ngenjongo ethile njengokutshintsha iifowuni zakho.
Le ngenye yezindlela ezilungileyo kakhulu abantu abahlawulwa ngeeveki ngeeveki bangakhuphula imali eyongeziweyo kwaye bahlala kwisabelo-mali.
Ukuba ulandela indlela yohlahlo lwabiwo-mali ngeveki nganye, awuyi kuva ngathi unyanzelekile kwaye ngokukhawuleza uza kuba nemoto entsha.