Ungalindeli Ukuze Uqeshwe Izifundo EziKhethekileyo
Abadala baseKholeji baninzi kwiingcamango zabo zokugqibela iimviwo kwaye balungiselela isigaba esilandelayo sobomi babo. Nangona abanye bebuyela ekhaya, kwaye banako ukuxhomekeka kwinkxaso yezemali yabazali babo, abaninzi baya kuba bebodwa okokuqala. Kubuhlungu kwaye buvuyisa, kwaye buyikrakra. Kuthekani ukuba benza iimpazamo ezinokuchaphazela amandla abo okuphumeza amaphupha abo?
Ngethuba lexesha, inhlanhla kunye nenhlanhla yonke idlala indima ekubunzeni ixesha elizayo, nantsi iinqununu zemali ezi zikhulile abadala abakwenzayo ngoku eziza kubakhokelela endleleni eya empumelelweni:
- Nquma ngoku ukuba ubhekane nezo mboleko zemfundo-mboleko: Kungase kube nzima ukungahoywa ngetyala lomfundi eliye lazakhela iminyaka emine edlulileyo, kodwa ayiyi kuhamba. Ngoko ke kufuneka unqume ngoku ukuba uya kujongana nentloko kwaye uthathe uxanduva lokubuyisela loo mboleko. Ngelixa uhlala kwikampus, cela i-ofisi yokuncedisa ngemali ukukunceda udibanise uluhlu lwetyala lakho langoku. Gcina ukhumbule ukuba unakho iimali-mboleko zemali ezizimeleyo ezifuneka ukuba zithathelwe ingqalelo xa ukhangela i-balance balance yakho.
- Qinise ukuba yeyiphi inzuzo eyokufunayo ukwenza ezo ntlawulo: Zama ukuqhathanisa inani elipheleleyo leentlawulo zenyanga uza kufuneka zibandakanye kwibhajethi yakho malunga neenyanga ezintandathu. Khangela umsebenzi owenziweyo, kwaye uqale uqikelele iindleko zakho zenyanga. Ukuba akubukeka ngathi uya kukwazi ukuhlawula ezo ntlawulo omele ufunde ngazo malunga neengxowa-mboleko zokuhlawula imali ezisekelwe kwiingeniso zomfundi , ukunciphisa iindleko zakho, okanye ukhangela imisebenzi ephezulu ehlawulayo.
- Qinisekisa ukuba luhlobo luni lomgcini oza kuba yiyo: Mhlawumbi uhlala kwisabelomali esilungileyo ngexesha leminyaka yeekholeji, kwaye awukwazi ukulinda ukuphuma kwaye uqale ukuchitha enye yemali oza kuyenza ngokukhawuleza. Kodwa kutheni ungathathi izakhono zohlahlo lwabiwo-mali ozifundileyo uze uzisebenzise kubomi bakho "bokwenene"? Abazali bakho, ugogo nomkhulu okanye amalungu entsapho banokufuna ukwenza isipho semali kuwe ekugqibeleni, kwaye ingcinga yakho yokuqala ingase ibe ukuyichitha kwimoto entsha emitsha okanye ukuthatha iholide enkulu. Kunoko, cwangcisa ukubhiyozela okuncinci, kwaye ubeke imali kude ufumane ukuphatha okungcono malunga nokuba imeko yakho iya kuba njani.
- Gqiba ukuba ityala akuyena umhlobo wakho: Unokuba ngumona omona ngabantu ababukeka bekhokela ubomi obukhulu phezu komhlaba, kodwa jonga emva kwekhetheni kwaye unokufumana inhlekelele yintengo. Baneentlawulo zemali kunye neentengo zokuhlala ekhaya, baqeshise iimoto zabo, bathathe iitaliti zamatyala aphezulu, kwaye bahlawulise imali eninzi kwimali-mboleko yabo. Olu hlobo loxinzelelo lwezezimali lunokubangela uxinzelelo, ukungavumelani komtshato kunye nenhlekelele xa bajongana nolunye uhlobo lwezoxakeka zemali. Qinisekisa ukuba uya kuba ngumphathi wezemali, kwaye uya kuthatha kuphela ityala onalo ithuba lokubuyisela.
- Qinisekisa ukuba uya kuba ngumphathi wexesha lakho elizayo: Abantu abaninzi banokulindela kwaye "bavumele" ukuba kwenzeke ikamva kubo, ngaphandle kokucwangcisa okanye ukubonela phambili. Nangona ezinye zeengcebiso zivakala ukuba zibuhlungu, unokumangaliswa kukuba zilula kangakanani ukuba zikwazi ukwenza imilinganiselo ebomini bakho. Cinga ngeenjongo ofuna ukufezekisa, cwangcisa icebo lokufeza ezo njongo, uze uphile nesicwangciso sakho. Ukuba unelungelo lokufumana iqabane lomntu, qiniseka ukuba ngumntu ohambelana neminqweno yakho yemali.
Ndiyakuvuyisana ngale mpu melelo ebomini bakho. Sebenzisa isifundo, ukucinga nokuvandlakanya kwezakhono ozifumene ukwenza izicwangciso zekamva elizayo lezemali , kwaye uza kuzibeka kwimpumelelo ngeendlela ezininzi.
Yiba ngumphathi wezemali ngoku, kwaye ubomi bakho buya kuba lula ukulawula.