Inkcazo yeNkcazo yeNcedisi yeMboleko yeMboleko
Isitatimenti somxhamli sinokubhengezwa kumthengisi werekhodi. Iphawula ibhalansi engakhokhelwa esele kwimali mboleko yokubolekwa kwemali njengomhla othile, kubandakanywa nenzala. Ababolekisi bahlawulisa ukuthumela isitatimenti somxhamli kwisicelo.
Yintoni eNgxelo yeNzuzo?
Isitatimenti somzuzwana sinalo igama leziko lokuboleka kunye nedilesi yabo kunye nenombolo yocingo.
Inayo inombolo ye-akhawunti yomboleko okhoyo. Unalo igama okanye amagama omboleki okanye abolekayo. Ixesha, elibalulekileyo njengoko iimali ziza kutshintsha njengenzuzo yemali kunye nenqununu ihlawulwa. Inokulinganisela kwinqununu yangoku njengaloo mhla. Inomyinge wenzala . Iquka usuku apho inzala ihlawulwe khona. Ikwabonisa nemali yokulungiselela intetho.
Ingxelo yeNzuzo njani eyahlukileyo kwiNkcazo yeMboleko?
Izicelo zabavakalisi abaxhamliweyo zihlala zingaphantsi kancinci kuba abaninzi ababolekayo bayamkela ikhophi yesitatimende sokugqibela semboleko. Ngokubanzi, ziqulethe ulwazi olufanayo. Ukuba unqwenela ukuphepha ukuhlawula umrhumo ukuze ufumane isitatimenti sabantu abaxhamliweyo, cela ukuba ngaba isitatimende esikhokhwayo samatyala siya kwamkelwa. Unokwazi ukukhuphela isitatimende semboleko kwiwebhusayithi yakho yemali-mboleko yemali leyo eya kuba neenkcukacha ezifanayo njengengxelo yomxhamli.
Kutheni i-Statement Beneficiary Requested by Owner Home?
Abathengisi bekhaya ngokubanzi bacela iingxelo zabo abaxhamliweyo xa befuna ukubonisa ubungakanani bemali yabo. Kukho izizathu ezininzi zokufuna le mali echazwe.
- Basenokungathengisa ikhaya kwaye bafuna isitatimenti sabantu abaxhamlayo xa umthengi ethenga isifundo sekhaya kumboleko okhoyo.
- Umnini-mali unokufumana i-mortgage encane kunye / okanye ukuthengisa i-mortgage encane.
- Umnini-sicelo ufaka isicelo semali mboleko yemali kwaye kufuneka ukuba angenise ingxelo ye-beneficiary.
- Umnini-sicelo uyayifaka isicelo sesibini semali kwaye kufuneka ukuba angenise ingxelo ye-beneficiary evela kumnini we-mortgage yokuqala ukuze aqinisekise imeko yomboleko.
- Kukho ezinye izicelo zezimali kunye neenkqubo zomthetho, ezifana nokuqhawula umtshato, apho kufuneka ukuba nomqulu oseburhulumenteni uchaza imeko yemboleko mboleko.
Ingxelo yeNkcazo yokuThengiswa kweMpahla yangaphandle ivela njani kwiNkcazo eFundekayo yeMpahla?
Isitatimenti somzuzwana siyafana nesitatimende semboleko osifumana rhoqo njengoko uhlawula imali yakho yokubolekwa kwemali, okanye ukuba ungayilanda kwifomu yekhompyutha kwiwebhusayithi yakho yomboleki. Umrhumo wokufumana umxhesho kunokuba ubeke iimfuno ezipheleleyo ezifunekayo ukuhlawula umboleko kwaye ukhulule umbolekekisi kwi-matyala. Ukongeza kwinto ekufunwa ngumxhamli, kubandakanya iintlawulo zokukhulula, iintlawulo zeenkcazo, iintlawulo zokurekhoda, ukuhanjiswa kwemali okanye ifeksi, inani lemali yansuku zonke, umhla ekufuneka uvumeleke ngawo, imirhumo yokugqibela kunye nezinye iindleko. Isitatimenti somxhamli siyadingeka xa kuthengisa indlu ukukhulula ngokupheleleyo umthengisi kwi-mortgage xa kukho imali.