Ubume bemivuzo yeFrans Perkins yeeKholeji kunye nabaFundi beZikolo zeGrey
Ngelixa unokuba uqaphela i-federal Direct Subsidized okanye iNgxowa-mboleko ye-Students Nonsubididized kunye ne-PLUS Imali-mboleko, mhlawumbi ungayiqapheli enye inkqubo ebolekayo yokubolekisa ngemali yabafundi abanomgangatho ophezulu weemfuno zemali-iProgram yasePrince Perry Loan. Abafundi abaya kuyo nayiphi na indawo engama-1,700 amaziko e-postsecondary athatha inxaxheba kwilizwe lonke banokufumana iimboleko zePerkins, kunye nesikolo esikhonza njengomboleki wabo.
Ukuba kuvunyelwe, isikolo siya kusebenzisa imali yakho mboleko kwi-akhawunti yakho yesikolo ukuhlawula isifundo, iirhafu, igumbi kunye nebhodi kunye nezinye iindleko zesikolo. Ukuba kukho naziphi na iimali zemali-mboleko, isikolo sakho siya kukhupha imali yokuhlawula ezinye iindleko zemfundo.
I-Perkins ye-Federal Perrow Loan Liming Limits:
Isixa esiphezulu se-Perkins Isixa-mali abafundi abanokufumana kuwo nawuphi na unyaka unqunywe ukuba ngaba ngabafundi besikolo esiphantsi okanye abafundi abaphumelele. Kubafundi be-undergraduate, kukho i-$ 5,500 ngonyaka ngemali yokufumana i-Perkins Imali-mboleko, kunye nomda we-undergraduate cumulative of $ 27,500. Kubafundi abagqibeleleyo, kukho i-$ 8,000 ngonyaka ngonyaka kwi-Perkins Imali-mboleko, kunye nabafundi abaphumelele kunye nabafundi abaphumelele kwisikolo esiphakamileyo se-60,000. Ngokomzekelo, umfundi oboleke i-$ 25,000 ngaphezu kweminyaka emine njengomfundi wesigqirha-mali uya kuhlawulwa kwenye i-35 000 $ njengomfundi ophumelele.
Iimali zenzala kunye nemirhumo yemali yePrince Perkins:
Inqanaba lamanje lenzalo kwiPerkins Loans yi-5.00%. Zonke i-Perkins Imali-mboleko zixhaswa ngemali-mboleko, nto leyo ithetha ukuba inzala ihlawulwa nguRhulumente kude kube sekugqityiwe nawuphi na umfundi obhalise kwinkqubo yemfundo esithatha inxaxheba kwisithuba se-half-time. Imali yePerkins ayinayo nayiphi na imali ehlawulwa ngembolekiso okanye mboleko.
Ukuhlawula iRhafu yePrince Perans:
Emva kokugqweswa iziqu, abafundi baya kufumana iinyanga ezilisithoba kwixesha lokwenza ububele. I-Perkins Imali yokuhlawula isicwangciso sokuhlawula imali ayikho into efanayo neyezinye izikhetho zokuboleka imali. Umniki-mboleko wakho uya kuba sisikolo oya kuso xa ufumene mboleko kodwa, ngezinye iimeko, isikolo siya kuba nenhlangano ehlukileyo yokuphatha ukuhlawula kunye nezinye iinkonzo kwi-Perkins Loan yakho. Qhagamshelana nesikolo sakho ngqo kunye nemibuzo malunga nokwenza iintlawulo zePerkins Loan.
Ukuba unqumla inkokhelo, ukuba intlawulo yakho ihambile, okanye ukuba wenza imali encinci kunentlawulo epheleleyo, kufuneka uhlawule umrhumo wokugqibela kunye naliphi na iindleko zokuqokelela. Ababoleki abanobunzima bezemali emva kokuhlawulwa kweentlawulo baya kuqala kufuneka baqhagamshelane nekholejini okanye umthengi wabo-mboleko ukuqinisekisa ukuba ngaba bafanelekile ukuxhaswa kwemali mboleko okanye ukunyamezela. Ukuba uyaqhubeka ukwenza iinkonzo zokufundisa ezikolweni eziphantsi kweenzuzo eziphantsi, unokufumana ukulungiswa kwemboleko phantsi kweemeko ezithile. Imali-mboleko yakwaPerkins inokuhlanganiswa kunye nezinye iimali-mboleko zomfundi eziseburhulumenteni.
Ukufaka isicelo se-Federal Perkins Loan:
Ukuqwalaselwa ngetyala lePerkins, kufuneka ubonise iimfuno zemali ezikhethekileyo kwisicelo sakho samahhala se-Federal Student Aid, okanye i-FAFSA.
Ukugqiba eli fom kuya kunceda ukugqiba ukufaneleka kwakho kwezinye iinkqubo zoncedo lwezemali ngokunjalo. Xa sele igqityiwe, i-FAFSA ithunyelwa kwisikolo sakho, esiza kukuxelela ngokufaneleka kwakho kwePerkins Loan. Iimali zixhomekeke kwiimfuno zakho zemali kunye nokufumaneka kweemali kwiikholeji yakho, ngoko kukulungele ukufaka isicelo sokuncedisa ngemali ngokukhawuleza.
Ukugqitywa kwe-FAFSA kunye nePerkins ye-promissory note kufuneka kucatshangelwe umboleko wePerkins. Ukususela ngoku, umhla wokugqibela wokunikezelwa ngowama-Septemba 30, 2017 kubafundi abagqwesileyo kunye no-Septemba 30, 2016 kubafundi abaphumelele. Oku kunokuthi utshintshe, kodwa qiniseka ukuthetha neofisi yesevisi yemali yesikolo ukuze ubone ukuba lo tshintsho lunokuchaphazela njani iphakheji yakho yenkxaso yemali. Abafundi abakholelwa ukuba baya kufuna uncedo lwezezimali kumnyaka we-2017-18 kufuneka baqaphele ukuba ii-FAFSA ziya ku-intanethi zisuka kwi-Oktobha 1, 2016.
Kuya kubaluleka kubafundi abaneemfuno eziyimfuneko zemali zokugqiba kwaye bafake isicelo eso ngokukhawuleza ukuze banelungelo lokufumana nayiphina i-Perkins imali ekholeji yabo isenokukwazi ukuhlawula.