Ukutshintshisana kwemali ngokukhawuleza kunye neepompo ezimbalwa nje
Emuva ngo-1990, ukuba unetyala lomhlobo we-$ 5 uza kutsala i-bill ekhutshweyo kwi-wallet yakho kwaye uyinike. Le mihla, imali iyancinci kwaye ingabonakali kwaye ithumela imali malunga nabahlobo kunye nentsapho ilula kunokuba ikhona. Ukuba ufuna ukuthumela umhlobo, isihlobo, ohlala naye okanye nayiphi na enye imali imali nayiphi na into ekwahlula ivenkile yokutyelela kwisabelo sakho seqela le-bachelor (ette), ezi ntlawulo zeentlawulo ozifake kuyo.
01 PayPal
I-PayPal ngu-granddaddy yeenkampani zentlawulo, kunye nembali ebuyela emuva ngo-1998. Yenza igama layo njenge-wallet yedijithali ekhethiweyo kunye nomboneleli wentlawulo kwiintengo ze-eBay kodwa sele ikhulile ibe enye yamagama aphezulu kakhulu kwiintlawulo ze-intanethi.
I-PayPal inikeza amandla okudlulisela imali kuye nakweyiphi na i-akhawunti yasebhanki yasebhange kunye nama-akhawunti angaphandle. Akukho mrhumo wokudlulisela imali kwiintsapho okanye ngabahlobo kwi-balance ye-PayPal okanye ibhalansi yebhanki yebhanki, kodwa i-PayPal ihlawulisa iirhafu zokuthumela kwikhadi lesikweletu okanye ukuguqula iikhredithi.
02 Venmo
I-Venmo ingumnikazi we-PayPal, nangona kunjalo, i-Venmo iyona ndlela ehlukileyo kakhulu kune-PayPal. I-Venmo yinkqubo eyenzelwe ngokuyinhloko ukuthumela imali kubangani, kunye nombandela wezenhlalo. Kwaye, ngelixa ungangena ngemvume kwaye ufinyelele i-akhawunti yakho kwiWebhu, yinto ehamba phambili yefowuni eyakhelwe ngokuyinhloko ukusebenzisa xa uhamba ne-smartphone yakho.
I-Venmo ithandwa kakhulu kubantu abatsha kwiidolophu ezinkulu, apho bayisebenzisela ukubuyisela abahlobo kwiivenkile kunokuba bajongane neendlela zokuhlula isheke. Kukwaziwa kakhulu ngezinto ezifana neendleko zokuhlala kunye nabanye, nangona ungasebenzisa ngoku uVenmo ukuhlawula ukuthengiswa kwamashishini amaninzi kunye. Ikhululekile ukuthumela imali usebenzisa i-akhawunti yakho yasebhanki yekhadi yokudibanisa.
03 Cash Cash
Ikhefu lesikwele yiprogram yomthengi wekhadi lesikweledu impendulo yesikwele kwisithandwa sokukhula kweentlawulo zontanga. Imali yeCash Square yenza into efana neVenmo, kodwa ngaphandle kwemisebenzi yoluntu. Ungathumela imali, okanye ucele kuyo, nabani na nge-akhawunti yeCash Cash, kunye neemali zithathwa kwi-akhawunti yasebhanki exhumene ngekhadi lokubambisa ngaphandle kweendleko.
Ikheshi inesici esikhwameni, njengePayPal, okanye ukukwazi ukuthumela kwi-akhawunti exhunyiwe ngaphandle kokubamba imali kwi-wallet yakho yedijithali. I-Square iphandze yongeza ukukwazi ukuthenga nokuthengisa i-Bitcoin kwi-Cash yohlelo lokusebenza, olunikeza uphawu oluyingqayizivele xa kuthelekiswa nezinye izinhlelo zokusebenza ezikhethiweyo zokuhlawula.
04 Zelle
UZelle unika indlela ekhethekileyo yokuhlawula abahlobo okanye intsapho yasekunene kwi-bhanki yakho. Ukuba unayo i-akhawunti kwibhanki ethatha inxaxheba, ungathumela imali ngemali efanayo kunye nosuku omnye kunye ne-akhawunti kwibhanki ethatha inxaxheba. Uluhlu olukhulayo lwamabhanki athatha inxaxheba lubandakanya izihloko ezifana ne-Chase, iBhanki yaseMelika, i-Citi, i-US Bank, i-Wells Fargo kunye neenkokheli zebhanki ze-intanethi, i-Ally kunye neNkunzi eyodwa.
Ungathumela ngaphandle kokufaka ifowuni yakho kwifowuni, nangona unako ukukhuphela i-app ye-Zelle kwaye udibanise ne-akhawunti yakho yasebhanki. Ikhululekile ukuthumela nokufumana. Unokuxhuma kuphela i-akhawunti yebhanki kwiprofayili yakho yeZelle ngeli xesha, ngoko ukuba ubhalisa, qiniseka ukuba i-akhawunti yakho ephambili.
05 Google Wallet
I-Google inikeza indlela yokwenza phantse yonke into ongayenza kwi-intanethi, kwaye ukuthumela imali akukho nto. I-Google Wallet iyingqayizivele ekudibaniseni kwayo neminye imikhiqizo yeGoogle, kuquka iGmail. Ewe, ungathumela imali kumntu nge-imeyile usebenzisa i-Google Wallet ne-Gmail. Ukuba unayo i-akhawunti ye-Google, sele usayinwe kwiGoogle Wallet.
Njengemveliso eminingi yeGoogle, yenzelwe kakuhle kwaye kulula ukuyisebenzisa. Isebenza kunye ne-Google Wallet yohlelo lokusebenza okanye ngezinye iinkonzo ze-Google ezidibeneyo. Kukho akukho mrhumo wokusebenzisa i-Google Wallet.
06 Facebook Messenger
I-Facebook sele isazi yonke into ngawe, ngoko kutheni ungapheli ikhadi lakho lokubambisa kwaye udibanise ukuthumela imali ngamava akho wengxoxo? Ngenxa yokuba wonke umntu usele kwi-Facebook, ungabathumela imali ngaphandle kokulinda ukuba ubhalisele i-akhawunti kwenye indawo. Bafuna nje ukufaka ikhadi lokubambisa ekufuneka lihlawulwe.
Ulwazi lokuhlawula luyimfihlo. Xa uthumela imali, wonke ummkeli ubona ixabiso, igama lakho kunye nefayile yakho yefayile. Emva kokuba intlawulo iyakwamukelwa, ibonisa kwibhanki kwiintsuku ezintlanu zoshishino. Kulula njengaleyo.