Gwema uvavanyo kunye nezolimo eziphucukileyo ezenziwa kwiindawo ezintathu
Umsebenzi ophuculweyo wezakhiwo zobomi luhlobo oluthile lwezenzo eziqatshelwa ngumthetho oqhelekileyo kwiintetho ezintathu: iFlorida, iMichigan neTexas. Kwakhona kuthiwa yi "Lady Bird" isenzo, singasetyenziselwa ukudlulisela ubunikazi bezindlu zangaphandle ngaphandle koxinzelelo kumntu ozuziweyo ogqitywe ngezenzo. Ummeli waseFlorida odale lo myalelo wabiza igama emva komfazi kaMongameli uJohnson.
Yintoni eyahlukileyo Ngomsebenzi ophuculweyo?
Ngomsebenzi "wokuhlala" wendawo yokuhlala, umnini-propati wenza isipho sesakhiwo kubaxhamli, esibizwa ngokuthi isisele.
Akakwazi ukuthenga okanye ukuthengisa impahla ngexesha lokuphila kwakhe ngaphandle kwemvume kunye "ne-joinder" ye-resiindermen. I-Joinder ithetha ukuba bayamalungu kwi-mortgage okanye ntengiso. Ngokufanelekileyo unikeza ipropati kude-kunye nokulawulwa kokungahambisani nendawo yepropati-ngexesha lokuphila kwakhe.
Ngomhlaba wokuphila ophuculweyo, umnini-propati, obizwa ngokuba "ngumqeshi wokuphila," ugcina ulawulo olupheleleyo kwipropati ngexesha lokuphila kwakhe. Unelungelo lokuthenga impahla okanye ukuthengisa i-estate ngaphandle kwemvume yabaxhamli bakhe okanye i-restindermen ebizwa ngokuba yenzelwe ukuba ayibanikanga ipropati kubo. Ipropati ayifaki ukudlulisela de kube sekufeni kwakhe.
Izenzo zoNcedo kunye neZenzo zokuThuthukiswa koBomi
Imisebenzi yokwenza umsebenzi ophuculweyo wezinto ezenziwa ngumhlaba ngendlela efana nomntu ofumana uxhamli okanye umsebenzi wokudlulisela ukufa. Izibonelelo kunye ne-TOD izenzo azenzi kwaye zithumele umhlaba kumxhamli kude kube sekufeni, kwaye ulwimi kulenzelwe ukuba luchaze ngokuthe ngqo oku.
Ezi zimele zilungiswe, zisayinwe kwaye zirekhodwe kwi-ofisi yeerekhodi zomhlaba njengengomnye umsebenzi. Ngenxa yokuba ipropati idlula ngezenzo, ayifuni iimvavanyo kwaye ayiyi kuba yinxalenye yesakhiwo se-probedent's probate property.
Ngomhla kaFebhuwari 21, 2017, ezi zilandelayo ziqaphela izenzo "abafumana inzuzo" okanye "izenzo zokudlulisela ukufa " kwimimiselo yabo:
- Alaska
- EArizona
- Arkansas
- California
- Colorado
- District of Columbia
- EHawaii
- Illinois
- E-Indiana
- Kansas
- Minnesota
- EMissouri
- Montana
- Nebraska
- Nevada
- ENew Mexico
- North Dakota
- EOhio
- E Oklahoma
- Oregon
- EMzantsi Dakota
- ETexas
- EVirginia
- EWashington
- West Virginia
- Wisconsin
- Wyoming
Enye inzuzo yokuSebenza kweZakhiwo zoBomi
Izenzo zeNyoni zeNyoni azinakulungele ukuphepha ingxaki. Ukuba ixesha kufuneka lifike xa ufuna unonophelo lwexesha elide uze ufake isicelo seMediicaid, urhulumente uya kumisela iminyaka emihlanu "jonga emva" ixesha lokufaneleka kwakho. Oku kuthetha ukuba awukwazi ukudlulisela ubunini bepropati kwiminyaka emihlanu yokwenza isicelo. Ubungakanani bokufaneleka kwakho kuxhomekeke kwixabiso lempahla oyiyo ngexesha osebenzayo. Okuncinci kuninzi, kwaye abaninzi abantu bakholelwa ngokungazenzisiyo ukuba banokwenza ipropati ngaphandle kokufaka isicelo. Kodwa ukudluliselwa kuphantsi kwesi sikhundla seminyaka emihlanu. Iimpahla ezinikezelweyo ngeli xesha zingasuswa kwixabiso lempahla yakho.
Ngenxa yokuba izakhiwo zendawo zokuphila zenza ukuba ugcine ukulawulwa kwipropati, iteknoloji ingabonakali njengotshintsho. Oku akunjalo ngaso sonke isikhathi ngezenzo zabaxhamli. Inokuxhomekeka kumthetho welizwe, nangona kunjalo, ngoko ncokola nommeli wengingqi ukuba ucinga ngolu hlobo lwenjongo kule njongo.
Ngokuqhelekileyo awukwazi ukwenza ibango malunga nepropati yokubuyiselwa kweentlawulo zeMedicaid emva kokufa kwakho nokuba i-propati ayiyi kuba yinxalenye yefa lakho leengxaki.
Ukuba ucinga ukusebenzisa i-heritage estate e-Florida eFlorida, eMichigan okanye eTexas ukuphepha ingxaki , cinga ukucela ummeli wezocwangciso zezindlu ukuyila uxwebhu. Ukuba wenza iphutha, ungadala ngokudala "indawo ehlala rhoqo" yokuthengisa indawo esikhundleni se-"enhanced" estate life action.
QAPHELA: Imithetho yombuso ishintsha rhoqo kwaye le ngcaciso ingabonakali utshintsho olutshanje kwimithetho. Ukufumana iingcebiso zomthetho zangoku, nceda uqhagamshelane nommeli. Ingcaciso equlethwe kule nqaku ayikho isiluleko sezomthetho kwaye ayifaki indawo yeengcebiso zomthetho.
Kukwaziwa nangokuthi: Inzuzo Yomsebenzi, iNdodana ye-Bird Deed, Ukutshintshela kwi-Deed Deed, I-TOD Deed