UCarl Icahn
UCarl Icahn ungumsekeli kunye nabaninzi abanini-nxaxheba be-Icahn Enterprises, iqumrhu elitshatyalalisiweyo lokutyalo-mali elibizwa ngegama lakhe.
Njengamanje unelungelo lokufumana imali eyi-15.9 yezigidigidi. Imfundo yakhe ye-NYU nePrinceton ngokuqinisekileyo ayizange yenzakalise ubuchule bakhe bokutshala imali. U-Icahn wenyuka waba nodumo kwiminyaka yee-1980 njengomntu oyikwesabayo, umtyalo - mali othenga izitektha ezinengqiqo kwiinkampani ezinkulu , ubeke isikhundla sokulawula, kwaye athathe inzuzo ngokusebenzisa i-assets assets and doing over business.
U-Icahn uzame ukukhupha lo mbhikisho kunye neBlockbuster, ikhenketho ekhutshwe ngoku elalikhutshwa njengamanye amaqumrhu azonwabisa kakhulu eMelika. Sonke siyazi ukuba ibali leBlockbuster laphela. Ndiyabulela ukhuphiswano oluvela kuqaliso olubizwa ngokuthi iNetflix kunye nezinye iindlela ze-intanethi, uBlockbuster wehla kwiphubhu. Utyalo-mali lwazo lwalufanele ngaphezu kweedola ezili-112 ezigidi kwizinga eliphezulu kunye nexabiso elilinganiselweyo lentengo malunga ne-8 yeesabelo ngasinye. Wathengisa ngo-Matshi 2010 ngexabiso elilinganiselwa kuma-26 eesenti nganye ngesabelo. Ouch!
UWarren Buffett
Utyalomali-mali uWarren Buffett uye waphumelela kakhulu kumsebenzi wakhe kangangokuba wathola igama lomnxeba "I-Oracle ye-Omaha." Wenza imali yokuqala yokuthengisa imali kwiminyaka eyi-11 ubudala, kwaye ngoku, eneminyaka eyi-86 ubudala, uye wabutha i-fortune eyi-$ 74.1 yezigidigidi, kumenza ube ngumntu wesibini ocebileyo wehlabathi.
Ubuninzi bexabiso lakhe linamaqabane enkampani yakhe, iBerkshire Hathaway, apho sele eyi-CEO iminyaka engaphezu kwamahlanu.
UBuffett wenze amabheti amaninzi embi ngosuku lwakhe, kodwa uthi yena wayehlala ... Berkshire Hathaway. UBuffett waqhekeza ethile imithetho yakhe kwimingxubusho yengqondo yeBerkshire Hathaway, ngoko ke inkampani yombumba, ngo-1964.
Kwi-intanethi ka-2010 kunye no-CNBC, uBuffett wachaza ukuba ukuthengwa kwenkampani, ekugqibeleni izakuvala kodwa ukushiya igama layo ngasemva kwenkampani kaBuffett, mhlawumbi yayibiza i-$ 200 yezigidigidi kwixesha elide. UBuffett akawuthathi ngeli thuba ngokukhawuleza, kwaye ujonge i-Berkshire Hathaway njengento ekutyalomali.
UBill Ackman
UMthetho oyiYilwayo we-Harvard-u-Ackman ungumtyalomali okhokelayo kwi-Pershing Square Capital Management. Ngexesha lakhe njengomtyalo-mali, u-Ackman uye wahlawula i-$ 1.4 billion yenkulungwane. Umphathi we-hedge fund uzibheka njengomtyalo- zimali , kodwa abanye abaninzi kuluntu-mali-mali bayamjonga njengomtyalo-mali, njengokuba uthathe iindawo ezininzi ezichasene nempumelelo yeenkampani, ezifana nokulwa kwakhe ne-Herbalife.
Nangona nje kwiminyaka embalwa edlulayo uPerhing Square yayiphumelele kakhulu, uzuze uAckman kokubili udumo kunye nodumo, utyalo-mali lwakhe kwi-Valeant eqinekileyo yezobisi iyaziwa njengeyaphumeleli enkulu. U-Ackman uthabatha ukuba iValeant izakukhawuleza ukukhulula i-blockbuster iziyobisi eziza kubeka iipokethi ze-investors ngemali, kwaye xa ukulibaziseka nokusebenza kakubi kubonakaliswe umonakalo kunye nobumnyama obuzayo, u-Ackman uphindaphinda kabini kwaye wandise utyalo-mali. Oko, eyongeziweyo kwiingxowa-mali zakhe zangaphambili, kukhokelela ekulahlekeni kwe-$ 4 yezigidigidi xa wayichitha isikhundla sakhe ekuqaleni kuka-2017.
Howie Hubler
Igama elinye libala kuloluhlu ngokumelene nabanye. Ngoxa u-Icahn, uBuffett no-Ackman benza imali yabo ekuhlaseleni kunye nokutshala imali kwiinkampani zabo, u-Howie Hubler wayengumthengisi ongenagama kuMorgan Stanley ovukile ukukhokela iqela elinenzuzo kakhulu ekuthengiseni i-inshurensi kwi-AAA-valuated mortgage securities backed . I-akhawunti yakhe yokurhweba kuMorgan Stanley yakhula kwinqanaba elikhulu emva kokuyalela iqela lakhe ukuthengisa iiRandi ezili-16 zeebhiliyoni kwi-swaps default swaps.
I-Hubler inikwe i-$ 9 billion yokulahlekelwa nguMorgan Stanley, ukulahlekelwa kwembali enkulu. Lehleko ibalaselisa iimeko ezimbi kunazo zonke zokubanjiswa kweReader Great kwi-Wall Street abathengisi, ababetyala kakhulu kwizixhobo abaye baziqonda. UHubler wahlawulwa izigidi ezigidi zeedola ngenxalenye yakhe ekulahlekelweni, isiphumo esingcono kakhulu kunabasetyali abachazwe ngaphambili ababenemigangatho ebalulekileyo kwiipofoliyo zabo zokutshala imali.
Nabo abatshali-mali abasemgangathweni baneentsuku ezimbi
Ukuba ulahlekelwe ngamakhulu ambalwa apha okanye apho kwi-investments engalunganga, ungabi nzima ngokwakho. Unokuba ulahlekelwe iibhiliyoni, okanye ezithoba! Nangona la mabali amatyala abonisa izigqibo ezimbi kunabanye abantu abaphawulekayo, bonke baye bajabulela imisebenzi emangalisayo, impumelelo, ngaphandle kukaHubler.
Ngona iyona nto ibhetele kakhulu yenza izigqibo abazizisolayo xa betyala imali. Siyabulela ukuhlukahluka kobuchule kunye nocwangciso olufanelekileyo lwezoshishino, Icahn, Buffett, kunye no-Ackman baye baqhubela phambili ukwenza uninzi lweefowuni zokutshala imali. Kodwa kufuneka ukuthobeka ukuze ubone ukulahleka kwezinto ezilishumi kwiakhawunti yakho yotyalomali. Ukuba udlala amakhadi akho ngokuchanekileyo, nayiphi na ilahleko enkulu yotyalo-mali oyifakayo kufuneka ihlase i-earnings. Kuba abatyali-mali abahlakaniphile kunye neepotfoliyo ezahlukahlukeneyo, ukulahleka okanye ezimbini akukhathazi nto.