Kuzama ukucinga ukuba ukugcina uhlahlo lwabiwo-mali kukuphela kwekhono lokulawula imali onokuyidingayo. Enyanisweni, uhlahlo lwabiwo-mali luphawu ngaphezu kwesisombululo. Ukuba uhlala ubeka uhlahlo lwabiwo-mali, mhlawumbi uluhlobo lomntu onokuyinyamekela imali. Yona yintloko yokwenza impumelelo yezemali. Akunjalo ngoko uhlahlo lwabiwo-mali ngokwawo, yinyaniso yokuba ubeka ingqalelo. Ziziphi ezinye zeempawu ezilungileyo abantu ababethelela ingqalelo imali?
Apha uluhlu lwamathandwayo ambalwa. Zama ulandele ngokusemandleni akho!
Naluphi na Ufumana Ukunyuka Kwemali, Gcina kwaye Ubeke imali
Abantu abaninzi basebenzise ukuphakamisa indlela yokuphila. Ukuba wenza isicelo sokuphakamisa ukonga kwakho kunye nokutyalomali, kunokuba ube nethuba elingcono lokuwina umdlalo.
Gcina Indlela Yokuphila Ongayilondoloza
Ukuba uhlala ngendlela ehlukumezayo kwaye uzincitshise rhoqo, ekugqibeleni uza kugqithisa ibhalansi ngokugqithisa imali. Ukuba ugcina indlela yokuphila ezinzileyo, epheleleyo kunye neentlawulo zangaphambili ngezizinto ozixabisa kakhulu, uya kugcina imikhuba emihle yemali ngokuhamba kwesikhathi.
Zenza Olunye uhlobo lohlahlo lwabiwo-mali
Hlanganisa uhlobo oluthile lokuhlahlo-lwabiwo-mali, nokuba ngaba luyilo- mali oluyisiseko lwesibini . Oku kubandakanya kuqala ukutsala ukugcina kwakho kwi-top, kwaye uhlala kwenye. Ukuba ungathanda uhlahlo lwabiwo-mali oluninzi, jonga uhlahlo lwabiwo-50/20/30, uhlahlo lwabiwo-mali lwesihlanu , okanye uhlahlo lwabiwo-mali lwemveli.
Musa ukubeka nayiphi na into kwiKhadi leMatyala ongeke ukwazi ukulihlawula ekupheleni kweNyanga
Enyanisweni, ukuba awuqinisekanga ngolu hlobo, qhubeka uye uhlawule amakhadi akho ekhredithi ngaphandle kweveki okanye kwimihla ngemihla ukuqinisekisa ukuba uhlala uhlola. Ngenye indlela, tshintshela kwikhadi lomdaka okanye ngemali. Ngokomntu, ndikhetha amakhadi ekwerethi ngenxa yokuba ndiyathanda amamayela e-airline, kodwa ndiyithatha kuphela le ndlela kuba andikaze ebomini bam ine-penny enye yamatyala ekhadi lesikweletu.
Ukuba awuqinisekanga ukuba ungasebenzisa amakhadi-mboleko ngaphandle kokuzibamba kwi-matyala, bambelela ngemali.
Linda
Ukuba ufuna ukuthenga into ethile, gcina oko kusengaphambili.
Mbulele
Ukubulela kuyisisiseko sokuvumela ukuhamba kokubaluleka kwakho kwizinto eziphathekayo.
Musa ukufihla ngasese imali
Musa ukusebenzisa imali ngasese emva komlingane wakho. Oku kuya kutshabalalisa zombini iimali zakho kunye nolwalamano lwakho.
Ungabi Nokwaneleyo Ukuzonwabisa Ngokuchitha Imali
Kukho iindlela ezininzi zokuzonwabisa ezingafaki ukuchitha yonke inhlama.
Gwema ukuThengwa kwemiSebenzi
Ukuba kukho into ofuna ukuyithenga, cingisisa ngeveki. Ukuba usayifuna emva kweveki, buyela emuva ukuze uyifumane (ukuba unayo imali yoko).
Fumana iinqununu ezintathu zeeNkonzo zoMakhaya
Xa uqeshe abantu bokulungisa, ii-kontraki, oombane, ii-plumbers kunye nezinye iintlobo zonyango lwekhaya, uhlawulela ukufumana uqikelelo oluninzi.
Qinisekisa kwiNgxowa-mali yeeNkcazo ezantsi
kwaye ujonge iimali zakho zokutsalwa kwezimali.
Ungathembeli Iqela lesithathu elifana ne-Stock Broker yakho ukwenza izigqibo ezilungileyo kuwe
Awukwazi ukukhupha ubuchopho bakho. Uyiyo eyakho imvelaphi yemali. Musa ukuzithemba ngumbono omnye umntu ukuba enze isigqibo.