Indlela yokuTyala imali kwiiBond kunye ne-Fixed Revenue Securities kubaqalayo
Xa uthenge isibophelelo, ukhangela imali kumniki-mpahla. Umnikezeli angaba uluhlu olubanzi lwezakhiwo ezifana noRhulumente waseburhulumenteni, isithili sakho sasekuhlaleni, inkampani okanye nakwiinkampani ezinobunzima obucwangcisiweyo ukwenzela ukwakha izakhiwo zepropati kwisitalato esiseduze. Umniki-mboleko "urenta" imali kuwe kwaye uyavuma ukuhlawula umdla kude ahlawule imali oyiboleke ngayo. Utyalo-mali lweBond luyaziwa nangokuthi utyalo-mali olusisigxina ngenxa yokuba, njengomgaqo-jikelele, zibhekwa njengekhuselekileyo kunokuba izitokethi ngenxa yezinto ezininzi ezinxulumene nazo zixhaswa yi-real collateral (njenge-real estate okanye i-assets fixed).
01 Yintoni Ibhondi?
Ngaphambi kokuba siqalise ukuthetha ngetyala lokutyalomali lwabaqalayo, kufuneka uqonde ukuba yintoni isibopho! Fumana impendulo ...
02 Izibonda 101
Ukuba uye wakha wazibuza ukuba zeziphi iimbopheleleko, zisebenza njani izibophelelo, kwaye kutheni ungaqwalasela ukutshala imali kwiibhondi, le ngqangi yabhalwa kuwe. Yisingeniso esifutshane kwihlabathi lotyalo-mali kwaye unokukunceda uqonde indlela iimbophelelo ezidalwe ngayo kwaye kutheni abanye abantu banomdla kakhulu ngokutshala imali kubo. Qala ukufunda malunga nokutyalomali utyalo ...
03 Indlela yokuTyala kwiiBond
Ukuba ulungele ukongeza izibophelelo kwipotfoliyo yakho, unokuzibuza ukuba kufuneka uqalephi. Le ngqungquthela idibanisa iiklasi ezahlukeneyo ezinokubhenela kuwe - izibophelelo zokulondolozwa, iimali ezibophelelweyo, izibophelelo ze-junk, izibophezelo zikamasipala - kwaye ikunika i-jump point off for your own collection ukuze kuveliswe inzala.
04 Kutheni Inzala Yomdla Ndiyifumana kwiiBond zam?
Xa uqala ukuqokelela umdla kumali-mboleko yakho, unokuva imali oyifumanayo ebizwa ngokuba yi-bond "yekhuphoni". Kukho isizathu esihle sale gama ukuba kufuneka uqonde mhlawumbi ...
05 Ingakanani na Kwimiba yamatyala endifanele ukuba ndiyibeke kwiimali?
Ukuba ulwahlula iiphothifoliyo phakathi kwamasheya , i- real estate , kunye nezibophelelo, yeyiphi ipesenti yemali yakho kufuneka uqikelele ukutshala imali kwiimbophelelo? Kukho indlela ekhawulezayo, elula kwaye elula kakhulu yokubala impendulo ...
06 Ngaba Ngaba Yinyaniso Ukuba awuyi kuhlawula intela Ukuba Ubeka imali kwiimali zeMasipala?
Yep. Amahemuhemu owevileyo ayinyaniso, kunye nezinye izicathulo ezibalulekileyo. Iibhondi zikamasipala ezingenasiphoso zivumela ukuba ufumane umvuzo ngenzala kwi-portfolio yakho, uncede ukwakha uluntu lwasekuhlaleni kwaye ugweme ukuthumela imali kwi-IRS. Enyanisweni, kwakungumhlawuli-mabhiliyoni uRoss Perot owayedume ngokufumana izigidi zeedola ngenyanga ngenzala yomhlala-mali kamasipala ngaphandle kokuhlawula ipenki kuMalume Sam. Funda zonke malunga nezibophelelo zikamasipala ezingenaspala kunye nendlela onokusebenzisa ngayo imali yokutshala imali kuyo ...
07 Kutheni abantu bexhalabele kakhulu ngeebhonki ze-US Savings?
Kukho zonke iintlobo zezibophelelo zokulondolozwa kwe- US , kubandakanywa izibophelelo zokugcina i-EE kunye neChungechunge I-bonds yokulondoloza . Uhlobo ngalunye, okanye uchungechunge lwezibophelelo zokulondoloza luneemithetho yalo, imimiselo, inzala, kunye nokuxhomekeka xa ikhutshwe. Ukuze uqalise ukufunda ezo zityalo-mali ezithandwa kakhulu, tyelela indlela esilondolozayo ngayo intshaba-mali abatsha ...
I-08 Ngaba kufuneka ndiTyala kwiiBond ziMntu okanye kwiBond Fund?
Ukugqiba ukuba uthenge iibhondi okanye i-bond ye-bond isigqibo esikhulu. Zomibini iintlobo zokutyalomali-mali zizenzele izibonelelo kunye neengxaki kodwa kukho iimbalwa ezimbalwa ezinokubaluleka xa uqikelela okulungileyo kwiphothifoliyo yakho ...
09 Ndakuva Iyona ngcamango embi yokuTyala imali kwiiNgxowa zangaphandle. Ngaba oku kunjalo?
Ngaba kuyisidenge ukuthenga izibophelelo zangaphandle? Ziziphi iingozi zeebhondi zangaphandle? Ndibeka ndawonye lo mboniso ukuze uchaze ukuba kutheni abanye abacebisi ngezezimali baxwayisa abaxhasi babo ukuba bahlale kude nezibophezelo ezikhishwe ngamazwe angaphandle kwekhaya lakho. Unokumangaliswa kwamanye amajelo angenakho ...
10 Indlela i-Bond Spreads inokulimaza ngayo i-Pocketbook yakho kunye ne-Steal Money yakho
Njengomtyalo-mali omtsha, enye yeengcamango oza kuziva ngazo ngokuqhelekileyo kukuba "uhlalutyo". Eli thuba libalulekileyo kwaye ukuba uthatha ixesha lokuqonda ukuba kutheni kubalulekile, kunokukwenza okanye ukuhlawula imali eninzi. Oku kuyinyani ngokukodwa xa uthe utyalomali kwiibhondi. Ngenxa yokuthengiswa kweemarike ezibophelelweyo, ukuthengwa kwexabiso eliphantsi kwezinye iibhondi kunokubangela ukuba uhlawule amashumi amawaka eedola xa uthengisa okanye uthengisa utyalo-mali! Olu bhonkco oluqondakalayo oluncinane lukulindele ukutyha imali yakho ukuba awuqapheli ...
11 Ukuphepha ukuHlulwa kweeNgxowa zeJunk
Ixesha leBond yexesha eli-12 - Enye yeengozi eziMkhulu kakhulu ezifihliweyo ozijongene nazo
Abanini-zimali abanamabhanki abaninzi abazi ukuba liphi ixesha lobudlelwane. Enyanisweni, ndiyazi ngomtyalomali oyedwa ophethe iimali ezigidi zamadola ezixhomekeke kumabhendi kamasipala kwaye wayengenayo ingqalelo ingozi ekujongeni kwipotfoliyo yakhe ngenxa yobugqwetha obude kakhulu. Thatha imizuzu embalwa ukufumana ukuba yintoni le ngxaki enokuthi ibe yintoni kunye nendlela yokufumanisa ukuba unobungozi ...