Iinzuzo zeTrust Living Living Revocable vs. Intando

Ukwenza isigqibo phakathi kokuthembela kokuphila okuphazamisayo kunye nentando kuya kwehla kwiinkxalabo zakho kunye nento ofuna ukuyifumana kunye nesicwangciso sakho sempahla . Kubantu abaninzi, ukuthembela okungenakutshintsho akuyona inketho kuba kubandakanya ukuguqula ubunikazi bakho kwi-trust kunye ne-trustee yayo ngonaphakade - xa usenza oko, akukho ukubuyela.

Ukuthembela kokuphila okuphazamisayo kunokuthi "kulungiswe" ukuba utshintshe ingqondo yakho. Akusoloko isigxina. Ukuba ukhetha ukwenza ukuthembela kokuphila okuphazamisayo kunokuba ubhale intando, uhlala ukhululekile ukuguqula isigqibo sakho kamva. Kodwa ungazifuni, nangona kunjalo. Olu hlobo lokuthembela luneenzuzo ezihlukeneyo ngaphezu kokuthanda kunye nokugqibela. A

  • 01 Gwema iNkqubo kunye nokugcina Ubumfihlo bakho

    I-Putnam County Courthouse, ePalatka, eFlorida. "UPalatka Putnam cty crths03" ngu-Ebyabe - Umsebenzi wakhe. Ilayisenisi phantsi kweCC BY 2.5 nge-Wikimedia Commons

    Ubunzima bokungqinisisa luphawu oluphambili phakathi kokuthembela kokuphila okuphambene nokuthanda.

    Iprobate yinkqubo elawulwa yinkantolo efunekayo xa umntu efa eshiya intando - kwaye nokuba akayi kushiya intando. Ifa lakhe kufuneka lidlulele kwiindlalifa zakhe kunye nabaxhamli, kwaye uvavanyo luyinkqubo yomthetho eyenziwa yile.

    Ukuthembela kokuphilisa okungafunekiyo akudingi ukuhlolwa. Isivumelwano somntu wangasese phakathi kwakho njengokuba "u-trustmaker" okanye "umniki-mali" kunye nequmrhu lethemba. Kwiimeko ezininzi, umnini-nkonzo ukhonza njengomphathiswa wengxelo yakhe yokuhlala ethemba, ukulawula ipropathi ebekwe kuyo. Amanyathelo omathathu omncedayo ekuthathweni xa umniki-mali efa, ukulungisa i-trust kunye nokuhambisa ipropati yayo kubaxhamli ababizwa ngamaphepha e-trust.

    Xa intando ihanjiswe enkundleni ukuvula ingxaki, iba ngumba wengxelo yoluntu. Nabani na onokumisa kwi-courthouse kwaye uyifunde. Bayazi ukuba unobani kunye nabani oshiye kuyo. Akukho mntu ngaphandle kwabaxhamli - kwaye kwezinye iindawo, iindlalifa kungakhathaliseki ukuba ngabaxhamli - banelungelo lokubona amaxwebhu athembayo. Abayi kuba yirekhodi kawonkewonke ngaphandle kokuba indlalifa okanye umzuli afake i-blaji ukukhasana nokuqinisekiswa kwetrust yakho.

  • 02 Ukucwangcisa ukukhubazeka kwengqondo

    Inzuzo ebalulekileyo yokuthembela kokuphila okuphambanisayo kunye nentando kukuba kunokulungiselela i-estate yakho kwimeko apho ukhubazeka ngengqondo - kungekhona nje xa ufa. Umphathiswa wakho othasayo unokukwazi ukunyathela xa unengqondo engenakukwazi ukujongana nemicimbi yakho. Amaxwebhu akho athembayo anokucacisa ukuba kufuneka ukuba uzimisele njani ukuba unengqondo engafanelekanga, njengesiqinisekiso ngogqirha wakho okanye iqela lagqirha ekufuneka liphumelele.

    Ukuthembela kwakho kwakungayi kuqhutywa kulo mzekelo. Ipropati yakho ayiyi kuthunyelwa kubaxhamli bakho njengoko bekuya kufa kwakho. Umphathiswa wakho oza kulandelwa uya kulawula kuphela imali kunye nepropati yakho ngenxa yokuba awukwazi. Intando yakho ayikwazi ukubonelela oku kusemgangathweni xa ushiya umnqweno wokugqibela kunye nesigqibo kunokuba ubeke ithemba lokuphila. Abathandekayo bakho bafanele bacele inkundla ukuba iqeshe umgcini okanye umgcini-mgcini ukulawula imicimbi yakho.

    Igama lokulumkisa: amanye amathenda avuselelweyo akwazi ukujongana nokukhubazeka kwengqondo, ngelixa abanye banikela ngokucwangciswa okuncinci kulolu hlobo lwesiganeko. Ukuba ukhetha ukwenza ifoni, qiniseka ukuba ifaka icebo lokukhubazeka.

  • 03 Unokufuna Uncedo, Njalo

    Xa uqala ukudala ithemba lokuphila, kuyisitya esingenanto, iqumrhu elisemthethweni ngaphandle kobunini bantoni na de uze uthumele ipropati yakho kuyo. Ukuba ushiya nantoni na, le propati iya kusadingeka ukuba ulungelelaniswe kuba awuzange wenze amanye amalungiselelo. Abanye abantu bakha "ukuthulula" izabelo zokujongana nepropati engashiyiweyo. Olu hlobo lwenjongo luya kulawula ukuba nantoni na enayo egameni lakho kunokuba yithemba lakho kufuneka liye kwithemba xa usweleka. Ukutyhalaza kuya kuqhubeka kudingekile.

    Kwiindawo ezininzi, kufuneka usebenzise intando yokubiza umgcini kubantwana bakho abancinci xa usweleka. Ukuthembela kwakho akunakukubonelela oku.

    Iprobate inokuba yimfuneko kwezinye iindawo, nangona kuthembela ngokukhokelela ngokuthe ngqo, ekunciphiseni amabango abathengi.