Ingakanani Ininzi Yokubeka Ithemba Emva kokuba iTrustmaker ifa?

by Julie Garber

Iindleko zeMpilo kunye neeMali eziKhuselekileyo

Iingcamango ezingaqhelekanga malunga neendleko zokuhlala eziphathekayo zithemba ukuba azinalo, ngokukodwa xa kulungiswa ukuthembela emva kokuba umntu othembekileyo efa. Nangona iindleko ezipheleleyo zokulungisa i- trust living life is less than settling the estate through court court , ukuthembela kwakho kuya kufumana iindleko ezininzi. Nazi ezinye zezona ziqhelekileyo.

01 Imali yeTrasti yeMbuyiselo

Umphathiswa oyimbeko ngumntu othe wahamba kwaye uthatha ulawulo xa umgcini-mvume okanye umnikezeli - umntu owenzelayo kwaye oxhaswa ngemali-ntembeko-engaguquki okanye efa. Kwiimeko ezininzi, umnikezeli wezinto eziphathekayo zokuhlala ethembekileyo usebenza njengomphathiswa ngexesha lokuphila kwakhe.

Imali yamatrasti abaphumelelayo ihlawulwe ngokubhekiselele kwimimiselo yesivumelwano sokukholelwa kwezinto zokuhlala esithintekayo okanye ngumthetho kaRhulumente. Le mithetho idla ngokunika izikhokelo ngokubhekiselele kwizinto ezibhekiselweyo " imirhumo efanelekileyo " ngokusekelwe kwindlela enzima ngayo ukuthembela, ingaba lixesha elingakanani eliza kuthatha ukulawula nokulungisa kunye nokuba isakhiwo se-trustmaker siphantsi kweentlawulo zerhafu. Imithetho iphinda iqwalasele ukuba ngaba ukuthembeka kwetrasti okanye ukukhethwa komphathiswa ophumelelayo kuya kuba okanye kunzima kubaxhamli be-trust .

Iimali zeeNkundla zamatyala

Ezi ntlawulo nazo zichazwe ngokwemimiselo yesivumelwano se-trust okanye ngomthetho kaRhulumente. Ngokuqhelekileyo ibalwa ngokufanayo kumrhumo we-trustee olandelayo.

03 Iimali zokuBala

Imirhumo ye-Akhawunti iya kuhluka ngokuxhomekeke kwinqanaba elipheleleyo lethemba kunye nohlobo lwezinto eziphathekayo . Ithemba elincinci elisekelwe kwixabiso layo lilonke linakho ukufumana iifowuni ezingama-25 kunye neebhonksi ezahlukeneyo, kwaye oku kungavelisa ngaphezulu kwindlela yemali yokubamba imali ngaphezu kwethenda ethe xaxa, enexabiso elixabisekileyo elinendawo yokuhlala eyona ndawo, i-akhawunti yasebhanki kunye neCD .

Ukuba isakhiwo somnini-mali sixhomekeke kwiirhafu zefa kwilizwe okanye kwi-federal level, iintlawulo zemali zingabandakanya ukulungiselela nokufakela le ntlawulo yeerhafu . Nangona i-taxeral exemption tax exemption yi-$ 5.45 yezigidi ngonyaka ka-2016, izibonda zombuso zihlala ziphantsi kakhulu. Ezinye iindawo ezingenako ukuhlawulwa kweerhafu okanye ukufuna ukubuyiselwa kwinqanaba lezemfundo lingasadingeka lijongane nale ndleko kwinqanaba likarhulumente.

Uvavanyo lwe-04 kunye neNkcitho yoRhwebo

Iimvavanyo kunye neemali zokuhlalutya zoshishino ziya kuba mfuneko ukugqiba umhla wokufa kwexabiso kunye nepropati yakho , kuquka iingubo, izixhobo zokulwa, iimpawu, iinqanawa kunye neemoto. Iimfuno zoshishino ezigcinwe ngethemba kufuneka nazo zixabiswe.

Iintlawulo ze-Appraisal yepropati yomntu ngamnye inokuluhlula naphi kwiikhulu ezimbalwa ukuya kwiiyure eziliwaka zeedola, ngelixa iifizi zentengo yexabiso zoshishino ziya kuqhuba iiyure eziliqela zeedola.

05 Imirhumo eyahlukeneyo

Imirhumo eyahlukeneyo inokuvela kwiindleko zokuposa zokuthumela iifayile zokuthembela abaxhamli kunye nabasemagunyeni abahlawulisayo kwiindleko ezinxulumene nokuqinisekisa, ukugcina, ukuthumela nokuhambisa impahla yomntu.

06 I-Bottom

Emva kokuzongeza zonke ezi ntlawulo kunye neendleko, mhlawumbi unokuqikelela ekukulungiseni ukukholelwa kwakho okuphikisayo kwiphilo engaphantsi kwe-1 ukuya kwi-5 ekhulwini yexabiso lempahla yakho. Oku akubandakanyi indawo yokuhlala okanye irhafu yengeniso enokuhlawulwa kwaye ihlawulwe ngexesha lolawulo lolawulo.

Thelekisa oku kunye neendleko zokulungisa ifa lakho kwi-court probation, enokuluhlula naphi na kwi-3 ukuya kwi-8 ekhulwini yexabiso lempahla yakho. Ifa lakho liza kusenokwenzeka ukuba liza phambili xa ukhetha ukwenza ukuthembela kokuphila okuphazamisayo.

PHAWULA:

Imithetho kunye neendawo zendawo zitshintsha rhoqo, kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nomgcini-akhawunti okanye ummeli weerhafu zangoku okanye iingcebiso zomthetho. Ingcaciso equlethwe kweli nqaku ayikho irhafu okanye isiluleko sezomthetho, kwaye ayifaki indawo yerhafu okanye isiluleko somthetho.